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← CockpitCompetitor Analysis › FITB Fifth Third BancorpOpen in the cockpit ↗

Fifth Third BancorpFITBCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks

US regional bank based in Cincinnati offering retail, commercial banking and payments across the Midwest and Southeast.

Momentum neutral 58
Mkt cap
$47.9B
US dollars, full cap
Free float
100%
of shares outstanding
$/day
$380M
20-day average traded
P/B
1.55×
price to book
ROE
9.4%
delivered
Implied ROE
13.6%
what the price asks
Official | Implied
BBB+ / BBB
agencies · bond market
Next earnings
74 days
19 Jan 2027
Close · USD$53.04
1D-0.8%
1W-1.5%
1M+4.6%
3M-7.2%
6M+8.3%
YTD+15.1%
1Y+27.9%
ATR %2.5%
Beta0.71
52w lowhigh10.9% off high

What Fifth Third Bancorp does

US regional bank based in Cincinnati offering retail, commercial banking and payments across the Midwest and Southeast.

Earns from the gap between loan and deposit rates, plus fees on commercial payments, treasury services and wealth management. Its Midwest and Southeast footprint was widened by buying Chicago-based MB Financial in 2019 and by building new branches in Southeast cities.

Products and services

  • Retail/consumer banking
  • Commercial banking
  • Payments (Newline/embedded finance)

Customers

  • Consumers and businesses across the Midwest and So

Where it sits in the supply chain

  • Financials
  • Banks
  • Regional bank

What could go right

  • Southeast expansion of branch footprint
  • Embedded-finance/payments fee income

What could go wrong

  • Net interest margin sensitivity to rates
  • Commercial real estate credit risk

Moat: narrow (scale, distribution). Established Midwest/Southeast deposit franchise; banking is otherwise a competitive commodity business.

Headquarters: Cincinnati, Ohio, United States · Founded: 1858 · Employees: 18,676

Named competitors

Fifth Third Bancorp at a glance

Size Fifth Third Bancorp (FITB) is a United States Financials company (Regional Banks) with a market value of $47.9B, the 264th largest of 3,117 United States companies the cockpit tracks. Shares closed at $53.04 on 6 Nov 2026.

Performance Over six months the shares gained 8.3%, against +7.8% for the median peer and -1.1% for the United States market (cap-weighted) — 10th highest of 21 in its peer set.

Growth Revenue grew 15.4% over the last twelve months (peer median +3.3%); the operating margin is 28.9% (peer median 32.3%).

Valuation It trades at 1.55× book value against a peer median of 1.27× (7th most expensive of 21).

Price implies The share price implies a return on equity of about 13.6%; Fifth Third Bancorp delivers 9.4%, so the price asks more than the business earns today.

Credit Fifth Third Bancorp has 19 bonds outstanding ($14.2B), rated BBB+ by the agencies and trading like BBB at a weighted spread of 101 bp.

Short interest Short interest is 3.6% of the free float (15 Oct 2026).

Next results Next results expected around 19 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011012011 May 202611 Aug 20266 Nov 2026FITB 110Peer median 109
Six months, rebased to 100: Fifth Third Bancorp against the median of its 20 peers (local-currency closes).

Fifth Third Bancorp financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$15.7B$12.7B$13.3B$12.5B$9.62B
Revenue growth—-4%+6%+30%—
Net income$2.56B$2.52B$2.31B$2.35B$2.44B
Free cash flow$2.83B$3.94B$2.42B$4.21B$5.97B
Capital expenditure$679M$709M$414M$516M$685M
Total debt$18.1B$15.2B$19.6B$20.0B$19.3B

Quarterly statements and history in the cockpit →

Fifth Third Bancorp competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

0%+20%+40%-20%-10%0%+10%CBK6000002891ACANUTFCBMPS1055606011666009197182002142601658MTB8308FCNCACIBMBSBINFITB6-month return →1-month return →
Up and to the right = strong over both horizons. Fifth Third Bancorp is the large dot.

Fundamentals: return on equity against price-to-book

10%15%0.50×10×1.50×20×CBK6000002891ACANUTFCBMPS1055606011666009197182002142MTB8308FCNCACABKCIBMBSBINFITBReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Fifth Third Bancorp is the large dot.

Capital: ROE delivered against the ROE the price implies

0%10%20%30%0%10%20%30%CBK6000002891ACANUBMPS6011666009197182002142CABKCIBMBSBINFITBROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Fifth Third Bancorp is the large dot.

Fifth Third Bancorp competitors and peer comparison

Head to head with its named competitors (FITB vs TFC vs RF vs HBAN)
CompanyMarket cap6M returnRevenue growthROEPrice / bookImplied ROE
Fifth Third Bancorp FITB$47.9B+8%+15%9%1.55×13.6%
Truist Financial TFC$59.2B+1%-5%8%1.06×9.6%
Regions Financial RF$24.1B+2%+1%12%1.46×13.2%
Huntington Bancshares HBAN$31.2B-3%+24%9%1.06×10.2%
KeyCorp KEY$22.0B-3%+9%11%1.39×13.1%

How Fifth Third Bancorp compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Fifth Third Bancorp against its 20 peers (data as of 6 Nov 2026)
MeasureFITBPeer medianRank in peer set
1-month return+4.6%+1.0%7th highest of 21
6-month return+8.3%+7.8%10th highest of 21
Return on equity9.4%10.7%8th lowest of 21
Price / book1.55×1.27×7th most expensive of 21
Trailing P/E18.1×11.7×2nd most expensive of 20
ROE the price implies13.6%9.1%6th most demanding of 21
ROE delivered9.4%10.8%8th lowest of 20
Bond spread101 bp77 bp2nd widest of 6

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Fifth Third Bancorp FITBUnited States$47.9B+8%+15%9%1.55×13.6%9.4%
Commerzbank CBK.DEGermany$46.3B+4%-3%10%1.36×10.3%10.3%
Shanghai Pudong Development Bank 600000.SSChina$50.1B+8%-3%6%0.40×2.0%6.1%
Ctbc Financial 2891.TWTaiwan$43.7B+37%+9%15%2.06×8.9%14.7%
Credit Agricole ACA.PAFrance$53.7B-8%-1%9%0.68×8.1%8.9%
Nu Holdings Ltd. Class A NUUnited States$58.1B-13%+54%32%4.39×32.4%31.6%
Truist Financial TFCUnited States$59.2B+1%-5%8%1.06×9.6%8.2%
Banca Monte dei Paschi di Siena BMPS.MIItaly$38.4B+19%+55%16%1.30×13.9%15.5%
KBFinancialGroup 105560.KSSouth Korea$37.5B-5%+32%10%0.99×5.6%n/a
Industrial Bank 601166.SSChina$62.6B+10%-4%9%0.49×2.2%9.2%
Bank of Jiangsu 600919.SSChina$35.1B+13%+5%13%0.83×2.9%12.8%
Japan Post Bank 7182.TJapan$65.5B+7%+39%7%1.11×8.3%6.6%
Bank of Ningbo 002142.SZChina$34.0B+3%+3%13%0.92×7.0%13.3%
Postal Savings Bank of China 601658.SSChina$69.7B+9%-2%9%0.62×2.7%8.7%
M&T Bank MTBUnited States$31.4B+3%0%11%1.24×9.3%10.6%
Resona 8308.TJapan$30.8B+9%+17%9%1.57×8.7%9.3%
First Citizens BancShares FCNCAUnited States$25.2B+16%0%11%1.29×9.3%11.0%
CaixaBank CABK.MCSpain$91.9B+7%-2%16%2.05×13.3%16.5%
Grupo Cibest S.A. Unsponsored ADR Pfd CIBUnited States$24.7B+42%+7%19%1.97×14.4%18.9%
Mediobanca - Banca di Credito Finanziario MB.MIItaly$23.7B+26%+4%11%1.82×18.7%10.8%
State Bank of India SBIN.NSIndia$99.5B-7%+6%15%1.40×20.7%14.6%

Fifth Third Bancorp bonds and credit

Fifth Third Bancorp has 19 bonds outstanding with $14.2B face value. The agencies rate it BBB+; its bonds trade like BBB. Weighted yield 5.68%, a spread of 101 bp over government bonds.

Every bond, yield and spread in the cockpit →

Questions

Who are Fifth Third Bancorp's main competitors?
Named competitors: Truist Financial (TFC), Regions Financial (RF), Huntington Bancshares (HBAN), KeyCorp (KEY). The cockpit's measured peer set (industry) also includes Commerzbank (CBK.DE), Shanghai Pudong Development Bank (600000.SS), Ctbc Financial (2891.TW), Credit Agricole (ACA.PA), Nu Holdings Ltd. Class A (NU), Truist Financial (TFC).
Is Fifth Third Bancorp expensive compared with its peers?
On price / book it trades at 1.55× against a peer median of 1.27×, 7th most expensive of 21 in its peer set. The share price implies a return on equity of about 13.6%; Fifth Third Bancorp delivers 9.4%, so the price asks more than the business earns today.
How has Fifth Third Bancorp stock performed?
Over six months to 6 Nov 2026 the shares returned +8.3% against +7.8% for the median peer; over one year +27.9%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.