Employees: 100,356
Size Intesa Sanpaolo (ISP.MI) is an Italy Financials company (Major Banks) with a market value of $120B, the 2nd largest of 123 Italy companies the cockpit tracks. Shares closed at €6.18 on 6 Nov 2026.
Performance Over six months the shares gained 6.0%, against +9.6% for the median peer and +3.1% for the Italy market (cap-weighted) — 6th lowest of 21 in its peer set.
Growth Revenue fell 5.7% over the last twelve months (peer median +4.0%); the operating margin is 37.1% (peer median 38.3%).
Valuation It trades at 1.81× book value against a peer median of 1.70× (9th most expensive of 21).
Price implies The share price implies a return on equity of about 20.7%; Intesa Sanpaolo delivers 16.4%, so the price asks more than the business earns today.
Next results Next results expected around 29 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | €46.1B | €47.0B | €52.4B | €48.5B | €35.2B |
| Revenue growth | — | -10% | +8% | +38% | — |
| Net income | €9.66B | €9.32B | €8.67B | €7.72B | €4.38B |
| Free cash flow | n/a | €18.3B | €11.2B | €15.1B | -€31.5B |
| Capital expenditure | n/a | €1.65B | €1.67B | €1.66B | €1.85B |
| Total debt | €168B | €199B | €179B | €219B | €216B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | ISP.MI | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +1.9% | +2.9% | 8th lowest of 21 |
| 6-month return | +6.0% | +9.6% | 6th lowest of 21 |
| Return on equity | 16.4% | 12.9% | 4th highest of 21 |
| Price / book | 1.81× | 1.70× | 9th most expensive of 21 |
| Trailing P/E | 11.2× | 12.2× | 6th cheapest of 20 |
| ROE the price implies | 20.7% | 13.6% | 5th most demanding of 21 |
| ROE delivered | 16.4% | 12.9% | 4th highest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Intesa Sanpaolo ISP.MI | Italy | $120B | +6% | -6% | 16% | 1.81× | 20.7% | 16.4% |
| Bank of Montreal BMO.TO | Canada | $120B | +16% | -2% | 11% | 2.14× | 16.4% | 10.6% |
| Capital One COF | United States | $121B | +7% | +26% | 9% | 1.11× | 11.1% | 9.3% |
| BNP Paribas BNP.PA | France | $114B | 0% | +8% | 11% | 0.84× | 10.4% | 10.9% |
| Bank of Nova Scotia BNS.TO | Canada | $114B | +21% | -3% | 12% | 1.99× | 16.3% | 11.6% |
| HDFC Bank HDFCBANK.NS | India | $129B | -1% | +5% | 14% | 2.00× | 24.8% | 13.9% |
| UniCredit UCG.MI | Italy | $130B | +6% | +2% | 17% | 1.77× | 25.8% | 17.3% |
| Mizuho Financial 8411.T | Japan | $110B | +7% | +6% | 13% | 1.52× | 11.5% | 12.5% |
| Bank of Communications 3328.HK | Hong Kong | $107B | +19% | +3% | 8% | 0.55× | 4.8% | 8.3% |
| Banco Bilbao Vizcaya Argentaria BBVA.MC | Spain | $140B | +20% | +9% | 20% | 2.15× | 24.8% | 19.6% |
| Sumitomo Mitsui Financial 8316.T | Japan | $145B | +35% | +11% | 11% | 1.42× | 10.0% | 11.2% |
| Oversea-Chinese Banking O39.SI | Singapore | $97.6B | +23% | -3% | 13% | 2.02× | 14.9% | 13.2% |
| DBS D05.SI | Singapore | $155B | +19% | -5% | 16% | 2.83× | 21.4% | 16.3% |
| U.S. Bancorp USB | United States | $92.6B | +8% | +1% | 13% | 1.55× | 13.9% | 12.8% |
| ING Groep INGA.AS | Netherlands | $89.8B | +11% | +7% | 14% | 1.63× | 12.5% | 13.6% |
| PNC Financial Services PNC | United States | $89.4B | +4% | +8% | 13% | 1.59× | 13.2% | 12.9% |
| Westpac Banking WBC.AX | Australia | $87.6B | +4% | +2% | 9% | 1.78× | 16.4% | 9.5% |
| China Merchants Bank 600036.SS | China | $164B | +12% | +9% | 14% | 0.94× | 5.4% | 13.6% |
| Cm Bank 3968.HK | Hong Kong | $165B | +16% | +3% | 13% | 0.99× | 10.2% | 13.3% |
| National Australia Bank NAB.AX | Australia | $86.2B | +9% | -8% | 10% | 2.02× | 20.2% | 10.0% |
| Itau Unibanco Holding S.A. Sponsored ADR Pfd ITUB | United States | $84.9B | -12% | +8% | 22% | 1.84× | 11.8% | 21.7% |