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← CockpitCompetitor Analysis › 2858.HK Yixin Group Ltd.Open in the cockpit ↗

Yixin Group Ltd.2858.HKCompetitor analysis, valuation and peers

Hong Kong · HKD·Financials›Finance/Rental/Leasing
Momentum laggard 9
Mkt cap
$695M
US dollars, full cap
Free float
35%
of shares outstanding
$/day
$3.85M
20-day average traded
P/B
0.28×
price to book
ROE
8.1%
delivered
Implied ROE
5.5%
what the price asks
Next earnings
118 days
4 Mar 2027
Close · HKDHK$0.81
1D-1.2%
1W+6.5%
1M-18.5%
3M-37.1%
6M-57.8%
YTD-68.2%
1Y-66.9%
ATR %4.8%
52w lowhigh74.5% off high

What Yixin does

Employees: 4,773

Yixin at a glance

Size Yixin (2858.HK) is a Hong Kong Financials company (Finance/Rental/Leasing) with a market value of $695M, the 677th largest of 891 Hong Kong companies the cockpit tracks. Shares closed at HK$0.81 on 6 Nov 2026.

Performance Over six months the shares fell 57.8%, against -4.1% for the median peer and -13.4% for the Hong Kong market (cap-weighted) — 3rd lowest of 19 in its peer set.

Growth Revenue grew 17.7% over the last twelve months (peer median +15.7%); the operating margin is 15.0% (peer median 27.2%).

Valuation It trades at 0.28× book value against a peer median of 1.15× (3rd cheapest of 21).

Price implies The share price implies a return on equity of about 5.5%; Yixin delivers 8.1%, so the price asks less than the business earns today.

Next results Next results expected around 4 Mar 2027 (exchange calendar; dates can move).

Relative performance

40608010011 May 202611 Aug 20266 Nov 2026Peer median 992858.HK 42
Six months, rebased to 100: Yixin against the median of its 20 peers (local-currency closes).

Yixin financials

Reported figures in HKD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
RevenueHK$13.9BHK$12.7BHK$10.8BHK$7.49BHK$6.27B
Revenue growth—+18%+44%+19%—
Gross profitHK$8.44BHK$6.98BHK$4.74BHK$3.37BHK$3.28B
EBITDAHK$2.28BHK$1.99BHK$1.45BHK$1.05BHK$821M
Net incomeHK$1.51BHK$1.30BHK$878MHK$613MHK$431M
Free cash flow-HK$2.68B-HK$1.55B-HK$3.45B-HK$10.9B-HK$3.24B
Capital expenditureHK$420MHK$370MHK$265MHK$34.0MHK$42.6M
Total debtn/aHK$34.9BHK$28.7BHK$25.5BHK$14.1B

Quarterly statements and history in the cockpit →

Yixin competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-50%0%+50%+100%-20%0%+20%VELGDOTWRLD9699FPRINDIASHLTR3660JDOFINVFCHPAISALOMKP6623LFSFEDFINATFCILTDNAVI2858.HK6-month return →1-month return →
Up and to the right = strong over both horizons. Yixin is the large dot.

Fundamentals: return on equity against price-to-book

0%10%20%30%00×20×40×VELGDOTWRLD9699FPRINDIASHLTR3660JDOFINVKISSHTRFAFCHPAISALORENTOMOJOMKP6623TFCILTDNAVI2858.HKReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Yixin is the large dot.

Capital: ROE delivered against the ROE the price implies

0%20%40%60%0%25%50%VELGDOTWRLD9699FPR3660JDORFAFCHPAISALOLFSTFCILTDNAVI2858.HKROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Yixin is the large dot.

Yixin competitors and peer comparison

How Yixin compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Yixin against its 20 peers (data as of 6 Nov 2026)
Measure2858.HKPeer medianRank in peer set
1-month return-18.5%-3.8%2nd lowest of 21
6-month return-57.8%-4.1%3rd lowest of 19
Return on equity8.1%12.6%7th lowest of 21
Price / book0.28×1.15×3rd cheapest of 21
Trailing P/E3.7×11.9×3rd cheapest of 17
ROE the price implies5.5%8.6%5th least demanding of 21
ROE delivered8.1%12.3%6th lowest of 17

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Yixin 2858.HKHong Kong$695M-58%+18%8%0.28×5.5%8.1%
Velocity Financial VELUnited States$696M-3%+32%16%0.96×8.5%16.1%
Green Dot GDOTUnited States$697M-3%+18%-3%0.74×7.8%-2.8%
World Acceptance WRLDUnited States$671M0%+5%14%1.92×18.4%14.1%
Nishio 9699.TJapan$722M-5%-2%8%0.79×4.4%7.8%
FleetPartners FPR.AXAustralia$723M+78%+4%12%1.67×12.7%12.2%
India Shelter Finance INDIASHLTR.NSIndia$727M-26%+25%17%2.12×21.3%n/a
Qfin 3660.HKHong Kong$664M-60%-8%15%0.18×4.1%15.1%
Judo Capital JDO.AXAustralia$728M-32%+12%6%0.59×8.7%6.4%
FinVolution Group Sponsored ADR FINVUnited States$740M-43%-2%12%0.29×4.1%11.7%
Onemi Technology Solutions KISSHT.NSIndia$652Mn/a+63%24%2.97×21.9%n/a
RFA Financial RFA.TOCanada$741M-6%+32%-14%0.74×5.5%-13.8%
Funding Circle FCH.LUnited Kingdom$744M+49%+53%29%2.30×26.2%28.5%
Paisalo Digital PAISALO.NSIndia$752M+52%+24%15%3.56×49.6%14.7%
Rentomojo RENTOMOJO.NSIndia$638Mn/a+45%44%18.75×176.8%n/a
MCAN Mortgage MKP.TOCanada$635M-13%+14%13%1.33×8.4%12.8%
Lufax 6623.HKHong Kong$773M-59%+5%-3%0.07×3.8%n/a
Latitude LFS.AXAustralia$623M-6%+4%9%0.70×7.6%8.7%
Fedbank Financial Services FEDFINA.NSIndia$621M+3%+20%15%1.85×15.9%14.8%
Tourism Finance Corporation of India TFCILTD.NSIndia$787M+92%+28%12%5.34×65.6%12.4%
Navient NAVIUnited States$790M-1%-17%-2%0.33×5.6%-2.0%

Questions

Which companies are Yixin's closest peers?
The cockpit's peer set: Velocity Financial (VEL), Green Dot (GDOT), World Acceptance (WRLD), Nishio (9699.T), FleetPartners (FPR.AX), India Shelter Finance (INDIASHLTR.NS), Qfin (3660.HK), Judo Capital (JDO.AX).
Is Yixin expensive compared with its peers?
On price / book it trades at 0.28× against a peer median of 1.15×, 3rd cheapest of 21 in its peer set. The share price implies a return on equity of about 5.5%; Yixin delivers 8.1%, so the price asks less than the business earns today.
How has Yixin stock performed?
Over six months to 6 Nov 2026 the shares returned -57.8% against -4.1% for the median peer; over one year -66.9%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.