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Japanese property & casualty insurance group, also operating a large nursing-care business and US specialty insurer (Sompo International).
Japanese property & casualty insurance group, also operating a large nursing-care business and US specialty insurer (Sompo International).
Earns premiums on motor, fire and corporate cover in Japan, largely through agents, and from specialty insurance written by Sompo International, which came from the 2017 purchase of Endurance Specialty. It also runs a large nursing-care group, an unusual addition to an insurer, which turns Japan's ageing population into a second business.
In one line: Japan's Travelers, plus a large elder-care operator bolted on.
Moat: narrow (scale, brand, distribution). Large domestic P&C distribution network plus a diversified US specialty-insurance underwriting platform.
Headquarters: Tokyo, Japan · Founded: 2010 · Employees: 55,702
Size Sompo (8630.T) is a Japan Financials company (Multi-Line Insurance) with a market value of $39.6B, the 37th largest of 1,379 Japan companies the cockpit tracks. Shares closed at ¥6,770 on 6 Nov 2026.
Performance Over six months the shares gained 16.8%, against +14.9% for the median peer and +1.8% for the Japan market (cap-weighted) — 8th highest of 21 in its peer set.
Growth Revenue grew 41.4% over the last twelve months (peer median +9.2%); the operating margin is 17.1% (peer median 17.0%).
Valuation It trades at 1.14× book value against a peer median of 1.78× (5th cheapest of 21).
Price implies The share price implies a return on equity of about 6.2%; Sompo delivers 14.6%, so the price asks less than the business earns today.
Credit Sompo has 1 bond outstanding ($1.30B), rated BBB+ by the agencies.
Next results Next results expected around 19 Nov 2026 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ¥6.64T | ¥6.15T | ¥5.38T | ¥5.22T | ¥4.17T |
| Revenue growth | — | +14% | +3% | +25% | — |
| Net income | ¥703B | ¥640B | ¥243B | ¥530B | ¥26.4B |
| Free cash flow | n/a | ¥672B | ¥548B | ¥602B | ¥357B |
| Capital expenditure | n/a | ¥60.0B | ¥57.8B | ¥92.2B | ¥24.1B |
| Total debt | ¥957B | ¥1.10T | ¥1.17T | ¥1.55T | ¥1.27T |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Sompo 8630.T | $39.6B | +17% | +41% | 15% | 1.14× | 6.2% |
| Tokio Marine 8766.T | $105B | +35% | 0% | 12% | 1.98× | 6.7% |
| Ms&ad Ins Gp Hldgs 8725.T | $44.4B | +22% | +21% | 17% | 1.07× | 6.9% |
| Chubb CB | $139B | +15% | +6% | 15% | 1.91× | 9.4% |
| American International AIG | $40.7B | +2% | +1% | 8% | 1.04× | 7.5% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 8630.T | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +1.8% | +3.3% | 9th lowest of 21 |
| 6-month return | +16.8% | +14.9% | 8th highest of 21 |
| Return on equity | 14.6% | 16.3% | 9th lowest of 21 |
| Price / book | 1.14× | 1.78× | 5th cheapest of 21 |
| Trailing P/E | 8.7× | 12.2× | 4th cheapest of 21 |
| ROE the price implies | 6.2% | 10.9% | 4th least demanding of 21 |
| ROE delivered | 14.6% | 16.3% | 9th lowest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Sompo 8630.T | Japan | $39.6B | +17% | +41% | 15% | 1.14× | 6.2% | 14.6% |
| Sun Life Financial SLF.TO | Canada | $40.1B | +7% | -1% | 13% | 2.38× | 13.7% | 13.5% |
| American International AIG | United States | $40.7B | +2% | +1% | 8% | 1.04× | 7.5% | 8.2% |
| Power Corporation of Canada POW.TO | Canada | $40.7B | +16% | +10% | 11% | 2.42× | 15.9% | 11.0% |
| China Pacific Insurance (Group) 2601.HK | Hong Kong | $42.5B | -22% | +9% | 14% | 0.69× | 8.4% | 14.4% |
| Arch Capital ACGL | United States | $36.6B | +14% | -5% | 19% | 1.58× | 8.3% | 18.7% |
| Ms&ad Ins Gp Hldgs 8725.T | Japan | $44.4B | +22% | +21% | 17% | 1.07× | 6.9% | 16.6% |
| People's Insurance Co. (Group) of China 601319.SS | China | $44.4B | +1% | +4% | 10% | 0.96× | 6.0% | 9.7% |
| Prudential plc Sponsored ADR PUK | United States | $31.7B | -21% | +39% | 19% | 1.56× | 11.4% | 19.2% |
| Swiss Re SREN.SW | Switzerland | $50.6B | +27% | -12% | 20% | 2.27× | 6.1% | 20.4% |
| Prudential 2378.HK | Hong Kong | $30.8B | -24% | +30% | 19% | 1.54× | 11.3% | 19.3% |
| Aviva AV..L | United Kingdom | $29.5B | +18% | +86% | 7% | 2.46× | 23.8% | 6.8% |
| Cincinnati Financial CINF | United States | $28.5B | +15% | +10% | 17% | 1.76× | 10.6% | 16.9% |
| W. R. Berkley WRB | United States | $27.9B | +16% | +1% | 19% | 2.91× | 12.8% | 19.2% |
| Great-West Lifeco GWO.TO | Canada | $57.4B | +18% | +4% | 16% | 3.02× | 15.7% | 16.0% |
| Helvetia Baloise HBAN.SW | Switzerland | $27.0B | +5% | +54% | 4% | 1.80× | 4.8% | 4.0% |
| Aflac AFL | United States | $62.2B | +10% | +14% | 17% | 2.06× | 12.5% | 16.9% |
| MetLife MET | United States | $62.4B | +27% | +9% | 13% | 2.28× | 16.2% | 13.2% |
| Fubon Financial Hldg 2881.TW | Taiwan | $62.7B | +66% | +12% | 16% | 1.66× | 7.4% | 16.0% |
| Allstate ALL | United States | $64.4B | +20% | +6% | 46% | 2.04× | 9.9% | 46.1% |
| Unipol Assicurazioni UNI.MI | Italy | $23.8B | +13% | +7% | 17% | 1.62× | 14.9% | 16.9% |
Sompo has 1 bond outstanding with $1.30B face value. The agencies rate it BBB+.