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French global reinsurance company covering life and property-casualty risks worldwide.
French global reinsurance company covering life and property-casualty risks worldwide.
Takes on part of the risks written by insurance companies in exchange for premiums, and invests the premiums until claims are paid, so it earns from both underwriting and investment returns. Its results swing with large claims, such as catastrophes, and with reserve changes on past years' business.
Moat: narrow (scale, brand). One of the world's top-five reinsurers with a diversified life/P&C book and global client relationships.
Headquarters: Paris, France · Founded: 1970 · Employees: 3,610
Size Scor (SCR.PA) is a France Financials company (Property/Casualty Insurance) with a market value of $6.96B, the 55th largest of 206 France companies the cockpit tracks. Shares closed at €34.68 on 6 Nov 2026.
Performance Over six months the shares gained 10.0%, against +17.5% for the median peer and -0.4% for the France market (cap-weighted) — 6th lowest of 21 in its peer set.
Growth Revenue fell 4.0% over the last twelve months (peer median +5.0%); the operating margin is 8.2% (peer median 16.3%).
Valuation It trades at 1.44× book value against a peer median of 2.28× (7th cheapest of 21).
Price implies The share price implies a return on equity of about 9.8%; Scor delivers 18.8%, so the price asks less than the business earns today.
Credit Scor has 7 bonds outstanding ($3.17B), rated BBB+ by the agencies.
Next results Next results expected around 10 Mar 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | €15.8B | €16.3B | €16.9B | €16.8B | €16.3B |
| Revenue growth | — | -4% | +1% | +3% | — |
| Net income | €812M | €851M | €4.00M | €812M | -€1.38B |
| Free cash flow | €889M | €1.01B | €772M | €1.34B | €327M |
| Capital expenditure | €50.0M | €39.0M | €28.0M | €33.0M | €70.0M |
| Total debt | €3.24B | €3.57B | €3.56B | €3.24B | €3.29B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Scor SCR.PA | $6.96B | +10% | -4% | 19% | 1.44× | 9.8% |
| Munchener Ruckversicherungs-Gesellschaft MUV2.DE | $80.3B | +22% | 0% | 21% | 2.13× | 9.0% |
| Swiss Re SREN.SW | $50.6B | +27% | -12% | 20% | 2.27× | 6.1% |
| Hannover Rueck HNR1.DE | $39.6B | +24% | -2% | 22% | 2.66× | 8.3% |
| Reinsurance Group of America RGA | $17.1B | +24% | +20% | 12% | 1.25× | 8.0% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | SCR.PA | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +9.2% | +9.1% | 11th highest of 21 |
| 6-month return | +10.0% | +17.5% | 6th lowest of 21 |
| Return on equity | 18.8% | 15.1% | 9th highest of 21 |
| Price / book | 1.44× | 2.28× | 7th cheapest of 21 |
| ROE the price implies | 9.8% | 12.1% | 10th least demanding of 21 |
| ROE delivered | 18.8% | 14.7% | 9th highest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Scor SCR.PA | France | $6.96B | +10% | -4% | 19% | 1.44× | 9.8% | 18.8% |
| Definity Financial DFY.TO | Canada | $6.47B | +14% | +35% | 12% | 2.13× | 7.6% | 11.7% |
| Hagerty HGTY | United States | $6.18B | +79% | +1% | 5% | 8.42× | 53.7% | 4.6% |
| Selective Insurance SIGI | United States | $5.87B | +17% | +4% | 15% | 1.81× | 9.1% | 14.7% |
| MGIC Investment MTG | United States | $5.87B | +7% | -2% | 14% | 1.18× | 8.9% | 13.9% |
| Hanover Insurance THG | United States | $8.35B | +28% | +5% | 22% | 2.43× | 11.2% | 21.8% |
| Mercury General MCY | United States | $4.58B | -17% | +5% | 26% | 1.63× | 13.7% | 25.5% |
| Accelerant ARX | United States | $4.32B | +19% | +55% | -380% | 6.01× | 23.2% | -380.1% |
| Protector Forsikring PROT.OL | Norway | $4.19B | +4% | +12% | 35% | 5.34× | 18.1% | 35.2% |
| Palomar PLMR | United States | $4.10B | +37% | +60% | 22% | 4.16× | 17.0% | 22.2% |
| Erie Indemnity ERIE | United States | $12.7B | +26% | +2% | 24% | 4.98× | 19.7% | 23.7% |
| American Financial AFG | United States | $12.8B | +18% | +3% | 18% | 2.67× | 15.1% | n/a |
| RenaissanceRe RNR | United States | $14.0B | +16% | -21% | 13% | 1.34× | 7.5% | 13.4% |
| Insurance Australia IAG.AX | Australia | $14.4B | +17% | +9% | 14% | 2.87× | 13.1% | 14.0% |
| Assurant AIZ | United States | $15.1B | +29% | +9% | 44% | 2.60× | 14.6% | 44.2% |
| Everest EG | United States | $15.2B | +18% | -9% | 13% | 1.08× | 6.6% | 12.8% |
| SiriusPoint SPNT | United States | $3.06B | +12% | +23% | 23% | 1.34× | 9.5% | 23.1% |
| Admiral ADM.L | United Kingdom | $16.1B | +23% | 0% | 46% | 8.04× | 33.5% | 45.6% |
| NMI NMIH | United States | $2.94B | 0% | +8% | 15% | 1.10× | 7.9% | 15.4% |
| SamsungF&MIns 000810.KS | South Korea | $17.2B | +31% | +5% | 8% | 0.71× | 4.8% | 8.1% |
| Zenkoku Hosho 7164.T | Japan | $2.69B | +1% | +2% | 14% | 1.74× | 6.2% | 14.1% |
Scor has 7 bonds outstanding with $3.17B face value. The agencies rate it BBB+.