Trading Cockpit

· checking…
Loading…
← CockpitCompetitor Analysis › VAHN.SW Vaudoise Assurances Holding SAOpen in the cockpit ↗

Vaudoise Assurances Holding SAVAHN.SWCompetitor analysis, valuation and peers

Switzerland · CHF·Financials›Multi-Line Insurance

Swiss regional insurer offering property/casualty and life insurance, mainly in French-speaking Switzerland.

≈ A small Swiss regional insurer, akin to a local State FarmMomentum weak 25
Competitor Analysis ▸ ChartsOpen in the cockpit
Mkt cap
$2.66B
US dollars, full cap
Free float
87%
of shares outstanding
$/day
$684,853
20-day average traded
P/B
0.78×
price to book
ROE
5.9%
delivered
Implied ROE
n/a
what the price asks
Close · CHFCHF 742.00
1D-1.6%
1W+1.4%
1M+3.6%
3M-5.2%
6M-7.9%
YTD+1.9%
1Y+18.3%
ATR %2.1%
52w lowhigh12.7% off high

What Vaudoise Assurances does

Swiss regional insurer offering property/casualty and life insurance, mainly in French-speaking Switzerland.

Earns premiums from home, motor and liability cover and from life and pension policies, then invests the funds until claims fall due, so underwriting results and investment returns both count. A mutual association based in the canton of Vaud controls it, and most customers are in French-speaking Switzerland.

In one line: A small Swiss regional insurer, akin to a local State Farm.

Products and services

  • Property & casualty insurance
  • Life & pension insurance
  • Corporate insurance

Customers

  • Individuals & families
  • SMEs (Romandy region)

Where it sits in the supply chain

  • Insurance
  • Multi-line (P&C + life)
  • Regional agent distribution

What could go right

  • Swiss insurance market stability
  • Bancassurance partnerships

What could go wrong

  • Low interest rates pressuring life reserves
  • Climate-related claims (storms, hail)

Moat: narrow (brand, distribution, scale). Strong regional agent network and brand loyalty in French-speaking Switzerland.

Headquarters: Lausanne, Switzerland · Founded: 1895 · Employees: 2,013

Named competitors

Vaudoise Assurances at a glance

Size Vaudoise Assurances (VAHN.SW) is a Switzerland Financials company (Multi-Line Insurance) with a market value of $2.66B, the 82nd largest of 158 Switzerland companies the cockpit tracks. Shares closed at CHF 742.00 on 6 Nov 2026.

Performance Over six months the shares fell 7.9%, against +3.0% for the median peer and +11.6% for the Switzerland market (cap-weighted) — 6th lowest of 21 in its peer set.

Growth Revenue grew 13.5% over the last twelve months (peer median +9.6%); the operating margin is 5.5% (peer median 11.1%).

Valuation It trades at 0.78× book value against a peer median of 1.01× (9th cheapest of 21).

Relative performance

9010011011 May 202611 Aug 20266 Nov 2026Peer median 103VAHN.SW 95
Six months, rebased to 100: Vaudoise Assurances against the median of its 20 peers (local-currency closes).

Vaudoise Assurances financials

Reported figures in CHF; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
RevenueCHF 1.68BCHF 1.65BCHF 1.54BCHF 1.41BCHF 1.37B
Revenue growth—+7%+9%+3%—
Net incomeCHF 155MCHF 156MCHF 134MCHF 132MCHF 131M
Free cash flowCHF 101MCHF 101MCHF 33.4MCHF 96.0MCHF 78.0M
Capital expenditureCHF 45.9MCHF 58.3MCHF 30.8MCHF 39.6MCHF 19.1M
Total debtn/aCHF 149MCHF 157MCHF 162MCHF 160M

Quarterly statements and history in the cockpit →

Vaudoise Assurances competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-20%0%+20%-10%0%+10%+20%SKWDNIACLGODIGITLMNDFGPLGONHF031210GNW6060HGALMB003690TRUPLDACNOWUWWTM69631828VAHN.SW6-month return →1-month return →
Up and to the right = strong over both horizons. Vaudoise Assurances is the large dot.

Fundamentals: return on equity against price-to-book

0%10%20%20×40×SKWDNIACLGODIGITLMNDFGPLGONHF031210GNW6060HGALMB003690TRUPLDACNOWUWWTM69631828VAHN.SWReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Vaudoise Assurances is the large dot.

Vaudoise Assurances competitors and peer comparison

Head to head with its named competitors (VAHN.SW vs ZURN.SW vs SLHN.SW)
CompanyMarket cap6M returnRevenue growthROEPrice / bookImplied ROE
Vaudoise Assurances VAHN.SW$2.66B-8%+14%6%0.78×n/a
Zurich Insurance ZURN.SW$114B+16%+19%26%3.67×11.2%
Swiss Life SLHN.SW$33.0B+14%0%20%4.25×15.4%

How Vaudoise Assurances compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Vaudoise Assurances against its 20 peers (data as of 6 Nov 2026)
MeasureVAHN.SWPeer medianRank in peer set
1-month return+3.6%+2.9%9th highest of 21
6-month return-7.9%+3.0%6th lowest of 21
Return on equity5.9%10.5%6th lowest of 21
Price / book0.78×1.01×9th cheapest of 21
Trailing P/E13.9×11.3×9th most expensive of 19
ROE delivered5.9%9.2%6th lowest of 20

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Vaudoise Assurances VAHN.SWSwitzerland$2.66B-8%+14%6%0.78×n/a5.9%
Skyward Specialty Insurance SKWDUnited States$2.68B+29%+38%17%2.11×10.2%17.3%
New India Assurance NIACL.NSIndia$2.74B-5%+9%-1%0.62×14.0%-1.3%
Go Digit General Insurance GODIGIT.NSIndia$2.44B-21%+9%12%4.91×37.4%n/a
Lemonade LMNDUnited States$3.06B-28%+77%-27%6.12×75.0%-27.0%
F&G Annuities & Life FGUnited States$3.06B-17%+14%9%0.66×8.4%9.2%
Pelagos Insurance Capital PLGOUnited States$2.29B+33%-4%18%1.03×6.5%17.6%
NIB NHF.AXAustralia$2.29B+4%+5%17%2.90×13.2%16.6%
Seoul Guarantee Insurance 031210.KSSouth Korea$2.26B-8%+14%6%0.61×4.5%6.0%
Genworth Financial GNWUnited States$3.29B-5%-1%2%0.38×5.3%2.3%
Zhongan Online P&C Insurance 6060.HKHong Kong$2.06B-19%+16%8%0.54×8.0%8.2%
Hamilton Insurance HGUnited States$3.64B+20%+20%19%1.24×8.0%19.0%
Alm. Brand A/S ALMB.CODenmark$3.70B+16%+3%9%2.19×7.3%8.8%
Korean Reinsurance 003690.KSSouth Korea$1.74B+8%-2%14%0.73×4.8%14.4%
Trupanion TRUPUnited States$1.61B+49%+12%6%3.94×35.3%6.1%
Linea Directa Aseguradora LDA.MCSpain$1.48B+3%+10%23%3.07×11.7%23.3%
CNO Financial CNOUnited States$5.09B+20%+2%17%2.19×16.0%16.9%
Wuestenrot & Wuerttembergische WUW.DEGermany$1.39B-6%+4%3%0.25×3.6%2.7%
White Mountains Insurance WTMUnited States$5.35B+5%+21%22%0.99×6.3%21.9%
Sunshine Insurance 6963.HKHong Kong$5.35B0%+8%14%0.66×5.4%13.7%
FWD 1828.HKHong Kong$5.54B+7%+24%4%0.92×7.3%4.1%

Questions

Who are Vaudoise Assurances's main competitors?
Named competitors: Baloise Holding (private or unlisted), Helvetia Holding (private or unlisted), Zurich Insurance Group (ZURN.SW), Swiss Life Holding (SLHN.SW). The cockpit's measured peer set (industry) also includes Skyward Specialty Insurance (SKWD), New India Assurance (NIACL.NS), Go Digit General Insurance (GODIGIT.NS), Lemonade (LMND), F&G Annuities & Life (FG), Pelagos Insurance Capital (PLGO).
Is Vaudoise Assurances expensive compared with its peers?
On price / book it trades at 0.78× against a peer median of 1.01×, 9th cheapest of 21 in its peer set.
How has Vaudoise Assurances stock performed?
Over six months to 6 Nov 2026 the shares returned -7.9% against +3.0% for the median peer; over one year +18.3%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.