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Delaware bank and trust company also running Cash Connect, a national ATM vault-cash and cash-logistics business.
Delaware bank and trust company also running Cash Connect, a national ATM vault-cash and cash-logistics business.
Earns the gap between loan interest and deposit costs, plus fees from trust and wealth services and from Cash Connect, which supplies and manages cash for ATMs owned by retailers and banks. The 2022 purchase of Bryn Mawr Trust extended the bank across the Philadelphia area and added a large wealth business.
Moat: narrow (scale, process know-how). Cash Connect's national ATM cash-logistics scale is a differentiated niche beyond typical community banking.
Headquarters: Wilmington, Delaware, US · Founded: 1832 · Employees: 2,335
Size WSFS Financial (WSFS) is a United States Financials company (Savings Banks) with a market value of $3.99B, the 1346th largest of 3,117 United States companies the cockpit tracks. Shares closed at $78.94 on 6 Nov 2026.
Performance Over six months the shares gained 10.1%, against +9.0% for the median peer and -1.1% for the United States market (cap-weighted) — 5th highest of 13 in its peer set.
Growth Revenue grew 1.8% over the last twelve months (peer median +6.0%); the operating margin is 39.8% (peer median 38.5%).
Valuation It trades at 1.53× book value against a peer median of 1.08× (5th most expensive of 13).
Price implies The share price implies a return on equity of about 12.4%; WSFS Financial delivers 12.4%, so the price asks less than the business earns today.
Short interest Short interest is 5.1% of the free float (15 Oct 2026).
Next results Next results expected around 28 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $1.38B | $1.36B | $1.39B | $1.31B | $955M |
| Revenue growth | — | -2% | +6% | +37% | — |
| Net income | $333M | $287M | $264M | $269M | $222M |
| Free cash flow | $439M | $215M | $279M | $313M | $499M |
| Capital expenditure | $10.6M | $6.39M | $14.3M | $6.41M | $8.81M |
| Total debt | $420M | $428M | $536M | $1.05B | $885M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| WSFS Financial WSFS | $3.99B | +10% | +2% | 12% | 1.53× | 12.4% |
| Provident Financial Services PFS | $2.99B | +2% | +4% | 11% | 1.05× | 9.2% |
| Univest Financial UVSP | $1.10B | +4% | +2% | 10% | 1.16× | 9.1% |
| M&T Bank MTB | $31.4B | +3% | 0% | 11% | 1.24× | 9.3% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | WSFS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +4.7% | +3.3% | 6th highest of 14 |
| 6-month return | +10.1% | +9.0% | 5th highest of 13 |
| Return on equity | 12.4% | 9.0% | 3rd highest of 13 |
| Price / book | 1.53× | 1.08× | 5th most expensive of 13 |
| Trailing P/E | 12.4× | 13.0× | 7th cheapest of 13 |
| ROE the price implies | 12.4% | 8.8% | 5th most demanding of 13 |
| ROE delivered | 12.4% | 8.9% | 3rd highest of 13 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| WSFS Financial WSFS | United States | $3.99B | +10% | +2% | 12% | 1.53× | 12.4% | 12.4% |
| TFS Financial TFSL | United States | $4.61B | +9% | +6% | 5% | 2.72× | 18.1% | 5.1% |
| SpareBank 1 SMN MING.OL | Norway | $3.38B | +16% | -6% | 9% | 1.08× | 7.0% | 8.8% |
| Sparebank 1 Ostlandet SPOL.OL | Norway | $3.01B | +9% | -2% | 9% | 1.09× | 7.1% | 9.1% |
| Columbia Financial CLBK | United States | $2.99B | +25% | +23% | 2% | 0.95× | 6.2% | 2.3% |
| Provident Financial Services PFS | United States | $2.99B | +2% | +4% | 11% | 1.05× | 9.2% | 11.0% |
| Northwest Bancshares NWBI | United States | $2.23B | +10% | +13% | 11% | 1.18× | 9.3% | 10.7% |
| Shawbrook SHAW.L | United Kingdom | $1.96B | -12% | +5% | 12% | 0.79× | 8.0% | 12.2% |
| OceanFirst Financial OCFC | United States | $1.82B | -4% | +31% | 2% | 0.75× | 8.1% | 2.3% |
| Storebrand STB.OL | Norway | $8.94B | +13% | +40% | 14% | 2.56× | 16.1% | 13.9% |
| Sparebank 1 Sor-norge SB1NO.OL | Norway | $9.31B | +24% | -5% | 13% | 1.69× | 12.4% | 12.5% |
| Triumph Financial TFIN | United States | $1.46B | -8% | +13% | 5% | 1.57× | 17.5% | 5.3% |
| American Savings Bank N.A ASBH | United States | $1.30B | n/a | n/a | n/a | n/a | n/a | n/a |
| Capitol Federal Financial CFFN | United States | $1.06B | +7% | +6% | 8% | 1.04× | 8.4% | 8.4% |