Regional bank holding company operating Fulton Bank across Pennsylvania, Maryland, Delaware, New Jersey and Virginia.
Regional bank holding company operating Fulton Bank across Pennsylvania, Maryland, Delaware, New Jersey and Virginia.
Earns mostly from the gap between interest on loans and the cost of deposits, with fees from wealth management, mortgages and service charges adding a smaller layer. Its results follow commercial real-estate and business lending across the Mid-Atlantic and the credit quality of those loans.
Moat: none (scale, distribution). Established regional branch network, but commodity banking economics versus larger Mid-Atlantic regional banks.
Headquarters: Lancaster, Pennsylvania, United States · Founded: 1882 · Employees: 3,400
Size Fulton Financial (FULT) is a United States Financials company (Major Banks) with a market value of $4.54B, the 1253rd largest of 3,117 United States companies the cockpit tracks. Shares closed at $23.76 on 6 Nov 2026.
Performance Over six months the shares gained 10.5%, against +6.6% for the median peer and -1.1% for the United States market (cap-weighted) — 6th highest of 21 in its peer set.
Growth Revenue grew 3.0% over the last twelve months (peer median +12.4%); the operating margin is 37.8% (peer median 34.4%).
Valuation It trades at 1.29× book value against a peer median of 0.98× (9th most expensive of 21).
Price implies The share price implies a return on equity of about 10.5%; Fulton Financial delivers 11.6%, so the price asks less than the business earns today.
Short interest Short interest is 5.6% of the free float (15 Oct 2026).
Next results Next results expected around 19 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $1.96B | $1.89B | $1.82B | $1.50B | $1.10B |
| Revenue growth | — | +4% | +21% | +37% | — |
| Net income | $413M | $392M | $289M | $284M | $287M |
| Free cash flow | n/a | $284M | $374M | $330M | $577M |
| Capital expenditure | n/a | $20.1M | $42.5M | $33.0M | $21.2M |
| Total debt | $1.23B | $1.45B | $1.94B | $2.58B | $2.97B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Fulton Financial FULT | $4.54B | +11% | +3% | 12% | 1.29× | 10.5% |
| M&T Bank MTB | $31.4B | +3% | 0% | 11% | 1.24× | 9.3% |
| WSFS Financial WSFS | $3.99B | +10% | +2% | 12% | 1.53× | 12.4% |
| S&T Bancorp STBA | $1.79B | +14% | +2% | 10% | 1.27× | 10.8% |
| Univest Financial UVSP | $1.10B | +4% | +2% | 10% | 1.16× | 9.1% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | FULT | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +6.7% | -3.7% | 2nd highest of 21 |
| 6-month return | +10.5% | +6.6% | 6th highest of 21 |
| Return on equity | 11.6% | 9.7% | 6th highest of 21 |
| Price / book | 1.29× | 0.98× | 9th most expensive of 21 |
| Trailing P/E | 11.1× | 13.0× | 6th cheapest of 20 |
| ROE the price implies | 10.5% | 8.6% | 8th most demanding of 19 |
| ROE delivered | 11.6% | 9.7% | 5th highest of 19 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Fulton Financial FULT | United States | $4.54B | +11% | +3% | 12% | 1.29× | 10.5% | 11.6% |
| Banco Macro SA Sponsored ADR BMA | United States | $4.53B | -21% | +4% | 7% | 0.87× | 11.3% | 7.5% |
| 77 Bank 8341.T | Japan | $4.66B | +7% | +21% | 9% | 0.95× | 5.9% | 9.4% |
| Liechtensteinische Landesbank LLBN.SW | Switzerland | $4.40B | +24% | -2% | 8% | 1.48× | n/a | 7.7% |
| Texas Capital Bancshares TCBI | United States | $4.39B | +1% | +3% | 10% | 1.34× | 9.8% | 10.2% |
| First Financial Bankshares FFIN | United States | $4.36B | -6% | +8% | 16% | 2.38× | 17.0% | 15.9% |
| Flagstar Bank, National Association FLG | United States | $4.21B | -26% | -18% | 1% | 0.59× | 7.4% | 1.2% |
| Bank of Chongqing 1963.HK | Hong Kong | $5.11B | +1% | +10% | 10% | 0.41× | 4.2% | 9.9% |
| St.Galler Kantonalbank SGKN.SW | Switzerland | $5.22B | +19% | -13% | 8% | 1.37× | n/a | 7.6% |
| Axos Financial AX | United States | $5.26B | +7% | +18% | 17% | 1.60× | 16.5% | 16.7% |
| Grupo Aval Acciones y Valores SA Sponsored ADR Pfd AVAL | United States | $5.29B | -5% | +15% | 11% | 0.95× | 7.8% | 10.8% |
| Kyushu Financial 7180.T | Japan | $3.79B | +7% | +15% | 5% | 0.73× | 6.6% | 4.9% |
| Sparebanken Norge SBNOR.OL | Norway | $3.78B | +8% | +62% | 7% | 0.71× | 6.1% | n/a |
| Daishi Hokuetsu Financial 7327.T | Japan | $3.73B | +9% | +18% | 9% | 0.94× | 6.3% | 8.6% |
| JB Financial 175330.KS | South Korea | $3.67B | 0% | +9% | 13% | 0.94× | 5.3% | n/a |
| Associated Banc-Corp ASB | United States | $5.64B | +6% | +23% | 10% | 1.07× | 9.3% | 10.2% |
| TBC Bank TBCG.L | United Kingdom | $3.64B | +11% | +16% | 24% | 1.40× | 15.7% | 23.8% |
| Yes Bank YESBANK.NS | India | $5.72B | -24% | +5% | 8% | 1.01× | 15.3% | 8.2% |
| Nicolet Bankshares NIC | United States | $3.60B | +18% | +46% | 10% | 1.62× | 11.5% | 10.2% |
| Dave DAVE | United States | $3.55B | +9% | +49% | 105% | 17.09× | 291.2% | 104.8% |
| Bank of East Asia 0023.HK | Hong Kong | $6.03B | +27% | -9% | 3% | 0.44× | 5.2% | 3.2% |