US regional bank based in Cincinnati offering retail, commercial banking and payments across the Midwest and Southeast.
US regional bank based in Cincinnati offering retail, commercial banking and payments across the Midwest and Southeast.
Earns from the gap between loan and deposit rates, plus fees on commercial payments, treasury services and wealth management. Its Midwest and Southeast footprint was widened by buying Chicago-based MB Financial in 2019 and by building new branches in Southeast cities.
Moat: narrow (scale, distribution). Established Midwest/Southeast deposit franchise; banking is otherwise a competitive commodity business.
Headquarters: Cincinnati, Ohio, United States · Founded: 1858 · Employees: 18,676
Size Fifth Third Bancorp (FITB) is a United States Financials company (Regional Banks) with a market value of $47.9B, the 264th largest of 3,117 United States companies the cockpit tracks. Shares closed at $53.04 on 6 Nov 2026.
Performance Over six months the shares gained 8.3%, against +7.8% for the median peer and -1.1% for the United States market (cap-weighted) — 10th highest of 21 in its peer set.
Growth Revenue grew 15.4% over the last twelve months (peer median +3.3%); the operating margin is 28.9% (peer median 32.3%).
Valuation It trades at 1.55× book value against a peer median of 1.27× (7th most expensive of 21).
Price implies The share price implies a return on equity of about 13.6%; Fifth Third Bancorp delivers 9.4%, so the price asks more than the business earns today.
Credit Fifth Third Bancorp has 19 bonds outstanding ($14.2B), rated BBB+ by the agencies and trading like BBB at a weighted spread of 101 bp.
Short interest Short interest is 3.6% of the free float (15 Oct 2026).
Next results Next results expected around 19 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $15.7B | $12.7B | $13.3B | $12.5B | $9.62B |
| Revenue growth | — | -4% | +6% | +30% | — |
| Net income | $2.56B | $2.52B | $2.31B | $2.35B | $2.44B |
| Free cash flow | $2.83B | $3.94B | $2.42B | $4.21B | $5.97B |
| Capital expenditure | $679M | $709M | $414M | $516M | $685M |
| Total debt | $18.1B | $15.2B | $19.6B | $20.0B | $19.3B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Fifth Third Bancorp FITB | $47.9B | +8% | +15% | 9% | 1.55× | 13.6% |
| Truist Financial TFC | $59.2B | +1% | -5% | 8% | 1.06× | 9.6% |
| Regions Financial RF | $24.1B | +2% | +1% | 12% | 1.46× | 13.2% |
| Huntington Bancshares HBAN | $31.2B | -3% | +24% | 9% | 1.06× | 10.2% |
| KeyCorp KEY | $22.0B | -3% | +9% | 11% | 1.39× | 13.1% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | FITB | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +4.6% | +1.0% | 7th highest of 21 |
| 6-month return | +8.3% | +7.8% | 10th highest of 21 |
| Return on equity | 9.4% | 10.7% | 8th lowest of 21 |
| Price / book | 1.55× | 1.27× | 7th most expensive of 21 |
| Trailing P/E | 18.1× | 11.7× | 2nd most expensive of 20 |
| ROE the price implies | 13.6% | 9.1% | 6th most demanding of 21 |
| ROE delivered | 9.4% | 10.8% | 8th lowest of 20 |
| Bond spread | 101 bp | 77 bp | 2nd widest of 6 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Fifth Third Bancorp FITB | United States | $47.9B | +8% | +15% | 9% | 1.55× | 13.6% | 9.4% |
| Commerzbank CBK.DE | Germany | $46.3B | +4% | -3% | 10% | 1.36× | 10.3% | 10.3% |
| Shanghai Pudong Development Bank 600000.SS | China | $50.1B | +8% | -3% | 6% | 0.40× | 2.0% | 6.1% |
| Ctbc Financial 2891.TW | Taiwan | $43.7B | +37% | +9% | 15% | 2.06× | 8.9% | 14.7% |
| Credit Agricole ACA.PA | France | $53.7B | -8% | -1% | 9% | 0.68× | 8.1% | 8.9% |
| Nu Holdings Ltd. Class A NU | United States | $58.1B | -13% | +54% | 32% | 4.39× | 32.4% | 31.6% |
| Truist Financial TFC | United States | $59.2B | +1% | -5% | 8% | 1.06× | 9.6% | 8.2% |
| Banca Monte dei Paschi di Siena BMPS.MI | Italy | $38.4B | +19% | +55% | 16% | 1.30× | 13.9% | 15.5% |
| KBFinancialGroup 105560.KS | South Korea | $37.5B | -5% | +32% | 10% | 0.99× | 5.6% | n/a |
| Industrial Bank 601166.SS | China | $62.6B | +10% | -4% | 9% | 0.49× | 2.2% | 9.2% |
| Bank of Jiangsu 600919.SS | China | $35.1B | +13% | +5% | 13% | 0.83× | 2.9% | 12.8% |
| Japan Post Bank 7182.T | Japan | $65.5B | +7% | +39% | 7% | 1.11× | 8.3% | 6.6% |
| Bank of Ningbo 002142.SZ | China | $34.0B | +3% | +3% | 13% | 0.92× | 7.0% | 13.3% |
| Postal Savings Bank of China 601658.SS | China | $69.7B | +9% | -2% | 9% | 0.62× | 2.7% | 8.7% |
| M&T Bank MTB | United States | $31.4B | +3% | 0% | 11% | 1.24× | 9.3% | 10.6% |
| Resona 8308.T | Japan | $30.8B | +9% | +17% | 9% | 1.57× | 8.7% | 9.3% |
| First Citizens BancShares FCNCA | United States | $25.2B | +16% | 0% | 11% | 1.29× | 9.3% | 11.0% |
| CaixaBank CABK.MC | Spain | $91.9B | +7% | -2% | 16% | 2.05× | 13.3% | 16.5% |
| Grupo Cibest S.A. Unsponsored ADR Pfd CIB | United States | $24.7B | +42% | +7% | 19% | 1.97× | 14.4% | 18.9% |
| Mediobanca - Banca di Credito Finanziario MB.MI | Italy | $23.7B | +26% | +4% | 11% | 1.82× | 18.7% | 10.8% |
| State Bank of India SBIN.NS | India | $99.5B | -7% | +6% | 15% | 1.40× | 20.7% | 14.6% |
Fifth Third Bancorp has 19 bonds outstanding with $14.2B face value. The agencies rate it BBB+; its bonds trade like BBB. Weighted yield 5.68%, a spread of 101 bp over government bonds.