Employees: 4,773
Size Yixin (2858.HK) is a Hong Kong Financials company (Finance/Rental/Leasing) with a market value of $695M, the 677th largest of 891 Hong Kong companies the cockpit tracks. Shares closed at HK$0.81 on 6 Nov 2026.
Performance Over six months the shares fell 57.8%, against -4.1% for the median peer and -13.4% for the Hong Kong market (cap-weighted) — 3rd lowest of 19 in its peer set.
Growth Revenue grew 17.7% over the last twelve months (peer median +15.7%); the operating margin is 15.0% (peer median 27.2%).
Valuation It trades at 0.28× book value against a peer median of 1.15× (3rd cheapest of 21).
Price implies The share price implies a return on equity of about 5.5%; Yixin delivers 8.1%, so the price asks less than the business earns today.
Next results Next results expected around 4 Mar 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | HK$13.9B | HK$12.7B | HK$10.8B | HK$7.49B | HK$6.27B |
| Revenue growth | — | +18% | +44% | +19% | — |
| Gross profit | HK$8.44B | HK$6.98B | HK$4.74B | HK$3.37B | HK$3.28B |
| EBITDA | HK$2.28B | HK$1.99B | HK$1.45B | HK$1.05B | HK$821M |
| Net income | HK$1.51B | HK$1.30B | HK$878M | HK$613M | HK$431M |
| Free cash flow | -HK$2.68B | -HK$1.55B | -HK$3.45B | -HK$10.9B | -HK$3.24B |
| Capital expenditure | HK$420M | HK$370M | HK$265M | HK$34.0M | HK$42.6M |
| Total debt | n/a | HK$34.9B | HK$28.7B | HK$25.5B | HK$14.1B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 2858.HK | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -18.5% | -3.8% | 2nd lowest of 21 |
| 6-month return | -57.8% | -4.1% | 3rd lowest of 19 |
| Return on equity | 8.1% | 12.6% | 7th lowest of 21 |
| Price / book | 0.28× | 1.15× | 3rd cheapest of 21 |
| Trailing P/E | 3.7× | 11.9× | 3rd cheapest of 17 |
| ROE the price implies | 5.5% | 8.6% | 5th least demanding of 21 |
| ROE delivered | 8.1% | 12.3% | 6th lowest of 17 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Yixin 2858.HK | Hong Kong | $695M | -58% | +18% | 8% | 0.28× | 5.5% | 8.1% |
| Velocity Financial VEL | United States | $696M | -3% | +32% | 16% | 0.96× | 8.5% | 16.1% |
| Green Dot GDOT | United States | $697M | -3% | +18% | -3% | 0.74× | 7.8% | -2.8% |
| World Acceptance WRLD | United States | $671M | 0% | +5% | 14% | 1.92× | 18.4% | 14.1% |
| Nishio 9699.T | Japan | $722M | -5% | -2% | 8% | 0.79× | 4.4% | 7.8% |
| FleetPartners FPR.AX | Australia | $723M | +78% | +4% | 12% | 1.67× | 12.7% | 12.2% |
| India Shelter Finance INDIASHLTR.NS | India | $727M | -26% | +25% | 17% | 2.12× | 21.3% | n/a |
| Qfin 3660.HK | Hong Kong | $664M | -60% | -8% | 15% | 0.18× | 4.1% | 15.1% |
| Judo Capital JDO.AX | Australia | $728M | -32% | +12% | 6% | 0.59× | 8.7% | 6.4% |
| FinVolution Group Sponsored ADR FINV | United States | $740M | -43% | -2% | 12% | 0.29× | 4.1% | 11.7% |
| Onemi Technology Solutions KISSHT.NS | India | $652M | n/a | +63% | 24% | 2.97× | 21.9% | n/a |
| RFA Financial RFA.TO | Canada | $741M | -6% | +32% | -14% | 0.74× | 5.5% | -13.8% |
| Funding Circle FCH.L | United Kingdom | $744M | +49% | +53% | 29% | 2.30× | 26.2% | 28.5% |
| Paisalo Digital PAISALO.NS | India | $752M | +52% | +24% | 15% | 3.56× | 49.6% | 14.7% |
| Rentomojo RENTOMOJO.NS | India | $638M | n/a | +45% | 44% | 18.75× | 176.8% | n/a |
| MCAN Mortgage MKP.TO | Canada | $635M | -13% | +14% | 13% | 1.33× | 8.4% | 12.8% |
| Lufax 6623.HK | Hong Kong | $773M | -59% | +5% | -3% | 0.07× | 3.8% | n/a |
| Latitude LFS.AX | Australia | $623M | -6% | +4% | 9% | 0.70× | 7.6% | 8.7% |
| Fedbank Financial Services FEDFINA.NS | India | $621M | +3% | +20% | 15% | 1.85× | 15.9% | 14.8% |
| Tourism Finance Corporation of India TFCILTD.NS | India | $787M | +92% | +28% | 12% | 5.34× | 65.6% | 12.4% |
| Navient NAVI | United States | $790M | -1% | -17% | -2% | 0.33× | 5.6% | -2.0% |