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Korea's largest life insurer, selling life, health and annuity products plus asset management, and holding a large stake in Samsung Electronics.
Korea's largest life insurer, selling life, health and annuity products plus asset management, and holding a large stake in Samsung Electronics.
Collects premiums through a large agent network and invests them, mostly in bonds, so investment returns matter as much as insurance margins. Its holdings of Samsung Electronics and Samsung Fire & Marine shares are a large part of the balance sheet and tie it to the group's ownership structure.
In one line: Korea's MetLife/Prudential, with an unusual large equity stake in its own group's flagship.
Moat: narrow (scale, brand, distribution). Korea's largest life insurer by assets and brand trust, plus a large embedded Samsung Electronics equity stake.
Headquarters: Seoul, South Korea · Founded: 1957 · Employees: 5,124
Size Samsung Life (032830.KS) is a South Korea Financials company (Life/Health Insurance) with a market value of $31.0B, the 11th largest of 495 South Korea companies the cockpit tracks. Shares closed at ₩234,500 on 6 Nov 2026.
Performance Over six months the shares fell 6.0%, against +21.5% for the median peer and -24.5% for the South Korea market (cap-weighted) — 2nd lowest of 21 in its peer set.
Growth Revenue grew 12.5% over the last twelve months (peer median +10.2%); the operating margin is -3.7% (peer median 11.6%).
Valuation It trades at 0.29× book value against a peer median of 2.13× (cheapest of 20).
Price implies The share price implies a return on equity of about 4.5%; Samsung Life delivers 3.2%, so the price asks more than the business earns today.
Next results Next results expected around 12 Nov 2026 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ₩26.7T | ₩24.0T | ₩22.6T | ₩21.3T | ₩21.5T |
| Revenue growth | — | +6% | +6% | -1% | — |
| Net income | ₩2.80T | ₩2.30T | ₩2.11T | ₩1.90T | ₩2.17T |
| Free cash flow | ₩493B | ₩4.41T | ₩3.91T | ₩2.03T | -₩2.40T |
| Capital expenditure | ₩164B | ₩170B | ₩116B | ₩129B | ₩135B |
| Total debt | ₩27.3T | ₩23.5T | ₩20.3T | ₩19.9T | ₩20.5T |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Samsung Life 032830.KS | $31.0B | -6% | +13% | 3% | 0.29× | 4.5% |
| SamsungF&MIns 000810.KS | $17.2B | +31% | +5% | 8% | 0.71× | 4.8% |
| AIA 1299.HK | $104B | -10% | +13% | 20% | 2.53× | 18.4% |
| Mirae Asset Life Insurance 085620.KS | $1.78B | +17% | +22% | 5% | 1.05× | 5.6% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 032830.KS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -16.6% | +2.9% | lowest of 21 |
| 6-month return | -6.0% | +21.5% | 2nd lowest of 21 |
| Return on equity | 3.2% | 13.1% | 3rd lowest of 21 |
| Price / book | 0.29× | 2.13× | cheapest of 20 |
| Trailing P/E | 15.0× | 11.7× | 7th most expensive of 20 |
| ROE the price implies | 4.5% | 9.6% | 2nd least demanding of 19 |
| ROE delivered | 3.2% | 13.4% | 2nd lowest of 19 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Samsung Life 032830.KS | South Korea | $31.0B | -6% | +13% | 3% | 0.29× | 4.5% | 3.2% |
| Bajaj Finserv BAJAJFINSV.NS | India | $31.6B | +2% | +17% | 13% | 3.55× | 54.3% | 13.3% |
| Swiss Life SLHN.SW | Switzerland | $33.0B | +14% | 0% | 20% | 4.25× | 15.4% | 20.0% |
| Talanx TLX.DE | Germany | $37.6B | +24% | +2% | 20% | 2.33× | 10.2% | 19.8% |
| Daiichi Life 8750.T | Japan | $39.0B | +18% | +17% | 14% | 1.34× | 8.1% | 13.6% |
| Japan Post Hldgs 6178.T | Japan | $39.0B | +24% | 0% | 5% | 0.62× | 4.4% | 4.5% |
| Hannover Rueck HNR1.DE | Germany | $39.6B | +24% | -2% | 22% | 2.66× | 8.3% | 22.4% |
| Prudential Financial PRU | United States | $41.1B | +20% | +4% | 13% | 1.39× | 11.4% | 12.6% |
| NN Group N.V. NN.AS | Netherlands | $22.4B | +4% | +39% | 9% | 1.08× | 6.9% | 9.2% |
| Cathay Financial Hldg 2882.TW | Taiwan | $47.0B | +42% | -16% | 15% | 1.40× | 7.0% | 14.6% |
| SBI Life Insurance SBILIFE.NS | India | $18.9B | -5% | +18% | 14% | 8.72× | 105.4% | 13.7% |
| Life Insurance Corp. of India LICI.NS | India | $53.0B | -3% | +11% | 7% | 0.68× | 11.8% | n/a |
| Kgi Financial 2883.TW | Taiwan | $17.3B | +60% | +32% | 14% | 1.33× | 7.1% | 14.4% |
| Reinsurance Group of America RGA | United States | $17.1B | +24% | +20% | 12% | 1.25× | 8.0% | 11.7% |
| Corebridge Financial CRBG | United States | $14.9B | +25% | +10% | 22% | 2.41× | 19.3% | 21.7% |
| Equitable EQH | United States | $14.1B | +24% | +6% | -183% | n/a | n/a | n/a |
| T&d 8795.T | Japan | $14.0B | +21% | +6% | 9% | 1.32× | 5.6% | 9.3% |
| Manulife Financial MFC.TO | Canada | $72.2B | +13% | +18% | 13% | 2.22× | 13.0% | 12.9% |
| HDFC Life Insurance HDFCLIFE.NS | India | $13.0B | -10% | +19% | 11% | 6.31× | 72.0% | 11.2% |
| Standard Life SDLF.L | United Kingdom | $12.5B | +25% | +135% | -179% | 38.09× | n/a | -179.3% |
| Munchener Ruckversicherungs-Gesellschaft MUV2.DE | Germany | $80.3B | +22% | 0% | 21% | 2.13× | 9.0% | 21.4% |