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Employees: 851
Size Donegal (DGICA) is a United States Financials company (Multi-Line Insurance) with a market value of $723M, the 2461st largest of 3,117 United States companies the cockpit tracks. Shares closed at $18.73 on 6 Nov 2026.
Performance Over six months the shares gained 8.8%, against +3.0% for the median peer and -1.1% for the United States market (cap-weighted) — 7th highest of 21 in its peer set.
Growth Revenue fell 3.4% over the last twelve months (peer median +9.4%); the operating margin is 9.0% (peer median 8.2%).
Valuation It trades at 1.07× book value against a peer median of 1.02× (10th most expensive of 21).
Price implies The share price implies a return on equity of about 6.6%; Donegal delivers 10.7%, so the price asks less than the business earns today.
Short interest Short interest is 2.3% of the free float (15 Oct 2026).
Next results Next results expected around 25 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $955M | $978M | $990M | $927M | $848M |
| Revenue growth | — | -1% | +7% | +9% | — |
| Net income | $69.2M | $79.3M | $50.9M | $4.43M | -$1.96M |
| Free cash flow | n/a | $70.2M | $67.4M | $28.6M | $67.1M |
| Capital expenditure | n/a | $425 | $0 | $44,701 | $0 |
| Total debt | $35.0M | $35.0M | $35.0M | $35.0M | $35.0M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | DGICA | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +1.0% | +1.6% | 10th lowest of 21 |
| 6-month return | +8.8% | +3.0% | 7th highest of 21 |
| Return on equity | 10.7% | 7.6% | 9th highest of 21 |
| Price / book | 1.07× | 1.02× | 10th most expensive of 21 |
| Trailing P/E | 10.0× | 14.0× | 8th cheapest of 20 |
| ROE the price implies | 6.6% | 7.2% | 10th least demanding of 20 |
| ROE delivered | 10.7% | 7.6% | 8th highest of 19 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Donegal DGICA | United States | $723M | +9% | -3% | 11% | 1.07× | 6.6% | 10.7% |
| Sagicor Financial SFC.TO | Canada | $792M | -14% | -4% | 12% | 0.75× | 4.6% | 11.6% |
| Religare Enterprises RELIGARE.NS | India | $845M | +4% | +18% | 3% | 2.67× | 23.7% | n/a |
| Asia Financial 0662.HK | Hong Kong | $521M | -6% | +6% | 10% | 0.30× | 3.7% | 10.2% |
| Chesnara CSN.L | United Kingdom | $1.08B | +11% | +192% | 0% | 2.14× | 15.7% | 0.3% |
| Bowhead Specialty BOW | United States | $1.12B | +26% | +24% | 14% | 2.48× | 11.3% | 13.6% |
| Central Reinsurance 2851.TW | Taiwan | $1.12B | +52% | +21% | 37% | 1.41× | 5.1% | 37.4% |
| United Overseas Insurance U13.SI | Singapore | $403M | +8% | -8% | 7% | 0.98× | 3.6% | 7.0% |
| AIFU AIFU | United States | $390M | -76% | -47% | -113% | 0.30× | 4.9% | -113.4% |
| Wuestenrot & Wuerttembergische WUW.DE | Germany | $1.39B | -6% | +4% | 3% | 0.25× | 3.6% | 2.7% |
| Linea Directa Aseguradora LDA.MC | Spain | $1.48B | +3% | +10% | 23% | 3.07× | 11.7% | 23.3% |
| SBI Insurance 7326.T | Japan | $325M | -3% | +21% | 7% | 1.02× | 8.6% | 6.5% |
| Trupanion TRUP | United States | $1.61B | +49% | +12% | 6% | 3.94× | 35.3% | 6.1% |
| NI Holdings, Inc. NODK | United States | $313M | +20% | -14% | 3% | 1.26× | 7.2% | 3.2% |
| Korean Reinsurance 003690.KS | South Korea | $1.74B | +8% | -2% | 14% | 0.73× | 4.8% | 14.4% |
| Zhongan Online P&C Insurance 6060.HK | Hong Kong | $2.06B | -19% | +16% | 8% | 0.54× | 8.0% | 8.2% |
| Seoul Guarantee Insurance 031210.KS | South Korea | $2.26B | -8% | +14% | 6% | 0.61× | 4.5% | 6.0% |
| NIB NHF.AX | Australia | $2.29B | +4% | +5% | 17% | 2.90× | 13.2% | 16.6% |
| Pelagos Insurance Capital PLGO | United States | $2.29B | +33% | -4% | 18% | 1.03× | 6.5% | 17.6% |
| Go Digit General Insurance GODIGIT.NS | India | $2.44B | -21% | +9% | 12% | 4.91× | 37.4% | n/a |
| Vaudoise Assurances VAHN.SW | Switzerland | $2.66B | -8% | +14% | 6% | 0.78× | n/a | 5.9% |