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← CockpitCompetitor Analysis › GDOT Green Dot Corporation Class AOpen in the cockpit ↗

Green Dot Corporation Class AGDOTCompetitor analysis, valuation and peers

United States · USD·Financials›Finance/Rental/Leasing
Momentum neutral 43
Mkt cap
$697M
US dollars, full cap
Free float
96%
of shares outstanding
$/day
$4.13M
20-day average traded
P/B
0.74×
price to book
ROE
-2.8%
delivered
Implied ROE
7.8%
what the price asks
Next earnings
111 days
25 Feb 2027
Close · USD$12.24
1D-1.6%
1W-0.5%
1M-3.5%
3M-7.7%
6M-3.0%
YTD-4.5%
1Y+1.2%
ATR %2.3%
Beta0.61
52w lowhigh11.0% off high

What Green Dot does

Employees: 900

Green Dot at a glance

Size Green Dot (GDOT) is a United States Financials company (Finance/Rental/Leasing) with a market value of $697M, the 2483rd largest of 3,117 United States companies the cockpit tracks. Shares closed at $12.24 on 6 Nov 2026.

Performance Over six months the shares fell 3.0%, against -5.4% for the median peer and -1.1% for the United States market (cap-weighted) — 8th highest of 19 in its peer set.

Growth Revenue grew 17.7% over the last twelve months (peer median +15.7%); the operating margin is 2.1% (peer median 27.2%).

Valuation It trades at 0.74× book value against a peer median of 1.15× (8th cheapest of 21).

Price implies The share price implies a return on equity of about 7.8%; Green Dot delivers -2.8%, so the price asks more than the business earns today.

Short interest Short interest is 2.9% of the free float (15 Oct 2026).

Next results Next results expected around 25 Feb 2027 (exchange calendar; dates can move).

Relative performance

9510010511011 May 202611 Aug 20266 Nov 2026GDOT 99Peer median 95
Six months, rebased to 100: Green Dot against the median of its 20 peers (local-currency closes).

Green Dot financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$2.27B$2.08B$1.72B$1.50B$1.45B
Revenue growth—+21%+15%+4%—
Gross profit$514M$510M$501M$541M$644M
EBITDA$139M$141M$128M$128M$180M
Net income-$25.9M-$98.9M-$26.7M$6.72M$64.0M
Free cash flow$83.0M$66.0M$7.10M$21.6M$193M
Capital expenditure$72.5M$72.5M$74.3M$75.9M$84.3M
Total debt$65.5M$65.5M$59.7M$67.3M$43.7M

Quarterly statements and history in the cockpit →

Green Dot competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-50%0%+50%+100%-20%0%+20%VEL28589699FPRWRLDINDIASHLTRJDO3660FINVRFAFCHPAISALOMKP6623LFSFEDFINATFCILTDNAVIGDOT6-month return →1-month return →
Up and to the right = strong over both horizons. Green Dot is the large dot.

Fundamentals: return on equity against price-to-book

0%10%20%30%00×20×40×VEL28589699FPRWRLDINDIASHLTR3660FINVRFAFCHKISSHTPAISALORENTOMOJOMKP6623TFCILTDNAVIGDOTReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Green Dot is the large dot.

Capital: ROE delivered against the ROE the price implies

0%20%40%60%0%25%50%VEL28589699FPRWRLDJDORFAFCHPAISALOMKPTFCILTDNAVIGDOTROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Green Dot is the large dot.

Green Dot competitors and peer comparison

How Green Dot compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Green Dot against its 20 peers (data as of 6 Nov 2026)
MeasureGDOTPeer medianRank in peer set
1-month return-3.5%-4.3%10th highest of 21
6-month return-3.0%-5.4%8th highest of 19
Return on equity-2.8%12.6%2nd lowest of 21
Price / book0.74×1.15×8th cheapest of 21
ROE the price implies7.8%8.6%9th least demanding of 21
ROE delivered-2.8%12.3%2nd lowest of 17

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Green Dot GDOTUnited States$697M-3%+18%-3%0.74×7.8%-2.8%
Velocity Financial VELUnited States$696M-3%+32%16%0.96×8.5%16.1%
Yixin 2858.HKHong Kong$695M-58%+18%8%0.28×5.5%8.1%
Nishio 9699.TJapan$722M-5%-2%8%0.79×4.4%7.8%
FleetPartners FPR.AXAustralia$723M+78%+4%12%1.67×12.7%12.2%
World Acceptance WRLDUnited States$671M0%+5%14%1.92×18.4%14.1%
India Shelter Finance INDIASHLTR.NSIndia$727M-26%+25%17%2.12×21.3%n/a
Judo Capital JDO.AXAustralia$728M-32%+12%6%0.59×8.7%6.4%
Qfin 3660.HKHong Kong$664M-60%-8%15%0.18×4.1%15.1%
FinVolution Group Sponsored ADR FINVUnited States$740M-43%-2%12%0.29×4.1%11.7%
RFA Financial RFA.TOCanada$741M-6%+32%-14%0.74×5.5%-13.8%
Funding Circle FCH.LUnited Kingdom$744M+49%+53%29%2.30×26.2%28.5%
Onemi Technology Solutions KISSHT.NSIndia$652Mn/a+63%24%2.97×21.9%n/a
Paisalo Digital PAISALO.NSIndia$752M+52%+24%15%3.56×49.6%14.7%
Rentomojo RENTOMOJO.NSIndia$638Mn/a+45%44%18.75×176.8%n/a
MCAN Mortgage MKP.TOCanada$635M-13%+14%13%1.33×8.4%12.8%
Lufax 6623.HKHong Kong$773M-59%+5%-3%0.07×3.8%n/a
Latitude LFS.AXAustralia$623M-6%+4%9%0.70×7.6%8.7%
Fedbank Financial Services FEDFINA.NSIndia$621M+3%+20%15%1.85×15.9%14.8%
Tourism Finance Corporation of India TFCILTD.NSIndia$787M+92%+28%12%5.34×65.6%12.4%
Navient NAVIUnited States$790M-1%-17%-2%0.33×5.6%-2.0%

Questions

Which companies are Green Dot's closest peers?
The cockpit's peer set: Velocity Financial (VEL), Yixin (2858.HK), Nishio (9699.T), FleetPartners (FPR.AX), World Acceptance (WRLD), India Shelter Finance (INDIASHLTR.NS), Judo Capital (JDO.AX), Qfin (3660.HK).
Is Green Dot expensive compared with its peers?
On price / book it trades at 0.74× against a peer median of 1.15×, 8th cheapest of 21 in its peer set. The share price implies a return on equity of about 7.8%; Green Dot delivers -2.8%, so the price asks more than the business earns today.
How has Green Dot stock performed?
Over six months to 6 Nov 2026 the shares returned -3.0% against -5.4% for the median peer; over one year +1.2%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.