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Large US life insurer and retirement services provider, also managing assets via PGIM globally.
Large US life insurer and retirement services provider, also managing assets via PGIM globally.
Earns premiums on life and group insurance, fees on retirement assets and from PGIM's institutional and retail funds, and spread income from investing premiums. Japan, where it sells through its Life Planner agents and Gibraltar Life, is a significant part of earnings.
Moat: narrow (scale, brand, distribution). Long-established brand (the Rock) and broad distribution across insurance, retirement and asset management create scale.
Headquarters: Newark, New Jersey, US · Founded: 1875 · Employees: 36,824
Size Prudential Financial (PRU) is a United States Financials company (Life/Health Insurance) with a market value of $41.1B, the 294th largest of 3,117 United States companies the cockpit tracks. Shares closed at $119.24 on 6 Nov 2026.
Performance Over six months the shares gained 19.9%, against +21.5% for the median peer and -1.1% for the United States market (cap-weighted) — 10th lowest of 21 in its peer set.
Growth Revenue grew 4.1% over the last twelve months (peer median +11.5%); the operating margin is 8.2% (peer median 11.6%).
Valuation It trades at 1.39× book value against a peer median of 2.13× (9th cheapest of 20).
Price implies The share price implies a return on equity of about 11.4%; Prudential Financial delivers 12.6%, so the price asks less than the business earns today.
Credit Prudential Financial has 33 bonds outstanding ($21.5B), rated A by the agencies and trading like A- at a weighted spread of 87 bp.
Short interest Short interest is 4.1% of the free float (15 Oct 2026).
Next results Next results expected around 9 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $60.0B | $60.8B | $70.4B | $54.0B | $56.9B |
| Revenue growth | — | -14% | +30% | -5% | — |
| Net income | $3.88B | $3.58B | $2.73B | $2.49B | -$1.65B |
| Free cash flow | n/a | $6.27B | $8.50B | $6.51B | $5.16B |
| Capital expenditure | n/a | $0 | $0 | $0 | $0 |
| Total debt | $34.3B | $33.0B | $28.8B | $27.2B | $28.0B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Prudential Financial PRU | $41.1B | +20% | +4% | 13% | 1.39× | 11.4% |
| MetLife MET | $62.4B | +27% | +9% | 13% | 2.28× | 16.2% |
| Manulife Financial MFC.TO | $72.2B | +13% | +18% | 13% | 2.22× | 13.0% |
| Voya Financial VOYA | $8.91B | +21% | -3% | 14% | 2.34× | 17.2% |
| Lincoln National LNC | $7.67B | +12% | +12% | 23% | 0.74× | 8.6% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | PRU | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +5.0% | +2.4% | 8th highest of 21 |
| 6-month return | +19.9% | +21.5% | 10th lowest of 21 |
| Return on equity | 12.6% | 13.1% | 10th lowest of 21 |
| Price / book | 1.39× | 2.13× | 9th cheapest of 20 |
| Trailing P/E | 10.8× | 12.9× | 5th cheapest of 20 |
| ROE the price implies | 11.4% | 8.7% | 8th most demanding of 19 |
| ROE delivered | 12.6% | 13.4% | 8th lowest of 19 |
| Bond spread | 87 bp | 100 bp | 2nd tightest of 7 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Prudential Financial PRU | United States | $41.1B | +20% | +4% | 13% | 1.39× | 11.4% | 12.6% |
| Hannover Rueck HNR1.DE | Germany | $39.6B | +24% | -2% | 22% | 2.66× | 8.3% | 22.4% |
| Japan Post Hldgs 6178.T | Japan | $39.0B | +24% | 0% | 5% | 0.62× | 4.4% | 4.5% |
| Daiichi Life 8750.T | Japan | $39.0B | +18% | +17% | 14% | 1.34× | 8.1% | 13.6% |
| Talanx TLX.DE | Germany | $37.6B | +24% | +2% | 20% | 2.33× | 10.2% | 19.8% |
| Cathay Financial Hldg 2882.TW | Taiwan | $47.0B | +42% | -16% | 15% | 1.40× | 7.0% | 14.6% |
| Swiss Life SLHN.SW | Switzerland | $33.0B | +14% | 0% | 20% | 4.25× | 15.4% | 20.0% |
| Life Insurance Corp. of India LICI.NS | India | $53.0B | -3% | +11% | 7% | 0.68× | 11.8% | n/a |
| Bajaj Finserv BAJAJFINSV.NS | India | $31.6B | +2% | +17% | 13% | 3.55× | 54.3% | 13.3% |
| Samsung Life 032830.KS | South Korea | $31.0B | -6% | +13% | 3% | 0.29× | 4.5% | 3.2% |
| Manulife Financial MFC.TO | Canada | $72.2B | +13% | +18% | 13% | 2.22× | 13.0% | 12.9% |
| NN Group N.V. NN.AS | Netherlands | $22.4B | +4% | +39% | 9% | 1.08× | 6.9% | 9.2% |
| Munchener Ruckversicherungs-Gesellschaft MUV2.DE | Germany | $80.3B | +22% | 0% | 21% | 2.13× | 9.0% | 21.4% |
| SBI Life Insurance SBILIFE.NS | India | $18.9B | -5% | +18% | 14% | 8.72× | 105.4% | 13.7% |
| Kgi Financial 2883.TW | Taiwan | $17.3B | +60% | +32% | 14% | 1.33× | 7.1% | 14.4% |
| Reinsurance Group of America RGA | United States | $17.1B | +24% | +20% | 12% | 1.25× | 8.0% | 11.7% |
| Corebridge Financial CRBG | United States | $14.9B | +25% | +10% | 22% | 2.41× | 19.3% | 21.7% |
| Equitable EQH | United States | $14.1B | +24% | +6% | -183% | n/a | n/a | n/a |
| T&d 8795.T | Japan | $14.0B | +21% | +6% | 9% | 1.32× | 5.6% | 9.3% |
| HDFC Life Insurance HDFCLIFE.NS | India | $13.0B | -10% | +19% | 11% | 6.31× | 72.0% | 11.2% |
| Standard Life SDLF.L | United Kingdom | $12.5B | +25% | +135% | -179% | 38.09× | n/a | -179.3% |
Prudential Financial has 33 bonds outstanding with $21.5B face value. The agencies rate it A; its bonds trade like A-. Weighted yield 5.87%, a spread of 87 bp over government bonds.