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← CockpitCompetitor Analysis › FINV FinVolution Group Sponsored ADR Class AOpen in the cockpit ↗

FinVolution Group Sponsored ADR Class AFINVCompetitor analysis, valuation and peers

United States · USD·Financials›Finance/Rental/Leasing
Momentum laggard 12
Mkt cap
$740M
US dollars, full cap
Free float
100%
of shares outstanding
$/day
$2.61M
20-day average traded
P/B
0.29×
price to book
ROE
11.7%
delivered
Implied ROE
4.1%
what the price asks
Next earnings
17 days
23 Nov 2026
Close · USD$2.94
1D+1.4%
1W+3.9%
1M-6.4%
3M-37.7%
6M-43.1%
YTD-43.8%
1Y-50.2%
ATR %4.8%
Beta0.84
52w lowhigh54.0% off high

What FinVolution Group Sponsored ADR does

Employees: 3,869

FinVolution Group Sponsored ADR at a glance

Size FinVolution Group Sponsored ADR (FINV) is a United States Financials company (Finance/Rental/Leasing) with a market value of $740M, the 2444th largest of 3,117 United States companies the cockpit tracks. Shares closed at $2.94 on 6 Nov 2026.

Performance Over six months the shares fell 43.1%, against -6.0% for the median peer and -1.1% for the United States market (cap-weighted) — 4th lowest of 20 in its peer set.

Growth Revenue fell 1.9% over the last twelve months (peer median +14.0%); the operating margin is 17.9% (peer median 27.7%).

Valuation It trades at 0.29× book value against a peer median of 0.86× (5th cheapest of 21).

Price implies The share price implies a return on equity of about 4.1%; FinVolution Group Sponsored ADR delivers 11.7%, so the price asks less than the business earns today.

Backlog Backlog (remaining performance obligations) was $160M at 31 Dec 2025, down 23% on a year earlier — 0.1 years of trailing revenue. Backlog detail →

Short interest Short interest is 3.5% of the free float (15 Oct 2026).

Next results Next results expected around 23 Nov 2026 (exchange calendar; dates can move).

Relative performance

608010011 May 202611 Aug 20266 Nov 2026Peer median 96FINV 57
Six months, rebased to 100: FinVolution Group Sponsored ADR against the median of its 20 peers (local-currency closes).

FinVolution Group Sponsored ADR financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$1.88B$1.91B$1.83B$1.79B$1.69B
Revenue growth—+4%+2%+6%—
Gross profit$1.44B$1.49B$1.49B$1.48B$1.36B
EBITDAn/a$526M$423M$444M$459M
Net income$272M$354M$331M$330M$337M
Free cash flown/a$248M$398M$116M$32.1M
Capital expenditure$1.27M$13.0M$3.86M$75.9M$7.84M
Total debt$232M$189M$4.71M$5.87M$25.5M

Quarterly statements and history in the cockpit →

FinVolution Group Sponsored ADR competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-50%0%+50%+100%-20%0%+20%RFAFCHJDOPAISALOINDIASHLTRFPR96996623VELTFCILTD2858NAVIBUR0373WRLD36608585FINV6-month return →1-month return →
Up and to the right = strong over both horizons. FinVolution Group Sponsored ADR is the large dot.

Fundamentals: return on equity against price-to-book

-10%0%10%20%00×10×20×30×RFAFCHJDOPAISALOINDIASHLTRFPR96996623GDOTVELTFCILTD2858NAVIBUR03737172WRLD3660KISSHTFINVReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. FinVolution Group Sponsored ADR is the large dot.

Capital: ROE delivered against the ROE the price implies

-100%-50%0%50%-100%-50%0%50%RFAFCHJDOPAISALOFPR9699TFCILTDBURWRLDFINVROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. FinVolution Group Sponsored ADR is the large dot.

FinVolution Group Sponsored ADR competitors and peer comparison

How FinVolution Group Sponsored ADR compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

FinVolution Group Sponsored ADR against its 20 peers (data as of 6 Nov 2026)
MeasureFINVPeer medianRank in peer set
1-month return-6.4%-3.9%9th lowest of 21
6-month return-43.1%-6.0%4th lowest of 20
Return on equity11.7%10.2%11th highest of 21
Price / book0.29×0.86×5th cheapest of 21
Trailing P/E2.8×10.4×2nd cheapest of 16
ROE the price implies4.1%8.2%3rd least demanding of 21
ROE delivered11.7%8.1%9th highest of 18

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
FinVolution Group Sponsored ADR FINVUnited States$740M-43%-2%12%0.29×4.1%11.7%
RFA Financial RFA.TOCanada$741M-6%+32%-14%0.74×5.5%-13.8%
Funding Circle FCH.LUnited Kingdom$744M+49%+53%29%2.30×26.2%28.5%
Judo Capital JDO.AXAustralia$728M-32%+12%6%0.59×8.7%6.4%
Paisalo Digital PAISALO.NSIndia$752M+52%+24%15%3.56×49.6%14.7%
India Shelter Finance INDIASHLTR.NSIndia$727M-26%+25%17%2.12×21.3%n/a
FleetPartners FPR.AXAustralia$723M+78%+4%12%1.67×12.7%12.2%
Nishio 9699.TJapan$722M-5%-2%8%0.79×4.4%7.8%
Lufax 6623.HKHong Kong$773M-59%+5%-3%0.07×3.8%n/a
Green Dot GDOTUnited States$697M-3%+18%-3%0.74×7.8%-2.8%
Velocity Financial VELUnited States$696M-3%+32%16%0.96×8.5%16.1%
Tourism Finance Corporation of India TFCILTD.NSIndia$787M+92%+28%12%5.34×65.6%12.4%
Yixin 2858.HKHong Kong$695M-58%+18%8%0.28×5.5%8.1%
Navient NAVIUnited States$790M-1%-17%-2%0.33×5.6%-2.0%
Burford Capital BUR.LUnited Kingdom$798M-19%-415%-98%0.93×12.6%-98.3%
Allied 0373.HKHong Kong$800M-34%-40%2%0.13×3.4%1.7%
Japan Investment Adviser 7172.TJapan$804M-6%+16%18%1.56×7.9%17.8%
World Acceptance WRLDUnited States$671M0%+5%14%1.92×18.4%14.1%
Qfin 3660.HKHong Kong$664M-60%-8%15%0.18×4.1%15.1%
Orient 8585.TJapan$831M-24%+4%4%0.54×4.4%4.2%
Onemi Technology Solutions KISSHT.NSIndia$652Mn/a+63%24%2.97×21.9%n/a

FinVolution Group Sponsored ADR backlog

FinVolution Group Sponsored ADR reported $160M of remaining performance obligations at 31 Dec 2025, down 23% from a year earlier. That is 0.1 years of trailing revenue already under contract.

Questions

Which companies are FinVolution Group Sponsored ADR's closest peers?
The cockpit's peer set: RFA Financial (RFA.TO), Funding Circle (FCH.L), Judo Capital (JDO.AX), Paisalo Digital (PAISALO.NS), India Shelter Finance (INDIASHLTR.NS), FleetPartners (FPR.AX), Nishio (9699.T), Lufax (6623.HK).
Is FinVolution Group Sponsored ADR expensive compared with its peers?
On price / book it trades at 0.29× against a peer median of 0.86×, 5th cheapest of 21 in its peer set. The share price implies a return on equity of about 4.1%; FinVolution Group Sponsored ADR delivers 11.7%, so the price asks less than the business earns today.
How has FinVolution Group Sponsored ADR stock performed?
Over six months to 6 Nov 2026 the shares returned -43.1% against -6.0% for the median peer; over one year -50.2%.
What is FinVolution Group Sponsored ADR's backlog?
FinVolution Group Sponsored ADR's remaining performance obligations (contracted revenue not yet recognised) were $160M at 31 Dec 2025, -23% on a year earlier.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.