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Major Chinese insurer offering life, property & casualty insurance and asset management nationwide.
Major Chinese insurer offering life, property & casualty insurance and asset management nationwide.
Earns from life premiums, including savings and protection products sold by its agent force and through banks, and from property and casualty premiums mostly on car and corporate cover, then invests the premiums until benefits or claims are paid. Life insurance is the larger profit source. This is the Shanghai-listed share.
Moat: narrow (scale, brand, distribution). Large agent/distribution network and brand among China's top-tier insurers.
Headquarters: Shanghai, China · Founded: 1991 · Employees: 91,639
Size China Pacific Insurance (Group) (601601.SS) is a China Financials company (Multi-Line Insurance) with a market value of $42.6B, the 40th largest of 4,839 China companies the cockpit tracks. Shares closed at CN¥31.86 on 6 Nov 2026.
Performance Over six months the shares fell 14.4%, against +15.5% for the median peer and -16.4% for the China market (cap-weighted) — 3rd lowest of 21 in its peer set.
Growth Revenue grew 4.1% over the last twelve months (peer median +9.4%); the operating margin is 11.5% (peer median 17.3%).
Valuation It trades at 0.93× book value against a peer median of 1.78× (cheapest of 21).
Price implies The share price implies a return on equity of about 8.2%; China Pacific Insurance (Group) delivers 14.4%, so the price asks less than the business earns today.
Next results Next results expected around 1 Apr 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | CN¥417B | CN¥386B | CN¥346B | CN¥321B | CN¥330B |
| Revenue growth | — | +12% | +8% | -3% | — |
| Net income | CN¥44.2B | CN¥53.5B | CN¥45.0B | CN¥27.3B | CN¥37.4B |
| Free cash flow | CN¥273B | CN¥265B | CN¥217B | CN¥208B | CN¥214B |
| Capital expenditure | CN¥3.08B | CN¥4.28B | CN¥3.88B | CN¥3.99B | CN¥9.10B |
| Total debt | CN¥173B | CN¥243B | CN¥195B | CN¥129B | CN¥132B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| China Pacific Insurance (Group) 601601.SS | $42.6B | -14% | +4% | 14% | 0.93× | 8.2% |
| Ping An Insurance (Group) Company of China 601318.SS | $136B | -8% | +12% | 14% | 0.96× | 7.4% |
| China Life Insurance 601628.SS | $135B | -3% | +16% | 12% | 1.54× | 13.1% |
| People's Insurance Co. (Group) of China 601319.SS | $44.4B | +1% | +4% | 10% | 0.96× | 6.0% |
| New China Life Insurance 601336.SS | $21.7B | -19% | +19% | 22% | 1.27× | 13.6% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 601601.SS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +3.3% | +3.3% | 11th highest of 21 |
| 6-month return | -14.4% | +15.5% | 3rd lowest of 21 |
| Return on equity | 14.4% | 16.3% | 8th lowest of 21 |
| Price / book | 0.93× | 1.78× | cheapest of 21 |
| Trailing P/E | 6.9× | 12.2× | 2nd cheapest of 21 |
| ROE the price implies | 8.2% | 10.9% | 8th least demanding of 21 |
| ROE delivered | 14.4% | 16.3% | 8th lowest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| China Pacific Insurance (Group) 601601.SS | China | $42.6B | -14% | +4% | 14% | 0.93× | 8.2% | 14.4% |
| Ms&ad Ins Gp Hldgs 8725.T | Japan | $44.4B | +22% | +21% | 17% | 1.07× | 6.9% | 16.6% |
| People's Insurance Co. (Group) of China 601319.SS | China | $44.4B | +1% | +4% | 10% | 0.96× | 6.0% | 9.7% |
| Power Corporation of Canada POW.TO | Canada | $40.7B | +16% | +10% | 11% | 2.42× | 15.9% | 11.0% |
| American International AIG | United States | $40.7B | +2% | +1% | 8% | 1.04× | 7.5% | 8.2% |
| Sun Life Financial SLF.TO | Canada | $40.1B | +7% | -1% | 13% | 2.38× | 13.7% | 13.5% |
| Sompo 8630.T | Japan | $39.6B | +17% | +41% | 15% | 1.14× | 6.2% | 14.6% |
| Arch Capital ACGL | United States | $36.6B | +14% | -5% | 19% | 1.58× | 8.3% | 18.7% |
| Swiss Re SREN.SW | Switzerland | $50.6B | +27% | -12% | 20% | 2.27× | 6.1% | 20.4% |
| Prudential plc Sponsored ADR PUK | United States | $31.7B | -21% | +39% | 19% | 1.56× | 11.4% | 19.2% |
| Great-West Lifeco GWO.TO | Canada | $57.4B | +18% | +4% | 16% | 3.02× | 15.7% | 16.0% |
| Prudential 2378.HK | Hong Kong | $30.8B | -24% | +30% | 19% | 1.54× | 11.3% | 19.3% |
| Aviva AV..L | United Kingdom | $29.5B | +18% | +86% | 7% | 2.46× | 23.8% | 6.8% |
| Aflac AFL | United States | $62.2B | +10% | +14% | 17% | 2.06× | 12.5% | 16.9% |
| MetLife MET | United States | $62.4B | +27% | +9% | 13% | 2.28× | 16.2% | 13.2% |
| Fubon Financial Hldg 2881.TW | Taiwan | $62.7B | +66% | +12% | 16% | 1.66× | 7.4% | 16.0% |
| Cincinnati Financial CINF | United States | $28.5B | +15% | +10% | 17% | 1.76× | 10.6% | 16.9% |
| Allstate ALL | United States | $64.4B | +20% | +6% | 46% | 2.04× | 9.9% | 46.1% |
| W. R. Berkley WRB | United States | $27.9B | +16% | +1% | 19% | 2.91× | 12.8% | 19.2% |
| Helvetia Baloise HBAN.SW | Switzerland | $27.0B | +5% | +54% | 4% | 1.80× | 4.8% | 4.0% |
| Unipol Assicurazioni UNI.MI | Italy | $23.8B | +13% | +7% | 17% | 1.62× | 14.9% | 16.9% |