Loading…
Chongqing city commercial bank providing retail and corporate banking within the municipality and Sichuan region.
Chongqing city commercial bank providing retail and corporate banking within the municipality and Sichuan region.
Earns mostly from interest on loans to companies and households in the Chongqing area, net of what it pays on deposits, with corporate lending the larger side. This is the Hong Kong H-share line of the Shanghai-listed bank, so both lines are claims on the same business.
In one line: A Chinese city commercial bank.
Moat: narrow (regulatory licence, distribution). Dense branch presence within Chongqing but limited scale nationally.
Headquarters: Chongqing, China · Founded: 1996 · Employees: 5,454
Size Bank of Chongqing (1963.HK) is a Hong Kong Financials company (Major Banks) with a market value of $5.11B, the 249th largest of 891 Hong Kong companies the cockpit tracks. Shares closed at HK$8.27 on 6 Nov 2026.
Performance Over six months the shares gained 1.1%, against +6.4% for the median peer and -13.4% for the Hong Kong market (cap-weighted) — 10th lowest of 21 in its peer set.
Growth Revenue grew 10.3% over the last twelve months (peer median +8.5%); the operating margin is 42.7% (peer median 34.6%).
Valuation It trades at 0.41× book value against a peer median of 0.98× (cheapest of 21).
Price implies The share price implies a return on equity of about 4.2%; Bank of Chongqing delivers 9.9%, so the price asks less than the business earns today.
Next results Next results expected around 1 Apr 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | HK$39.9B | HK$37.7B | HK$34.3B | HK$33.7B | HK$35.3B |
| Revenue growth | — | +10% | +2% | -5% | — |
| Net income | HK$7.07B | HK$6.13B | HK$5.55B | HK$5.45B | HK$5.66B |
| Free cash flow | HK$117B | HK$106B | HK$17.2B | HK$15.0B | HK$2.47B |
| Capital expenditure | HK$1.36B | HK$1.43B | HK$727M | HK$459M | HK$393M |
| Total debt | HK$483B | HK$446B | HK$339B | HK$316B | HK$275B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Bank of Chongqing 1963.HK | $5.11B | +1% | +10% | 10% | 0.41× | 4.2% |
| Chongqing Rural Commercial Bank 3618.HK | $11.5B | -4% | +4% | 9% | 0.44× | 4.1% |
| Huishang Bank 3698.HK | $8.31B | -8% | +1% | 11% | 0.36× | 3.8% |
| Bank of Chengdu 601838.SS | $12.8B | +5% | +2% | 15% | 0.92× | 3.1% |
| Bank of Jiangsu 600919.SS | $35.1B | +13% | +5% | 13% | 0.83× | 2.9% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 1963.HK | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +2.0% | -2.4% | 9th highest of 21 |
| 6-month return | +1.1% | +6.4% | 10th lowest of 21 |
| Return on equity | 9.9% | 8.8% | 9th highest of 21 |
| Price / book | 0.41× | 0.98× | cheapest of 21 |
| Trailing P/E | 5.5× | 12.2× | 2nd cheapest of 21 |
| ROE the price implies | 4.2% | 9.6% | least demanding of 19 |
| ROE delivered | 9.9% | 9.0% | 9th highest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Bank of Chongqing 1963.HK | Hong Kong | $5.11B | +1% | +10% | 10% | 0.41× | 4.2% | 9.9% |
| St.Galler Kantonalbank SGKN.SW | Switzerland | $5.22B | +19% | -13% | 8% | 1.37× | n/a | 7.6% |
| Axos Financial AX | United States | $5.26B | +7% | +18% | 17% | 1.60× | 16.5% | 16.7% |
| Grupo Aval Acciones y Valores SA Sponsored ADR Pfd AVAL | United States | $5.29B | -5% | +15% | 11% | 0.95× | 7.8% | 10.8% |
| 77 Bank 8341.T | Japan | $4.66B | +7% | +21% | 9% | 0.95× | 5.9% | 9.4% |
| Associated Banc-Corp ASB | United States | $5.64B | +6% | +23% | 10% | 1.07× | 9.3% | 10.2% |
| Yes Bank YESBANK.NS | India | $5.72B | -24% | +5% | 8% | 1.01× | 15.3% | 8.2% |
| Fulton Financial FULT | United States | $4.54B | +11% | +3% | 12% | 1.29× | 10.5% | 11.6% |
| Banco Macro SA Sponsored ADR BMA | United States | $4.53B | -21% | +4% | 7% | 0.87× | 11.3% | 7.5% |
| Liechtensteinische Landesbank LLBN.SW | Switzerland | $4.40B | +24% | -2% | 8% | 1.48× | n/a | 7.7% |
| Texas Capital Bancshares TCBI | United States | $4.39B | +1% | +3% | 10% | 1.34× | 9.8% | 10.2% |
| First Financial Bankshares FFIN | United States | $4.36B | -6% | +8% | 16% | 2.38× | 17.0% | 15.9% |
| Bank of East Asia 0023.HK | Hong Kong | $6.03B | +27% | -9% | 3% | 0.44× | 5.2% | 3.2% |
| Flagstar Bank, National Association FLG | United States | $4.21B | -26% | -18% | 1% | 0.59× | 7.4% | 1.2% |
| RBL Bank RBLBANK.NS | India | $6.21B | +10% | +9% | 4% | 1.35× | 23.1% | 4.0% |
| Indian Overseas Bank IOB.NS | India | $6.23B | -13% | +14% | 18% | 1.46× | 17.2% | 17.9% |
| F.N.B FNB | United States | $6.28B | 0% | +2% | 9% | 0.92× | 8.9% | 9.0% |
| Bank of India BANKINDIA.NS | India | $6.68B | -1% | +9% | 14% | 0.67× | 12.5% | 14.1% |
| Kyushu Financial 7180.T | Japan | $3.79B | +7% | +15% | 5% | 0.73× | 6.6% | 4.9% |
| Sparebanken Norge SBNOR.OL | Norway | $3.78B | +8% | +62% | 7% | 0.71× | 6.1% | n/a |
| Daishi Hokuetsu Financial 7327.T | Japan | $3.73B | +9% | +18% | 9% | 0.94× | 6.3% | 8.6% |