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Colombia's largest financial group (formerly Bancolombia), offering retail/corporate banking, insurance and pensions across Latin America.
Colombia's largest financial group (formerly Bancolombia), offering retail/corporate banking, insurance and pensions across Latin America.
Earns mainly from the spread between lending and deposit rates, with fees from payments, cards, insurance and pensions. Bancolombia is the main bank, with operations in Colombia, Panama, El Salvador and Guatemala. The group reorganized in 2025 into a holding company renamed Cibest, with Nequi, its digital wallet, among its units.
In one line: Colombia's version of a large US regional bank holding company..
Moat: narrow (scale, brand, distribution). Largest bank in Colombia by assets with a broad regional network, but faces competition from other national banks.
Headquarters: Medellín, Colombia · Founded: 1875 · Employees: 33,951
Size Grupo Cibest S.A. Unsponsored ADR Pfd (CIB) is a United States Financials company (Regional Banks) with a market value of $24.7B, the 427th largest of 3,117 United States companies the cockpit tracks. Shares closed at $92.37 on 6 Nov 2026.
Performance Over six months the shares gained 41.5%, against +11.1% for the median peer and -1.1% for the United States market (cap-weighted) — 2nd highest of 21 in its peer set.
Growth Revenue grew 7.1% over the last twelve months (peer median +2.6%); the operating margin is 32.4% (peer median 41.6%).
Valuation It trades at 1.97× book value against a peer median of 1.44× (8th most expensive of 21).
Price implies The share price implies a return on equity of about 14.4%; Grupo Cibest S.A. Unsponsored ADR Pfd delivers 18.9%, so the price asks less than the business earns today.
Short interest Short interest is 0.6% of the free float (15 Oct 2026).
Next results Next results expected around 22 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $11.2B | $10.2B | $10.1B | $10.9B | $7.85B |
| Revenue growth | — | +1% | -8% | +39% | — |
| Net income | $1.20B | $943M | $1.54B | $1.41B | $1.59B |
| Free cash flow | $3.18B | $2.97B | $2.57B | $2.64B | $2.52B |
| Capital expenditure | $689M | $622M | $551M | $639M | $888M |
| Total debt | $7.11B | $4.64B | $6.49B | $7.90B | $8.39B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Grupo Cibest S.A. Unsponsored ADR Pfd CIB | $24.7B | +42% | +7% | 19% | 1.97× | 14.4% |
| Grupo Aval Acciones y Valores SA Sponsored ADR Pfd AVAL | $5.29B | -5% | +15% | 11% | 0.95× | 7.8% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | CIB | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -1.8% | +1.3% | 7th lowest of 21 |
| 6-month return | +41.5% | +11.1% | 2nd highest of 21 |
| Return on equity | 18.9% | 13.1% | 3rd highest of 21 |
| Price / book | 1.97× | 1.44× | 8th most expensive of 21 |
| Trailing P/E | 33.6× | 12.2× | most expensive of 20 |
| ROE the price implies | 14.4% | 9.3% | 7th most demanding of 20 |
| ROE delivered | 18.9% | 13.3% | 3rd highest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Grupo Cibest S.A. Unsponsored ADR Pfd CIB | United States | $24.7B | +42% | +7% | 19% | 1.97× | 14.4% | 18.9% |
| First Citizens BancShares FCNCA | United States | $25.2B | +16% | 0% | 11% | 1.29× | 9.3% | 11.0% |
| Mediobanca - Banca di Credito Finanziario MB.MI | Italy | $23.7B | +26% | +4% | 11% | 1.82× | 18.7% | 10.8% |
| Hua Nan Financial 2880.TW | Taiwan | $20.8B | +50% | -37% | 14% | 2.85× | 7.9% | 14.1% |
| Erste Bank Polska EBP.WA | Poland | $20.4B | +35% | -9% | 16% | 2.42× | 26.7% | 15.6% |
| Resona 8308.T | Japan | $30.8B | +9% | +17% | 9% | 1.57× | 8.7% | 9.3% |
| M&T Bank MTB | United States | $31.4B | +3% | 0% | 11% | 1.24× | 9.3% | 10.6% |
| Sinopac Financial Hldgs 2890.TW | Taiwan | $19.3B | +36% | +31% | 16% | 2.34× | 7.7% | 16.3% |
| Bank of Beijing 601169.SS | China | $18.6B | +11% | -5% | 7% | 0.43× | 2.0% | 7.3% |
| Bank of Hangzhou 600926.SS | China | $18.6B | -2% | -3% | 14% | 0.86× | 3.0% | 13.8% |
| Bank of Ningbo 002142.SZ | China | $34.0B | +3% | +3% | 13% | 0.92× | 7.0% | 13.3% |
| East West Bancorp EWBC | United States | $17.7B | +5% | +3% | 17% | 1.95× | 16.3% | 16.6% |
| Bank of Shanghai 601229.SS | China | $17.6B | -13% | -7% | 8% | 0.44× | 2.0% | 7.5% |
| Bank Polska Kasa Opieki PEO.WA | Poland | $17.4B | +12% | -5% | 18% | 2.04× | 25.7% | 18.2% |
| Bank of Jiangsu 600919.SS | China | $35.1B | +13% | +5% | 13% | 0.83× | 2.9% | 12.8% |
| KBFinancialGroup 105560.KS | South Korea | $37.5B | -5% | +32% | 10% | 0.99× | 5.6% | n/a |
| Banca Monte dei Paschi di Siena BMPS.MI | Italy | $38.4B | +19% | +55% | 16% | 1.30× | 13.9% | 15.5% |
| ING Bank Slaski ING.WA | Poland | $15.7B | +20% | +4% | 24% | 3.24× | 33.8% | 23.7% |
| Banco Santander-Chile Sponsored ADR BSAC | United States | $15.2B | +7% | +18% | 25% | 3.00× | 17.6% | 24.9% |
| Pinnacle Financial Partners PNFP | United States | $15.2B | +3% | +100% | 10% | 1.10× | 10.7% | 9.6% |
| Banque Cantonale Vaudoise BCVN.SW | Switzerland | $14.4B | +20% | -8% | 12% | 3.07× | n/a | 11.6% |