Global commercial and personal property-casualty insurer, also a leading specialty and high-net-worth personal insurer.
Global commercial and personal property-casualty insurer, also a leading specialty and high-net-worth personal insurer.
Earns underwriting profit, premiums minus claims and costs, plus investment income on premiums held until claims are paid. It sells through brokers and agents to businesses, and directly to wealthy individuals. It was formed when ACE bought Chubb in 2016 and adopted the Chubb name.
Moat: narrow (scale, process know-how, brand). Global underwriting scale and broker relationships built through decades of specialty-insurance M&A (ACE-Chubb).
Headquarters: Zurich, Switzerland · Founded: 1882 · Employees: 45,000
Size Chubb (CB) is a United States Financials company (Property/Casualty Insurance) with a market value of $139B, the 86th largest of 3,117 United States companies the cockpit tracks. Shares closed at $365.02 on 6 Nov 2026.
Performance Over six months the shares gained 14.6%, against +20.9% for the median peer and -1.1% for the United States market (cap-weighted) — 2nd lowest of 6 in its peer set.
Growth Revenue grew 5.9% over the last twelve months (peer median +1.1%); the operating margin is 21.9% (peer median 18.9%).
Valuation It trades at 1.91× book value against a peer median of 1.94× (3rd cheapest of 6).
Price implies The share price implies a return on equity of about 9.4%; Chubb delivers 15.5%, so the price asks less than the business earns today.
Credit Chubb has 14 bonds outstanding ($11.1B), rated A by the agencies and trading like A+ at a weighted spread of 71 bp.
Short interest Short interest is 0.8% of the free float (15 Oct 2026).
Next results Next results expected around 2 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $62.1B | $59.8B | $55.9B | $50.0B | $43.0B |
| Revenue growth | — | +7% | +12% | +16% | — |
| Net income | $11.2B | $10.3B | $9.27B | $9.03B | $5.25B |
| Free cash flow | $19.6B | $14.5B | $17.6B | $13.8B | $12.3B |
| Capital expenditure | $0 | $0 | $0 | $0 | $0 |
| Total debt | $23.6B | $22.2B | $19.3B | $18.5B | $17.2B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Chubb CB | $139B | +15% | +6% | 15% | 1.91× | 9.4% |
| Travelers Companies (The) TRV | $81.0B | +33% | +1% | 28% | 2.79× | 13.9% |
| American International AIG | $40.7B | +2% | +1% | 8% | 1.04× | 7.5% |
| Zurich Insurance ZURN.SW | $114B | +16% | +19% | 26% | 3.67× | 11.2% |
| Allianz ALV.DE | $192B | +19% | +21% | 21% | 2.98× | 16.0% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | CB | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +6.2% | +10.9% | 2nd lowest of 6 |
| 6-month return | +14.6% | +20.9% | 2nd lowest of 6 |
| Return on equity | 15.5% | 16.5% | 2nd lowest of 6 |
| Price / book | 1.91× | 1.94× | 3rd cheapest of 6 |
| Trailing P/E | 12.8× | 9.8× | 2nd most expensive of 6 |
| ROE the price implies | 9.4% | 7.0% | 3rd most demanding of 6 |
| ROE delivered | 15.5% | 16.5% | 2nd lowest of 6 |
| Bond spread | 71 bp | 87 bp | tightest of 4 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Chubb CB | United States | $139B | +15% | +6% | 15% | 1.91× | 9.4% | 15.5% |
| Tokio Marine 8766.T | Japan | $105B | +35% | 0% | 12% | 1.98× | 6.7% | 11.8% |
| Travelers Companies (The) TRV | United States | $81.0B | +33% | +1% | 28% | 2.79× | 13.9% | 27.5% |
| PICC Property & Casualty 2328.HK | Hong Kong | $48.9B | +16% | +9% | 17% | 1.09× | 5.8% | 16.5% |
| Fairfax Financial FFH.TO | Canada | $42.7B | +21% | -1% | 16% | 1.40× | 7.0% | 15.8% |
| Hartford (The) HIG | United States | $35.8B | +1% | +4% | 23% | 1.94× | 11.3% | 22.7% |
Chubb has 14 bonds outstanding with $11.1B face value. The agencies rate it A; its bonds trade like A+. Weighted yield 5.58%, a spread of 71 bp over government bonds.