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Employees: 4,800
Size India Shelter Finance (INDIASHLTR.NS) is an India Financials company (Finance/Rental/Leasing) with a market value of $727M, the 705th largest of 1,058 India companies the cockpit tracks. Shares closed at ₹624.40 on 6 Nov 2026.
Performance Over six months the shares fell 25.7%, against -5.4% for the median peer and 0.0% for the India market (cap-weighted) — 7th lowest of 19 in its peer set.
Growth Revenue grew 25.3% over the last twelve months (peer median +14.0%); the operating margin is 45.4% (peer median 26.8%).
Valuation It trades at 2.12× book value against a peer median of 0.86× (6th most expensive of 21).
Next results Next results expected around 11 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ₹16.0B | ₹15.3B | ₹11.8B | ₹8.61B | ₹6.06B |
| Revenue growth | — | +30% | +37% | +42% | — |
| Gross profit | ₹11.3B | ₹15.2B | ₹11.6B | ₹8.51B | ₹5.98B |
| EBITDA | ₹7.39B | ₹11.6B | ₹8.88B | ₹6.41B | ₹4.32B |
| Net income | ₹5.27B | ₹5.03B | ₹3.78B | ₹2.48B | ₹1.55B |
| Free cash flow | n/a | ₹5.91B | ₹4.09B | ₹2.65B | ₹1.53B |
| Capital expenditure | n/a | ₹113M | ₹90.6M | ₹62.4M | ₹64.0M |
| Total debt | n/a | ₹62.5B | ₹49.7B | ₹34.2B | ₹29.9B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | INDIASHLTR.NS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -1.5% | -5.4% | 7th highest of 21 |
| 6-month return | -25.7% | -5.4% | 7th lowest of 19 |
| Return on equity | 17.0% | 11.9% | 5th highest of 21 |
| Price / book | 2.12× | 0.86× | 6th most expensive of 21 |
| Trailing P/E | 13.2× | 10.1× | 7th most expensive of 16 |
| ROE the price implies | 21.3% | 8.2% | 6th most demanding of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| India Shelter Finance INDIASHLTR.NS | India | $727M | -26% | +25% | 17% | 2.12× | 21.3% | n/a |
| Judo Capital JDO.AX | Australia | $728M | -32% | +12% | 6% | 0.59× | 8.7% | 6.4% |
| FleetPartners FPR.AX | Australia | $723M | +78% | +4% | 12% | 1.67× | 12.7% | 12.2% |
| Nishio 9699.T | Japan | $722M | -5% | -2% | 8% | 0.79× | 4.4% | 7.8% |
| FinVolution Group Sponsored ADR FINV | United States | $740M | -43% | -2% | 12% | 0.29× | 4.1% | 11.7% |
| RFA Financial RFA.TO | Canada | $741M | -6% | +32% | -14% | 0.74× | 5.5% | -13.8% |
| Funding Circle FCH.L | United Kingdom | $744M | +49% | +53% | 29% | 2.30× | 26.2% | 28.5% |
| Paisalo Digital PAISALO.NS | India | $752M | +52% | +24% | 15% | 3.56× | 49.6% | 14.7% |
| Green Dot GDOT | United States | $697M | -3% | +18% | -3% | 0.74× | 7.8% | -2.8% |
| Velocity Financial VEL | United States | $696M | -3% | +32% | 16% | 0.96× | 8.5% | 16.1% |
| Yixin 2858.HK | Hong Kong | $695M | -58% | +18% | 8% | 0.28× | 5.5% | 8.1% |
| Lufax 6623.HK | Hong Kong | $773M | -59% | +5% | -3% | 0.07× | 3.8% | n/a |
| Tourism Finance Corporation of India TFCILTD.NS | India | $787M | +92% | +28% | 12% | 5.34× | 65.6% | 12.4% |
| World Acceptance WRLD | United States | $671M | 0% | +5% | 14% | 1.92× | 18.4% | 14.1% |
| Navient NAVI | United States | $790M | -1% | -17% | -2% | 0.33× | 5.6% | -2.0% |
| Qfin 3660.HK | Hong Kong | $664M | -60% | -8% | 15% | 0.18× | 4.1% | 15.1% |
| Burford Capital BUR.L | United Kingdom | $798M | -19% | -415% | -98% | 0.93× | 12.6% | -98.3% |
| Allied 0373.HK | Hong Kong | $800M | -34% | -40% | 2% | 0.13× | 3.4% | 1.7% |
| Japan Investment Adviser 7172.T | Japan | $804M | -6% | +16% | 18% | 1.56× | 7.9% | 17.8% |
| Onemi Technology Solutions KISSHT.NS | India | $652M | n/a | +63% | 24% | 2.97× | 21.9% | n/a |
| Rentomojo RENTOMOJO.NS | India | $638M | n/a | +45% | 44% | 18.75× | 176.8% | n/a |