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← CockpitCompetitor Analysis › TF.TO Timbercreek Financial Corp.Open in the cockpit ↗

Timbercreek Financial Corp.TF.TOCompetitor analysis, valuation and peers

Canada · CAD·Financials›Finance/Rental/Leasing
Momentum weak 28
Mkt cap
$310M
US dollars, full cap
Free float
99%
of shares outstanding
$/day
$1.01M
20-day average traded
P/B
0.67×
price to book
ROE
3.8%
delivered
Implied ROE
6.6%
what the price asks
Next earnings
5 days
11 Nov 2026
Close · CADC$5.25
1D-0.2%
1W+2.9%
1M+2.7%
3M-14.9%
6M-21.2%
YTD-23.2%
1Y-20.0%
ATR %2.2%
52w lowhigh28.7% off high

What Timbercreek Financial does

No business profile yet.

Timbercreek Financial at a glance

Size Timbercreek Financial (TF.TO) is a Canada Financials company (Finance/Rental/Leasing) with a market value of $310M, the 416th largest of 420 Canada companies the cockpit tracks. Shares closed at C$5.25 on 6 Nov 2026.

Performance Over six months the shares fell 21.2%, against -9.3% for the median peer and +5.2% for the Canada market (cap-weighted) — 6th lowest of 19 in its peer set.

Growth Revenue fell 5.0% over the last twelve months (peer median +4.9%); the operating margin is 37.9% (peer median 22.5%).

Valuation It trades at 0.67× book value against a peer median of 0.94× (4th cheapest of 20).

Price implies The share price implies a return on equity of about 6.6%; Timbercreek Financial delivers 3.8%, so the price asks more than the business earns today.

Next results Next results expected around 11 Nov 2026 (exchange calendar; dates can move).

Relative performance

809010011 May 202611 Aug 20266 Nov 2026Peer median 88TF.TO 79
Six months, rebased to 100: Timbercreek Financial against the median of its 20 peers (local-currency closes).

Timbercreek Financial financials

Reported figures in CAD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
RevenueC$149MC$147MC$162MC$182MC$151M
Revenue growth—-9%-11%+20%—
Gross profitC$83.6MC$88.0MC$95.8MC$112MC$99.4M
EBITDAC$56.4MC$66.9MC$92.5MC$109MC$95.9M
Net incomeC$25.5MC$34.5MC$46.2MC$66.4MC$55.9M
Free cash flowC$26.5MC$34.0MC$34.4MC$57.5MC$49.7M
Capital expenditureC$0C$0C$0C$0C$0
Total debtC$1.51BC$1.31BC$965MC$1.00BC$1.20B

Quarterly statements and history in the cockpit →

Timbercreek Financial competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-50%0%+50%-20%0%+20%NEWTORBSMAB1060250SUSRM0626INDOSTAR9639ASAI04121848SANGHVIMOVCCAPS35WSBFBETRTF.TO6-month return →1-month return →
Up and to the right = strong over both horizons. Timbercreek Financial is the large dot.

Fundamentals: return on equity against price-to-book

-200%-100%0%00×20×40×60×NEWTORBSMAB1060250SUS0626ASAI1848SANGHVIMOVBETRTF.TOReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Timbercreek Financial is the large dot.

Capital: ROE delivered against the ROE the price implies

-200%-100%0%-200%-100%0%NEWTORBSMAB1060250ASAIBETRTF.TOROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Timbercreek Financial is the large dot.

Timbercreek Financial competitors and peer comparison

How Timbercreek Financial compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Timbercreek Financial against its 20 peers (data as of 6 Nov 2026)
MeasureTF.TOPeer medianRank in peer set
1-month return+2.7%+0.5%7th highest of 21
6-month return-21.2%-9.3%6th lowest of 19
Return on equity3.8%9.5%6th lowest of 19
Price / book0.67×0.94×4th cheapest of 20
Trailing P/E17.0×8.6×3rd most expensive of 15
ROE the price implies6.6%9.3%8th least demanding of 20
ROE delivered3.8%9.3%5th lowest of 16

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Timbercreek Financial TF.TOCanada$310M-21%-5%4%0.67×6.6%3.8%
NewtekOne NEWTUnited States$309M-25%+24%14%0.84×10.3%14.5%
Eightco ORBSUnited States$313M-9%-38%-157%0.81×15.1%-157.0%
Mortgage Advice Bureau (Holdings) MAB1.LUnited Kingdom$314M-20%+14%17%3.51×34.0%17.1%
NHN KCP 060250.KSSouth Korea$316M-42%+21%19%1.37×10.6%18.9%
S&U SUS.LUnited Kingdom$319M-1%+6%10%0.94×9.6%9.7%
Regional Management RMUnited States$324M+3%+8%13%0.87×9.3%12.6%
7855 7855.TWTaiwan$325Mn/a+2%14%1.18×4.0%n/a
Public Financial 0626.HKHong Kong$328M+58%-7%1%0.33×4.0%1.3%
IndoStar Capital Finance INDOSTAR.NSIndia$329M-15%-2%4%0.82×14.6%n/a
Sankyo Frontier 9639.TJapan$331M+6%+4%11%0.97×5.8%11.5%
ASA International ASAI.LUnited Kingdom$332M+28%+25%45%1.69×30.5%44.9%
Shandong Hi-Speed 0412.HKHong Kong$334M-65%-15%n/an/an/an/a
China Aircraft Leasing 1848.HKHong Kong$340M-11%+19%8%0.57×6.3%8.4%
Inflection Point Acquisition Corp. VI IPFXUnited States$343Mn/an/an/a1.41×7.7%n/a
Sanghvi Movers SANGHVIMOV.NSIndia$343M+11%+30%15%2.47×34.6%n/a
Crescent Capital BDC CCAPUnited States$346M-31%-29%0%0.53×5.6%-0.5%
Sing Investments & Finance S35.SISingapore$270M-10%-14%9%0.68×3.3%9.3%
Waterstone Financial WSBFUnited States$357M+6%+5%9%1.02×8.8%8.7%
Better Home & Finance BETRUnited States$366M-34%+41%-224%6.31×68.0%-224.0%
GECOSS 9991.TJapan$376M+9%+5%9%0.83×6.1%8.8%

Questions

Which companies are Timbercreek Financial's closest peers?
The cockpit's peer set: NewtekOne (NEWT), Eightco (ORBS), Mortgage Advice Bureau (Holdings) (MAB1.L), NHN KCP (060250.KS), S&U (SUS.L), Regional Management (RM), 7855 (7855.TW), Public Financial (0626.HK).
Is Timbercreek Financial expensive compared with its peers?
On price / book it trades at 0.67× against a peer median of 0.94×, 4th cheapest of 20 in its peer set. The share price implies a return on equity of about 6.6%; Timbercreek Financial delivers 3.8%, so the price asks more than the business earns today.
How has Timbercreek Financial stock performed?
Over six months to 6 Nov 2026 the shares returned -21.2% against -9.3% for the median peer; over one year -20.0%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.