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Paysafe LtdPSFECompetitor analysis, valuation and peers

United States · USD·Financials›Miscellaneous Commercial Services
Momentum neutral 41
Mkt cap
$349M
US dollars, full cap
Free float
44%
of shares outstanding
$/day
$2.20M
20-day average traded
P/B
0.60×
price to book
ROE
-30.2%
delivered
Implied ROE
9.5%
what the price asks
Official | Implied
B / CCC+
agencies · bond market
Next earnings
6 days
12 Nov 2026
Close · USD$6.68
1D+1.4%
1W+18.9%
1M+16.4%
3M-6.4%
6M-28.0%
YTD-17.4%
1Y-37.0%
ATR %5.2%
Beta1.70
52w lowhigh38.2% off high

What Paysafe does

Employees: 2,900

Paysafe at a glance

Size Paysafe (PSFE) is a United States Financials company (Miscellaneous Commercial Services) with a market value of $349M, the 2981st largest of 3,117 United States companies the cockpit tracks. Shares closed at $6.68 on 6 Nov 2026.

Performance Over six months the shares fell 28.0%, against +13.7% for the median peer and -1.1% for the United States market (cap-weighted) — 3rd lowest of 8 in its peer set.

Growth Revenue grew 5.1% over the last twelve months (peer median +12.3%); the operating margin is 5.7% (peer median 17.0%).

Valuation It trades at 0.60× book value against a peer median of 0.75× (2nd cheapest of 7).

Price implies The share price implies a return on equity of about 9.5%; Paysafe delivers -30.3%, so the price asks more than the business earns today.

Credit Paysafe has 1 bond outstanding ($337M), rated B by the agencies and trading like CCC+ at a weighted spread of 842 bp.

Short interest Short interest is 6.0% of the free float (15 Oct 2026).

Next results Next results expected around 12 Nov 2026 (exchange calendar; dates can move).

Relative performance

608010012011 May 202611 Aug 20266 Nov 2026Peer median 116PSFE 77
Six months, rebased to 100: Paysafe against the median of its 7 peers (local-currency closes).

Paysafe financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$1.76B$1.70B$1.70B$1.60B$1.50B
Revenue growth—0%+6%+7%—
Gross profit$712M$684M$714M$674M$615M
EBITDA$378M$399M$415M$431M$348M
Net income-$208M-$183M$22.2M-$20.3M-$1.86B
Free cash flow$227M$224M$238M$221M$913M
Capital expenditure$106M$107M$112M$102M$93.6M
Total debt$2.55B$2.66B$2.41B$2.53B$2.68B

Quarterly statements and history in the cockpit →

Paysafe competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-50%0%+50%+100%+150%0%+100%RPAYACTGPRAACASSPAYSPICSKPLTPSFE6-month return →1-month return →
Up and to the right = strong over both horizons. Paysafe is the large dot.

Fundamentals: return on equity against price-to-book

-20%0%20%00×50×100×RPAYACTGPRAACASSPAYSPICSPSFEReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Paysafe is the large dot.

Capital: ROE delivered against the ROE the price implies

0%50%0%50%RPAYACTGPRAACASSPAYSPICSPSFEROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Paysafe is the large dot.

Paysafe competitors and peer comparison

How Paysafe compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Paysafe against its 7 peers (data as of 6 Nov 2026)
MeasurePSFEPeer medianRank in peer set
1-month return+16.4%-1.8%2nd highest of 8
6-month return-28.0%+13.7%3rd lowest of 8
Return on equity-30.2%6.7%2nd lowest of 7
Price / book0.60×0.75×2nd cheapest of 7
ROE the price implies9.5%12.1%3rd least demanding of 7
ROE delivered-30.3%6.7%2nd lowest of 7
Bond spread842 bpn/a—

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Paysafe PSFEUnited States$349M-28%+5%-30%0.60×9.5%-30.3%
Repay RPAYUnited States$388M+24%+9%-30%0.77×11.9%-30.3%
Acacia Research ACTGUnited States$415M-9%+12%-3%0.62×6.0%-2.8%
PRA PRAAUnited States$486M-33%+12%-22%0.47×6.6%-22.3%
Cass Information Systems CASSUnited States$694M+14%+2%16%3.06×15.3%16.2%
Paysign PAYSUnited States$829M+155%+47%31%13.78×92.0%30.8%
PicS PICSUnited States$889M-44%+89%31%0.73×12.3%30.5%
Katapult KPLTUnited States$939M+64%+13%n/an/an/an/a

Paysafe bonds and credit

Paysafe has 1 bond outstanding with $337M face value. The agencies rate it B; its bonds trade like CCC+. Weighted yield 12.93%, a spread of 842 bp over government bonds.

Every bond, yield and spread in the cockpit →

Questions

Which companies are Paysafe's closest peers?
The cockpit's peer set: Repay (RPAY), Acacia Research (ACTG), PRA (PRAA), Cass Information Systems (CASS), Paysign (PAYS), PicS (PICS), Katapult (KPLT).
Is Paysafe expensive compared with its peers?
On price / book it trades at 0.60× against a peer median of 0.75×, 2nd cheapest of 7 in its peer set. The share price implies a return on equity of about 9.5%; Paysafe delivers -30.3%, so the price asks more than the business earns today.
How has Paysafe stock performed?
Over six months to 6 Nov 2026 the shares returned -28.0% against +13.7% for the median peer; over one year -37.0%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.