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Italian investment bank combining corporate & investment banking, wealth management, and a large consumer-credit arm (Compass).
Italian investment bank combining corporate & investment banking, wealth management, and a large consumer-credit arm (Compass).
Earns from advising on takeovers and raising capital, interest on consumer loans made through its Compass unit, and fees on managing wealth for affluent clients, plus a long-held stake in Generali whose profits it books. Monte dei Paschi took control in 2025, ending its independent status.
In one line: A hybrid of Lazard and Discover Financial.
Moat: narrow (brand, distribution). Leading Italian M&A/advisory franchise plus a scaled consumer-lending unit most banks lack.
Headquarters: Milan, Italy · Founded: 1946 · Employees: 5,533
Size Mediobanca - Banca di Credito Finanziario (MB.MI) is an Italy Financials company (Regional Banks) with a market value of $23.7B, the 14th largest of 123 Italy companies the cockpit tracks. Shares closed at €26.18 on 6 Nov 2026.
Performance Over six months the shares gained 26.1%, against +11.1% for the median peer and +3.1% for the Italy market (cap-weighted) — 5th highest of 21 in its peer set.
Growth Revenue grew 4.1% over the last twelve months (peer median +2.6%); the operating margin is 26.8% (peer median 41.6%).
Valuation It trades at 1.82× book value against a peer median of 1.44× (10th most expensive of 21).
Price implies The share price implies a return on equity of about 18.7%; Mediobanca - Banca di Credito Finanziario delivers 10.8%, so the price asks more than the business earns today.
Next results Next results expected around 11 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | €5.76B | €5.42B | €5.45B | €4.10B | €3.04B |
| Revenue growth | — | 0% | +33% | +35% | — |
| Net income | €1.22B | €1.03B | €1.27B | €1.03B | €907M |
| Free cash flow | n/a | -€1.22B | €550M | -€822M | €803M |
| Capital expenditure | n/a | €37.0M | €87.7M | €76.2M | €58.6M |
| Total debt | n/a | €48.2B | €46.0B | €35.5B | €37.8B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Mediobanca - Banca di Credito Finanziario MB.MI | $23.7B | +26% | +4% | 11% | 1.82× | 18.7% |
| Intesa Sanpaolo ISP.MI | $120B | +6% | -6% | 16% | 1.81× | 20.7% |
| UniCredit UCG.MI | $130B | +6% | +2% | 17% | 1.77× | 25.8% |
| Banca Monte dei Paschi di Siena BMPS.MI | $38.4B | +19% | +55% | 16% | 1.30× | 13.9% |
| BNP Paribas BNP.PA | $114B | 0% | +8% | 11% | 0.84× | 10.4% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | MB.MI | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +5.6% | +1.2% | 5th highest of 21 |
| 6-month return | +26.1% | +11.1% | 5th highest of 21 |
| Return on equity | 10.8% | 13.6% | 7th lowest of 21 |
| Price / book | 1.82× | 1.44× | 10th most expensive of 21 |
| Trailing P/E | 12.2× | 12.2× | 10th cheapest of 20 |
| ROE the price implies | 18.7% | 9.3% | 4th most demanding of 20 |
| ROE delivered | 10.8% | 13.8% | 6th lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Mediobanca - Banca di Credito Finanziario MB.MI | Italy | $23.7B | +26% | +4% | 11% | 1.82× | 18.7% | 10.8% |
| Grupo Cibest S.A. Unsponsored ADR Pfd CIB | United States | $24.7B | +42% | +7% | 19% | 1.97× | 14.4% | 18.9% |
| First Citizens BancShares FCNCA | United States | $25.2B | +16% | 0% | 11% | 1.29× | 9.3% | 11.0% |
| Hua Nan Financial 2880.TW | Taiwan | $20.8B | +50% | -37% | 14% | 2.85× | 7.9% | 14.1% |
| Erste Bank Polska EBP.WA | Poland | $20.4B | +35% | -9% | 16% | 2.42× | 26.7% | 15.6% |
| Sinopac Financial Hldgs 2890.TW | Taiwan | $19.3B | +36% | +31% | 16% | 2.34× | 7.7% | 16.3% |
| Bank of Beijing 601169.SS | China | $18.6B | +11% | -5% | 7% | 0.43× | 2.0% | 7.3% |
| Bank of Hangzhou 600926.SS | China | $18.6B | -2% | -3% | 14% | 0.86× | 3.0% | 13.8% |
| Resona 8308.T | Japan | $30.8B | +9% | +17% | 9% | 1.57× | 8.7% | 9.3% |
| M&T Bank MTB | United States | $31.4B | +3% | 0% | 11% | 1.24× | 9.3% | 10.6% |
| East West Bancorp EWBC | United States | $17.7B | +5% | +3% | 17% | 1.95× | 16.3% | 16.6% |
| Bank of Shanghai 601229.SS | China | $17.6B | -13% | -7% | 8% | 0.44× | 2.0% | 7.5% |
| Bank Polska Kasa Opieki PEO.WA | Poland | $17.4B | +12% | -5% | 18% | 2.04× | 25.7% | 18.2% |
| Bank of Ningbo 002142.SZ | China | $34.0B | +3% | +3% | 13% | 0.92× | 7.0% | 13.3% |
| Bank of Jiangsu 600919.SS | China | $35.1B | +13% | +5% | 13% | 0.83× | 2.9% | 12.8% |
| ING Bank Slaski ING.WA | Poland | $15.7B | +20% | +4% | 24% | 3.24× | 33.8% | 23.7% |
| Banco Santander-Chile Sponsored ADR BSAC | United States | $15.2B | +7% | +18% | 25% | 3.00× | 17.6% | 24.9% |
| Pinnacle Financial Partners PNFP | United States | $15.2B | +3% | +100% | 10% | 1.10× | 10.7% | 9.6% |
| KBFinancialGroup 105560.KS | South Korea | $37.5B | -5% | +32% | 10% | 0.99× | 5.6% | n/a |
| Banca Monte dei Paschi di Siena BMPS.MI | Italy | $38.4B | +19% | +55% | 16% | 1.30× | 13.9% | 15.5% |
| Banque Cantonale Vaudoise BCVN.SW | Switzerland | $14.4B | +20% | -8% | 12% | 3.07× | n/a | 11.6% |