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← CockpitCompetitor Analysis › RM Regional Management Corp.Open in the cockpit ↗

Regional Management Corp.RMCompetitor analysis, valuation and peers

United States · USD·Financials›Finance/Rental/Leasing
Momentum strong 76
Mkt cap
$324M
US dollars, full cap
Free float
90%
of shares outstanding
$/day
$3.74M
20-day average traded
P/B
0.87×
price to book
ROE
12.6%
delivered
Implied ROE
9.3%
what the price asks
Next earnings
96 days
10 Feb 2027
Close · USD$36.25
1D-3.6%
1W-0.1%
1M+6.9%
3M+15.1%
6M+2.6%
YTD-6.5%
1Y-11.3%
ATR %4.7%
Beta0.92
52w lowhigh18.2% off high

What Regional Management does

Employees: 2,112

Regional Management at a glance

Size Regional Management (RM) is a United States Financials company (Finance/Rental/Leasing) with a market value of $324M, the 3047th largest of 3,117 United States companies the cockpit tracks. Shares closed at $36.25 on 6 Nov 2026.

Performance Over six months the shares gained 2.6%, against -9.9% for the median peer and -1.1% for the United States market (cap-weighted) — 8th highest of 19 in its peer set.

Growth Revenue grew 8.4% over the last twelve months (peer median +4.9%); the operating margin is 22.5% (peer median 15.5%).

Valuation It trades at 0.87× book value against a peer median of 0.97× (9th cheapest of 20).

Price implies The share price implies a return on equity of about 9.3%; Regional Management delivers 12.6%, so the price asks less than the business earns today.

Short interest Short interest is 4.1% of the free float (15 Oct 2026).

Next results Next results expected around 10 Feb 2027 (exchange calendar; dates can move).

Relative performance

10012011 May 202611 Aug 20266 Nov 2026RM 105Peer median 88
Six months, rebased to 100: Regional Management against the median of its 20 peers (local-currency closes).

Regional Management financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$684M$646M$589M$551M$507M
Revenue growth—+10%+7%+9%—
Gross profit$665M$629M$574M$537M$494M
EBITDA$440M$404M$355M$323M$297M
Net income$47.6M$44.4M$41.2M$16.0M$51.2M
Free cash flow$320M$304M$264M$244M$218M
Capital expenditure$18.1M$17.1M$17.4M$12.1M$11.4M
Total debt$1.79B$1.69B$1.51B$1.43B$1.38B

Quarterly statements and history in the cockpit →

Regional Management competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-50%0%+50%+100%-20%0%+20%0626INDOSTARSUS9639ASAI0602500412MAB1ORBSTFNEWT1848SANGHVIMOVCCAPBETR99918239RM6-month return →1-month return →
Up and to the right = strong over both horizons. Regional Management is the large dot.

Fundamentals: return on equity against price-to-book

-200%-100%0%00×500×1000×78550626ASAIORBSBETR8239RMReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Regional Management is the large dot.

Capital: ROE delivered against the ROE the price implies

0%500%1,000%0%500%1,000%0626SUSORBSBETR8239RMROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Regional Management is the large dot.

Regional Management competitors and peer comparison

How Regional Management compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Regional Management against its 20 peers (data as of 6 Nov 2026)
MeasureRMPeer medianRank in peer set
1-month return+6.9%+1.1%4th highest of 21
6-month return+2.6%-9.9%8th highest of 19
Return on equity12.6%8.7%7th highest of 19
Price / book0.87×0.97×9th cheapest of 20
Trailing P/E7.3×9.8×4th cheapest of 14
ROE the price implies9.3%9.6%10th least demanding of 20
ROE delivered12.6%8.7%5th highest of 16

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Regional Management RMUnited States$324M+3%+8%13%0.87×9.3%12.6%
7855 7855.TWTaiwan$325Mn/a+2%14%1.18×4.0%n/a
Public Financial 0626.HKHong Kong$328M+58%-7%1%0.33×4.0%1.3%
IndoStar Capital Finance INDOSTAR.NSIndia$329M-15%-2%4%0.82×14.6%n/a
S&U SUS.LUnited Kingdom$319M-1%+6%10%0.94×9.6%9.7%
Sankyo Frontier 9639.TJapan$331M+6%+4%11%0.97×5.8%11.5%
ASA International ASAI.LUnited Kingdom$332M+28%+25%45%1.69×30.5%44.9%
NHN KCP 060250.KSSouth Korea$316M-42%+21%19%1.37×10.6%18.9%
Shandong Hi-Speed 0412.HKHong Kong$334M-65%-15%n/an/an/an/a
Mortgage Advice Bureau (Holdings) MAB1.LUnited Kingdom$314M-20%+14%17%3.51×34.0%17.1%
Eightco ORBSUnited States$313M-9%-38%-157%0.81×15.1%-157.0%
Timbercreek Financial TF.TOCanada$310M-21%-5%4%0.67×6.6%3.8%
NewtekOne NEWTUnited States$309M-25%+24%14%0.84×10.3%14.5%
China Aircraft Leasing 1848.HKHong Kong$340M-11%+19%8%0.57×6.3%8.4%
Inflection Point Acquisition Corp. VI IPFXUnited States$343Mn/an/an/a1.41×7.7%n/a
Sanghvi Movers SANGHVIMOV.NSIndia$343M+11%+30%15%2.47×34.6%n/a
Crescent Capital BDC CCAPUnited States$346M-31%-29%0%0.53×5.6%-0.5%
Waterstone Financial WSBFUnited States$357M+6%+5%9%1.02×8.8%8.7%
Better Home & Finance BETRUnited States$366M-34%+41%-224%6.31×68.0%-224.0%
GECOSS 9991.TJapan$376M+9%+5%9%0.83×6.1%8.8%
Capital Finance 8239.HKHong Kong$380M+111%+31%-76%133.31×990.3%-75.7%

Questions

Which companies are Regional Management's closest peers?
The cockpit's peer set: 7855 (7855.TW), Public Financial (0626.HK), IndoStar Capital Finance (INDOSTAR.NS), S&U (SUS.L), Sankyo Frontier (9639.T), ASA International (ASAI.L), NHN KCP (060250.KS), Shandong Hi-Speed (0412.HK).
Is Regional Management expensive compared with its peers?
On price / book it trades at 0.87× against a peer median of 0.97×, 9th cheapest of 20 in its peer set. The share price implies a return on equity of about 9.3%; Regional Management delivers 12.6%, so the price asks less than the business earns today.
How has Regional Management stock performed?
Over six months to 6 Nov 2026 the shares returned +2.6% against -9.9% for the median peer; over one year -11.3%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.