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Employees: 5,600
Size Sagicor Financial (SFC.TO) is a Canada Financials company (Multi-Line Insurance) with a market value of $792M, the 280th largest of 420 Canada companies the cockpit tracks. Shares closed at C$8.16 on 6 Nov 2026.
Performance Over six months the shares fell 14.0%, against +4.0% for the median peer and +5.2% for the Canada market (cap-weighted) — 4th lowest of 21 in its peer set.
Growth Revenue fell 3.9% over the last twelve months (peer median +9.4%); the operating margin is 12.9% (peer median 8.1%).
Valuation It trades at 0.75× book value against a peer median of 1.05× (7th cheapest of 21).
Price implies The share price implies a return on equity of about 4.6%; Sagicor Financial delivers 11.6%, so the price asks less than the business earns today.
Next results Next results expected around 11 Nov 2026 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | C$4.77B | C$4.21B | C$4.69B | C$3.47B | C$1.08B |
| Revenue growth | — | -10% | +35% | +221% | — |
| Net income | C$164M | C$93.5M | C$134M | C$718M | -C$214M |
| Free cash flow | C$2.08B | C$2.08B | C$1.40B | -C$79.0M | -C$236M |
| Capital expenditure | C$21.4M | C$20.8M | C$23.5M | C$35.4M | C$28.4M |
| Total debt | C$1.54B | C$2.38B | C$2.40B | C$2.17B | C$1.79B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | SFC.TO | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -0.5% | +1.6% | 5th lowest of 21 |
| 6-month return | -14.0% | +4.0% | 4th lowest of 21 |
| Return on equity | 11.6% | 7.6% | 8th highest of 21 |
| Price / book | 0.75× | 1.05× | 7th cheapest of 21 |
| Trailing P/E | 7.1× | 14.0× | 5th cheapest of 20 |
| ROE the price implies | 4.6% | 7.2% | 5th least demanding of 20 |
| ROE delivered | 11.6% | 7.6% | 7th highest of 19 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Sagicor Financial SFC.TO | Canada | $792M | -14% | -4% | 12% | 0.75× | 4.6% | 11.6% |
| Religare Enterprises RELIGARE.NS | India | $845M | +4% | +18% | 3% | 2.67× | 23.7% | n/a |
| Donegal DGICA | United States | $723M | +9% | -3% | 11% | 1.07× | 6.6% | 10.7% |
| Chesnara CSN.L | United Kingdom | $1.08B | +11% | +192% | 0% | 2.14× | 15.7% | 0.3% |
| Bowhead Specialty BOW | United States | $1.12B | +26% | +24% | 14% | 2.48× | 11.3% | 13.6% |
| Central Reinsurance 2851.TW | Taiwan | $1.12B | +52% | +21% | 37% | 1.41× | 5.1% | 37.4% |
| Asia Financial 0662.HK | Hong Kong | $521M | -6% | +6% | 10% | 0.30× | 3.7% | 10.2% |
| Wuestenrot & Wuerttembergische WUW.DE | Germany | $1.39B | -6% | +4% | 3% | 0.25× | 3.6% | 2.7% |
| Linea Directa Aseguradora LDA.MC | Spain | $1.48B | +3% | +10% | 23% | 3.07× | 11.7% | 23.3% |
| United Overseas Insurance U13.SI | Singapore | $403M | +8% | -8% | 7% | 0.98× | 3.6% | 7.0% |
| AIFU AIFU | United States | $390M | -76% | -47% | -113% | 0.30× | 4.9% | -113.4% |
| Trupanion TRUP | United States | $1.61B | +49% | +12% | 6% | 3.94× | 35.3% | 6.1% |
| Korean Reinsurance 003690.KS | South Korea | $1.74B | +8% | -2% | 14% | 0.73× | 4.8% | 14.4% |
| SBI Insurance 7326.T | Japan | $325M | -3% | +21% | 7% | 1.02× | 8.6% | 6.5% |
| NI Holdings, Inc. NODK | United States | $313M | +20% | -14% | 3% | 1.26× | 7.2% | 3.2% |
| Zhongan Online P&C Insurance 6060.HK | Hong Kong | $2.06B | -19% | +16% | 8% | 0.54× | 8.0% | 8.2% |
| Seoul Guarantee Insurance 031210.KS | South Korea | $2.26B | -8% | +14% | 6% | 0.61× | 4.5% | 6.0% |
| NIB NHF.AX | Australia | $2.29B | +4% | +5% | 17% | 2.90× | 13.2% | 16.6% |
| Pelagos Insurance Capital PLGO | United States | $2.29B | +33% | -4% | 18% | 1.03× | 6.5% | 17.6% |
| Go Digit General Insurance GODIGIT.NS | India | $2.44B | -21% | +9% | 12% | 4.91× | 37.4% | n/a |
| Vaudoise Assurances VAHN.SW | Switzerland | $2.66B | -8% | +14% | 6% | 0.78× | n/a | 5.9% |