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China's largest city commercial bank by assets, serving Beijing and other provinces.
China's largest city commercial bank by assets, serving Beijing and other provinces.
Earns mainly the gap between interest on loans and deposit costs, with corporate lending in Beijing the largest line and fees from wealth management adding to it. Beijing municipal state-owned groups are major shareholders alongside the Dutch bank ING, a strategic investor since 2005.
In one line: A large Chinese regional bank, similar to a top US regional bank.
Moat: narrow (regulatory licence, distribution, scale). Largest branch network among city commercial banks, anchored in the capital's affluent deposit base.
Headquarters: Beijing, China · Founded: 1996 · Employees: 19,975
Size Bank of Beijing (601169.SS) is a China Financials company (Regional Banks) with a market value of $18.6B, the 120th largest of 4,839 China companies the cockpit tracks. Shares closed at CN¥5.86 on 6 Nov 2026.
Performance Over six months the shares gained 10.6%, against +10.2% for the median peer and -16.4% for the China market (cap-weighted) — 11th highest of 21 in its peer set.
Growth Revenue fell 5.0% over the last twelve months (peer median +0.9%); the operating margin is 31.7% (peer median 41.6%).
Valuation It trades at 0.43× book value against a peer median of 1.70× (cheapest of 21).
Price implies The share price implies a return on equity of about 2.0%; Bank of Beijing delivers 7.3%, so the price asks less than the business earns today.
Next results Next results expected around 23 Apr 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | CN¥133B | CN¥137B | CN¥141B | CN¥136B | CN¥128B |
| Revenue growth | — | -3% | +4% | +6% | — |
| Net income | CN¥21.4B | CN¥16.6B | CN¥23.1B | CN¥25.6B | CN¥24.8B |
| Free cash flow | CN¥170B | CN¥51.9B | CN¥41.5B | CN¥24.1B | -CN¥7.31B |
| Capital expenditure | CN¥813M | CN¥1.18B | CN¥1.82B | CN¥3.38B | CN¥1.34B |
| Total debt | CN¥1.53T | CN¥1.88T | CN¥1.41T | CN¥1.35T | CN¥1.16T |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Bank of Beijing 601169.SS | $18.6B | +11% | -5% | 7% | 0.43× | 2.0% |
| Bank of Shanghai 601229.SS | $17.6B | -13% | -7% | 8% | 0.44× | 2.0% |
| Bank of Hangzhou 600926.SS | $18.6B | -2% | -3% | 14% | 0.86× | 3.0% |
| Bank of Ningbo 002142.SZ | $34.0B | +3% | +3% | 13% | 0.92× | 7.0% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 601169.SS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +3.5% | +1.6% | 9th highest of 21 |
| 6-month return | +10.6% | +10.2% | 11th highest of 21 |
| Return on equity | 7.3% | 12.7% | 2nd lowest of 21 |
| Price / book | 0.43× | 1.70× | cheapest of 21 |
| Trailing P/E | 5.8× | 13.4× | cheapest of 20 |
| ROE the price implies | 2.0% | 8.7% | least demanding of 20 |
| ROE delivered | 7.3% | 13.8% | 2nd lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Bank of Beijing 601169.SS | China | $18.6B | +11% | -5% | 7% | 0.43× | 2.0% | 7.3% |
| Bank of Hangzhou 600926.SS | China | $18.6B | -2% | -3% | 14% | 0.86× | 3.0% | 13.8% |
| Sinopac Financial Hldgs 2890.TW | Taiwan | $19.3B | +36% | +31% | 16% | 2.34× | 7.7% | 16.3% |
| East West Bancorp EWBC | United States | $17.7B | +5% | +3% | 17% | 1.95× | 16.3% | 16.6% |
| Bank of Shanghai 601229.SS | China | $17.6B | -13% | -7% | 8% | 0.44× | 2.0% | 7.5% |
| Bank Polska Kasa Opieki PEO.WA | Poland | $17.4B | +12% | -5% | 18% | 2.04× | 25.7% | 18.2% |
| Erste Bank Polska EBP.WA | Poland | $20.4B | +35% | -9% | 16% | 2.42× | 26.7% | 15.6% |
| Hua Nan Financial 2880.TW | Taiwan | $20.8B | +50% | -37% | 14% | 2.85× | 7.9% | 14.1% |
| ING Bank Slaski ING.WA | Poland | $15.7B | +20% | +4% | 24% | 3.24× | 33.8% | 23.7% |
| Banco Santander-Chile Sponsored ADR BSAC | United States | $15.2B | +7% | +18% | 25% | 3.00× | 17.6% | 24.9% |
| Pinnacle Financial Partners PNFP | United States | $15.2B | +3% | +100% | 10% | 1.10× | 10.7% | 9.6% |
| Mediobanca - Banca di Credito Finanziario MB.MI | Italy | $23.7B | +26% | +4% | 11% | 1.82× | 18.7% | 10.8% |
| Banque Cantonale Vaudoise BCVN.SW | Switzerland | $14.4B | +20% | -8% | 12% | 3.07× | n/a | 11.6% |
| Grupo Cibest S.A. Unsponsored ADR Pfd CIB | United States | $24.7B | +42% | +7% | 19% | 1.97× | 14.4% | 18.9% |
| First Citizens BancShares FCNCA | United States | $25.2B | +16% | 0% | 11% | 1.29× | 9.3% | 11.0% |
| Taiwan Cooperative Financial Hl 5880.TW | Taiwan | $13.6B | +22% | -3% | 9% | 1.55× | 4.8% | 8.9% |
| Bank of Chengdu 601838.SS | China | $12.8B | +5% | +2% | 15% | 0.92× | 3.1% | 15.1% |
| CNPC Capital 000617.SZ | China | $12.3B | -31% | -14% | 5% | 0.76× | 7.9% | 4.6% |
| Chongqing Rural Commercial Bank 601077.SS | China | $11.7B | -1% | -1% | 9% | 0.57× | 2.3% | 9.4% |
| IBK 024110.KS | South Korea | $11.4B | -14% | +28% | 8% | 0.49× | 4.2% | n/a |
| Resona 8308.T | Japan | $30.8B | +9% | +17% | 9% | 1.57× | 8.7% | 9.3% |