Loading…
Taiwan financial holding around Taiwan Cooperative Bank, historically rooted in agricultural/cooperative banking, now a broad commercial bank.
Taiwan financial holding around Taiwan Cooperative Bank, historically rooted in agricultural/cooperative banking, now a broad commercial bank.
Earns mainly from the gap between deposit and loan rates at Taiwan Cooperative Bank, with a smaller securities arm adding commissions and fees from wealth management.
In one line: A cooperative-heritage bank that grew into a full commercial lender.
Moat: narrow (scale, distribution, regulatory licence). Broad branch network with roots in Taiwan's agricultural/cooperative banking system.
Headquarters: Taipei, Taiwan · Founded: 2011 · Employees: 9,820
Size Taiwan Cooperative Financial Hl (5880.TW) is a Taiwan Financials company (Regional Banks) with a market value of $13.6B, the 43rd largest of 687 Taiwan companies the cockpit tracks. Shares closed at NT$27.90 on 6 Nov 2026.
Performance Over six months the shares gained 21.8%, against +5.2% for the median peer and -3.4% for the Taiwan market (cap-weighted) — 2nd highest of 21 in its peer set.
Growth Revenue fell 2.6% over the last twelve months (peer median +3.0%); the operating margin is 37.3% (peer median 41.8%).
Valuation It trades at 1.55× book value against a peer median of 1.25× (7th most expensive of 21).
Price implies The share price implies a return on equity of about 4.8%; Taiwan Cooperative Financial Hl delivers 8.9%, so the price asks less than the business earns today.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | NT$156B | NT$157B | NT$149B | NT$137B | NT$71.6B |
| Revenue growth | — | +6% | +9% | +91% | — |
| Net income | NT$24.0B | NT$21.3B | NT$19.2B | NT$17.3B | NT$19.1B |
| Free cash flow | -NT$37.1B | NT$28.4B | -NT$13.4B | NT$9.95B | -NT$7.39B |
| Capital expenditure | NT$949M | NT$3.01B | NT$3.78B | NT$3.92B | NT$1.66B |
| Total debt | NT$791B | NT$715B | NT$645B | NT$499B | NT$354B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Taiwan Cooperative Financial Hl 5880.TW | $13.6B | +22% | -3% | 9% | 1.55× | 4.8% |
| Hua Nan Financial 2880.TW | $20.8B | +50% | -37% | 14% | 2.85× | 7.9% |
| First Financial 2892.TW | $17.8B | +44% | +5% | 11% | 1.95× | 5.8% |
| Chang Hwa Commercial Bank 2801.TW | $10.2B | +34% | +3% | 9% | 1.46× | 4.7% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 5880.TW | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +7.7% | +0.8% | highest of 21 |
| 6-month return | +21.8% | +5.2% | 2nd highest of 21 |
| Return on equity | 8.9% | 9.5% | 9th lowest of 21 |
| Price / book | 1.55× | 1.25× | 7th most expensive of 21 |
| Trailing P/E | 18.8× | 12.4× | 2nd most expensive of 20 |
| ROE the price implies | 4.8% | 8.1% | 8th least demanding of 20 |
| ROE delivered | 8.9% | 9.6% | 8th lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Taiwan Cooperative Financial Hl 5880.TW | Taiwan | $13.6B | +22% | -3% | 9% | 1.55× | 4.8% | 8.9% |
| Bank of Chengdu 601838.SS | China | $12.8B | +5% | +2% | 15% | 0.92× | 3.1% | 15.1% |
| Banque Cantonale Vaudoise BCVN.SW | Switzerland | $14.4B | +20% | -8% | 12% | 3.07× | n/a | 11.6% |
| CNPC Capital 000617.SZ | China | $12.3B | -31% | -14% | 5% | 0.76× | 7.9% | 4.6% |
| Pinnacle Financial Partners PNFP | United States | $15.2B | +3% | +100% | 10% | 1.10× | 10.7% | 9.6% |
| Banco Santander-Chile Sponsored ADR BSAC | United States | $15.2B | +7% | +18% | 25% | 3.00× | 17.6% | 24.9% |
| ING Bank Slaski ING.WA | Poland | $15.7B | +20% | +4% | 24% | 3.24× | 33.8% | 23.7% |
| Chongqing Rural Commercial Bank 601077.SS | China | $11.7B | -1% | -1% | 9% | 0.57× | 2.3% | 9.4% |
| IBK 024110.KS | South Korea | $11.4B | -14% | +28% | 8% | 0.49× | 4.2% | n/a |
| Yokohama Financial 7186.T | Japan | $11.1B | +7% | +21% | 8% | 1.21× | 8.1% | 8.0% |
| First Horizon FHN | United States | $10.9B | -6% | -8% | 8% | 1.34× | 9.7% | 8.0% |
| Bank Polska Kasa Opieki PEO.WA | Poland | $17.4B | +12% | -5% | 18% | 2.04× | 25.7% | 18.2% |
| Bank of Shanghai 601229.SS | China | $17.6B | -13% | -7% | 8% | 0.44× | 2.0% | 7.5% |
| East West Bancorp EWBC | United States | $17.7B | +5% | +3% | 17% | 1.95× | 16.3% | 16.6% |
| Chiba Bank 8331.T | Japan | $10.3B | +9% | +31% | 8% | 1.28× | 6.9% | 8.3% |
| Wintrust Financial WTFC | United States | $10.2B | 0% | +6% | 13% | 1.49× | 12.2% | 12.9% |
| Chang Hwa Commercial Bank 2801.TW | Taiwan | $10.2B | +34% | +3% | 9% | 1.46× | 4.7% | 9.2% |
| Shizuoka Financial 5831.T | Japan | $10.0B | +6% | +18% | 8% | 1.21× | 10.5% | 8.2% |
| Bank of Hangzhou 600926.SS | China | $18.6B | -2% | -3% | 14% | 0.86× | 3.0% | 13.8% |
| Bank of Beijing 601169.SS | China | $18.6B | +11% | -5% | 7% | 0.43× | 2.0% | 7.3% |
| Popular BPOP | United States | $9.83B | +5% | +4% | 17% | 1.58× | 11.1% | 16.6% |