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← CockpitCompetitor Analysis › AIFU AIFU Inc. Class AOpen in the cockpit ↗

AIFU Inc. Class AAIFUCompetitor analysis, valuation and peers

United States · USD·Financials›Multi-Line Insurance
Momentum laggard 1
Mkt cap
$390M
US dollars, full cap
Free float
15%
of shares outstanding
$/day
$163,993
20-day average traded
P/B
0.30×
price to book
ROE
-113.4%
delivered
Implied ROE
4.9%
what the price asks
Next earnings
138 days
24 Mar 2027
Close · USD$7.68
1D-10.4%
1W-21.6%
1M-30.2%
3M-79.3%
6M-75.7%
YTD-85.7%
1Y-91.1%
ATR %16.8%
Beta1.00
52w lowhigh91.5% off high

What AIFU does

Employees: 594

AIFU at a glance

Size AIFU (AIFU) is a United States Financials company (Multi-Line Insurance) with a market value of $390M, the 2878th largest of 3,117 United States companies the cockpit tracks. Shares closed at $7.68 on 6 Nov 2026.

Performance Over six months the shares fell 75.7%, against +6.2% for the median peer and -1.1% for the United States market (cap-weighted) — lowest of 13 in its peer set.

Growth Revenue fell 47.1% over the last twelve months (peer median +8.1%); the operating margin is -313.7% (peer median 11.9%).

Valuation It trades at 0.30× book value against a peer median of 1.17× (2nd cheapest of 13).

Price implies The share price implies a return on equity of about 4.9%; AIFU delivers -113.4%, so the price asks more than the business earns today.

Short interest Short interest is 0.0% of the free float (15 Oct 2026).

Next results Next results expected around 24 Mar 2027 (exchange calendar; dates can move).

Relative performance

5010015011 May 202611 Aug 20266 Nov 2026Peer median 107AIFU 25
Six months, rebased to 100: AIFU against the median of its 12 peers (local-currency closes).

AIFU financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$71.3M$79.6M$248M$450M$403M
Revenue growth—-68%-45%+12%—
Gross profit$36.3M$38.5M$91.3M$144M$140M
EBITDAn/a-$231M-$11.1M$46.9M$27.3M
Net income-$253M-$325M$62.3M$39.5M$14.5M
Free cash flow-$2.61M-$2.80M$18.4M$12.5M$8.70M
Capital expenditure$626,000$477,000$1.16M$1.83M$11.3M
Total debtn/a$12.4M$28.3M$41.2M$25.0M

Quarterly statements and history in the cockpit →

AIFU competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-50%0%+50%-20%0%U137326NODK0662SFCRELIGARECSNBOW2851WUWAIFU6-month return →1-month return →
Up and to the right = strong over both horizons. AIFU is the large dot.

Fundamentals: return on equity against price-to-book

-100%-50%0%10×20×30×U137326NODK0662SFCRELIGARECSNBOW2851WUWLDAAIFUReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. AIFU is the large dot.

Capital: ROE delivered against the ROE the price implies

-100%-50%0%-100%-50%0%U137326CSN2851LDAAIFUROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. AIFU is the large dot.

AIFU competitors and peer comparison

How AIFU compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

AIFU against its 12 peers (data as of 6 Nov 2026)
MeasureAIFUPeer medianRank in peer set
1-month return-30.2%+0.7%lowest of 13
6-month return-75.7%+6.2%lowest of 13
Return on equity-113.4%8.6%lowest of 13
Price / book0.30×1.17×2nd cheapest of 13
ROE the price implies4.9%6.9%5th least demanding of 13
ROE delivered-113.4%10.2%lowest of 12

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
AIFU AIFUUnited States$390M-76%-47%-113%0.30×4.9%-113.4%
United Overseas Insurance U13.SISingapore$403M+8%-8%7%0.98×3.6%7.0%
SBI Insurance 7326.TJapan$325M-3%+21%7%1.02×8.6%6.5%
NI Holdings, Inc. NODKUnited States$313M+20%-14%3%1.26×7.2%3.2%
Asia Financial 0662.HKHong Kong$521M-6%+6%10%0.30×3.7%10.2%
Donegal DGICAUnited States$723M+9%-3%11%1.07×6.6%10.7%
Sagicor Financial SFC.TOCanada$792M-14%-4%12%0.75×4.6%11.6%
Religare Enterprises RELIGARE.NSIndia$845M+4%+18%3%2.67×23.7%n/a
Chesnara CSN.LUnited Kingdom$1.08B+11%+192%0%2.14×15.7%0.3%
Bowhead Specialty BOWUnited States$1.12B+26%+24%14%2.48×11.3%13.6%
Central Reinsurance 2851.TWTaiwan$1.12B+52%+21%37%1.41×5.1%37.4%
Wuestenrot & Wuerttembergische WUW.DEGermany$1.39B-6%+4%3%0.25×3.6%2.7%
Linea Directa Aseguradora LDA.MCSpain$1.48B+3%+10%23%3.07×11.7%23.3%

Questions

Which companies are AIFU's closest peers?
The cockpit's peer set: United Overseas Insurance (U13.SI), SBI Insurance (7326.T), NI Holdings, Inc. (NODK), Asia Financial (0662.HK), Donegal (DGICA), Sagicor Financial (SFC.TO), Religare Enterprises (RELIGARE.NS), Chesnara (CSN.L).
Is AIFU expensive compared with its peers?
On price / book it trades at 0.30× against a peer median of 1.17×, 2nd cheapest of 13 in its peer set. The share price implies a return on equity of about 4.9%; AIFU delivers -113.4%, so the price asks more than the business earns today.
How has AIFU stock performed?
Over six months to 6 Nov 2026 the shares returned -75.7% against +6.2% for the median peer; over one year -91.1%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.