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← CockpitCompetitor Analysis › S35.SI Sing Investments & Finance LimitedOpen in the cockpit ↗

Sing Investments & Finance LimitedS35.SICompetitor analysis, valuation and peers

Singapore · SGD·Financials›Finance/Rental/Leasing
Momentum neutral 57
Mkt cap
$270M
US dollars, full cap
Free float
53%
of shares outstanding
$/day
$47,974
20-day average traded
P/B
0.68×
price to book
ROE
9.3%
delivered
Implied ROE
3.3%
what the price asks
Next earnings
111 days
25 Feb 2027
Close · SGDS$1.46
1D-1.4%
1W-1.4%
1M-4.6%
3M-7.6%
6M-9.9%
YTD-8.2%
1Y-9.3%
ATR %1.4%
52w lowhigh21.9% off high

What Sing Investments & Finance does

Employees: 169

Sing Investments & Finance at a glance

Size Sing Investments & Finance (S35.SI) is a Singapore Financials company (Finance/Rental/Leasing) with a market value of $270M, the 142nd largest of 186 Singapore companies the cockpit tracks. Shares closed at S$1.46 on 6 Nov 2026.

Performance Over six months the shares fell 9.9%, against -9.9% for the median peer and -1.2% for the Singapore market (cap-weighted) — 10th highest of 19 in its peer set.

Growth Revenue fell 13.7% over the last twelve months (peer median +4.9%); the operating margin is 40.2% (peer median 22.5%).

Valuation It trades at 0.68× book value against a peer median of 0.94× (5th cheapest of 20).

Price implies The share price implies a return on equity of about 3.3%; Sing Investments & Finance delivers 9.3%, so the price asks less than the business earns today.

Next results Next results expected around 25 Feb 2027 (exchange calendar; dates can move).

Relative performance

9010011 May 202611 Aug 20266 Nov 2026Peer median 88S35.SI 87
Six months, rebased to 100: Sing Investments & Finance against the median of its 20 peers (local-currency closes).

Sing Investments & Finance financials

Reported figures in SGD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
RevenueS$137MS$149MS$157MS$151MS$85.7M
Revenue growth—-5%+4%+76%—
Gross profitS$89.0MS$82.6MS$68.7MS$149MS$83.7M
EBITDAS$61.4MS$56.9MS$45.6MS$125MS$66.7M
Net incomeS$45.8MS$42.3MS$36.3MS$33.2MS$37.2M
Free cash flow-S$232M-S$93.5M-S$193MS$7.95M-S$217M
Capital expenditureS$425,000S$685,000S$57,000S$1.04MS$1.18M
Total debtn/aS$811,000S$1.41MS$2.08MS$57.2M

Quarterly statements and history in the cockpit →

Sing Investments & Finance competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-50%0%+50%-20%0%+20%NEWTTFORBSMAB1060250SUSRM0626INDOSTAR9639ASAI04121848SANGHVIMOVCCAPWSBFBETRS35.SI6-month return →1-month return →
Up and to the right = strong over both horizons. Sing Investments & Finance is the large dot.

Fundamentals: return on equity against price-to-book

-200%-100%0%00×20×40×60×NEWTTFORBSMAB1060250SUS0626ASAISANGHVIMOVBETRS35.SIReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Sing Investments & Finance is the large dot.

Capital: ROE delivered against the ROE the price implies

-200%-100%0%-200%-100%0%NEWTTFORBSMAB1ASAIBETRS35.SIROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Sing Investments & Finance is the large dot.

Sing Investments & Finance competitors and peer comparison

How Sing Investments & Finance compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Sing Investments & Finance against its 20 peers (data as of 6 Nov 2026)
MeasureS35.SIPeer medianRank in peer set
1-month return-4.6%+1.1%7th lowest of 21
6-month return-9.9%-9.9%10th highest of 19
Return on equity9.3%9.2%10th highest of 19
Price / book0.68×0.94×5th cheapest of 20
Trailing P/E7.5×9.3×5th cheapest of 15
ROE the price implies3.3%9.3%least demanding of 20
ROE delivered9.3%8.8%8th highest of 16

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Sing Investments & Finance S35.SISingapore$270M-10%-14%9%0.68×3.3%9.3%
NewtekOne NEWTUnited States$309M-25%+24%14%0.84×10.3%14.5%
Timbercreek Financial TF.TOCanada$310M-21%-5%4%0.67×6.6%3.8%
Eightco ORBSUnited States$313M-9%-38%-157%0.81×15.1%-157.0%
Mortgage Advice Bureau (Holdings) MAB1.LUnited Kingdom$314M-20%+14%17%3.51×34.0%17.1%
NHN KCP 060250.KSSouth Korea$316M-42%+21%19%1.37×10.6%18.9%
S&U SUS.LUnited Kingdom$319M-1%+6%10%0.94×9.6%9.7%
Regional Management RMUnited States$324M+3%+8%13%0.87×9.3%12.6%
7855 7855.TWTaiwan$325Mn/a+2%14%1.18×4.0%n/a
Public Financial 0626.HKHong Kong$328M+58%-7%1%0.33×4.0%1.3%
IndoStar Capital Finance INDOSTAR.NSIndia$329M-15%-2%4%0.82×14.6%n/a
Sankyo Frontier 9639.TJapan$331M+6%+4%11%0.97×5.8%11.5%
ASA International ASAI.LUnited Kingdom$332M+28%+25%45%1.69×30.5%44.9%
Shandong Hi-Speed 0412.HKHong Kong$334M-65%-15%n/an/an/an/a
China Aircraft Leasing 1848.HKHong Kong$340M-11%+19%8%0.57×6.3%8.4%
Inflection Point Acquisition Corp. VI IPFXUnited States$343Mn/an/an/a1.41×7.7%n/a
Sanghvi Movers SANGHVIMOV.NSIndia$343M+11%+30%15%2.47×34.6%n/a
Crescent Capital BDC CCAPUnited States$346M-31%-29%0%0.53×5.6%-0.5%
Waterstone Financial WSBFUnited States$357M+6%+5%9%1.02×8.8%8.7%
Better Home & Finance BETRUnited States$366M-34%+41%-224%6.31×68.0%-224.0%
GECOSS 9991.TJapan$376M+9%+5%9%0.83×6.1%8.8%

Questions

Which companies are Sing Investments & Finance's closest peers?
The cockpit's peer set: NewtekOne (NEWT), Timbercreek Financial (TF.TO), Eightco (ORBS), Mortgage Advice Bureau (Holdings) (MAB1.L), NHN KCP (060250.KS), S&U (SUS.L), Regional Management (RM), 7855 (7855.TW).
Is Sing Investments & Finance expensive compared with its peers?
On price / book it trades at 0.68× against a peer median of 0.94×, 5th cheapest of 20 in its peer set. The share price implies a return on equity of about 3.3%; Sing Investments & Finance delivers 9.3%, so the price asks less than the business earns today.
How has Sing Investments & Finance stock performed?
Over six months to 6 Nov 2026 the shares returned -9.9% against -9.9% for the median peer; over one year -9.3%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.