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Spain's largest domestic retail bank by branches, providing banking, insurance, and asset management mainly to Spanish households and SMEs.
Spain's largest domestic retail bank by branches, providing banking, insurance, and asset management mainly to Spanish households and SMEs.
Earns from the lending spread and from selling insurance and pension products through its branches, notably through its VidaCaixa insurance unit. The 2021 merger with the state-rescued Bankia made it the biggest retail network in Spain. The la Caixa foundation, through Criteria, is the largest shareholder.
In one line: A Spanish regional bank akin to US Bancorp.
Moat: narrow (scale, distribution, brand). Largest branch network in Spain following the Bankia merger gives unmatched domestic deposit reach.
Headquarters: Valencia, Spain · Founded: 2011 · Employees: 47,120
Size CaixaBank (CABK.MC) is a Spain Financials company (Regional Banks) with a market value of $91.9B, the 5th largest of 97 Spain companies the cockpit tracks. Shares closed at €11.76 on 6 Nov 2026.
Performance Over six months the shares gained 7.1%, against +8.0% for the median peer and +8.2% for the Spain market (cap-weighted) — 9th lowest of 21 in its peer set.
Growth Revenue fell 2.2% over the last twelve months (peer median +3.8%); the operating margin is 51.8% (peer median 33.7%).
Valuation It trades at 2.05× book value against a peer median of 1.27× (5th most expensive of 21).
Price implies The share price implies a return on equity of about 13.3%; CaixaBank delivers 16.5%, so the price asks less than the business earns today.
Credit CaixaBank has 40 bonds outstanding ($39.9B), rated BBB+ by the agencies.
Next results Next results expected around 5 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | €23.7B | €26.6B | €29.1B | €26.5B | €17.6B |
| Revenue growth | — | -9% | +10% | +51% | — |
| Net income | €6.46B | €5.61B | €5.52B | €4.54B | €2.87B |
| Free cash flow | n/a | €42.0B | €30.2B | €8.26B | -€62.6B |
| Capital expenditure | n/a | €977M | €755M | €801M | €916M |
| Total debt | €80.9B | €85.5B | €77.5B | €84.5B | €84.9B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| CaixaBank CABK.MC | $91.9B | +7% | -2% | 16% | 2.05× | 13.3% |
| Banco Santander SAN.MC | $174B | +4% | +15% | 13% | 1.40× | 17.1% |
| Banco Bilbao Vizcaya Argentaria BBVA.MC | $140B | +20% | +9% | 20% | 2.15× | 24.8% |
| Banco de Sabadell SAB.MC | $19.2B | +8% | -35% | 5% | 1.40× | 15.5% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | CABK.MC | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -1.1% | +3.5% | 7th lowest of 21 |
| 6-month return | +7.1% | +8.0% | 9th lowest of 21 |
| Return on equity | 16.5% | 10.5% | 2nd highest of 21 |
| Price / book | 2.05× | 1.27× | 5th most expensive of 21 |
| Trailing P/E | 12.7× | 11.7× | 10th most expensive of 20 |
| ROE the price implies | 13.3% | 9.1% | 7th most demanding of 21 |
| ROE delivered | 16.5% | 10.6% | 2nd highest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| CaixaBank CABK.MC | Spain | $91.9B | +7% | -2% | 16% | 2.05× | 13.3% | 16.5% |
| State Bank of India SBIN.NS | India | $99.5B | -7% | +6% | 15% | 1.40× | 20.7% | 14.6% |
| Canadian Imperial Bank of Commerce CM.TO | Canada | $105B | +8% | 0% | 16% | 2.50× | 20.1% | 15.6% |
| Postal Savings Bank of China 1658.HK | Hong Kong | $71.2B | +10% | +2% | 9% | 0.54× | 5.7% | 8.8% |
| ICICI Bank ICICIBANK.NS | India | $119B | +23% | +8% | 16% | 2.89× | 36.7% | 16.3% |
| Japan Post Bank 7182.T | Japan | $65.5B | +7% | +39% | 7% | 1.11× | 8.3% | 6.6% |
| Industrial Bank 601166.SS | China | $62.6B | +10% | -4% | 9% | 0.49× | 2.2% | 9.2% |
| Truist Financial TFC | United States | $59.2B | +1% | -5% | 8% | 1.06× | 9.6% | 8.2% |
| Nu Holdings Ltd. Class A NU | United States | $58.1B | -13% | +54% | 32% | 4.39× | 32.4% | 31.6% |
| Credit Agricole ACA.PA | France | $53.7B | -8% | -1% | 9% | 0.68× | 8.1% | 8.9% |
| Shanghai Pudong Development Bank 600000.SS | China | $50.1B | +8% | -3% | 6% | 0.40× | 2.0% | 6.1% |
| Fifth Third Bancorp FITB | United States | $47.9B | +8% | +15% | 9% | 1.55× | 13.6% | 9.4% |
| Commerzbank CBK.DE | Germany | $46.3B | +4% | -3% | 10% | 1.36× | 10.3% | 10.3% |
| Ctbc Financial 2891.TW | Taiwan | $43.7B | +37% | +9% | 15% | 2.06× | 8.9% | 14.7% |
| Banca Monte dei Paschi di Siena BMPS.MI | Italy | $38.4B | +19% | +55% | 16% | 1.30× | 13.9% | 15.5% |
| KBFinancialGroup 105560.KS | South Korea | $37.5B | -5% | +32% | 10% | 0.99× | 5.6% | n/a |
| Bank of Jiangsu 600919.SS | China | $35.1B | +13% | +5% | 13% | 0.83× | 2.9% | 12.8% |
| Bank of Ningbo 002142.SZ | China | $34.0B | +3% | +3% | 13% | 0.92× | 7.0% | 13.3% |
| M&T Bank MTB | United States | $31.4B | +3% | 0% | 11% | 1.24× | 9.3% | 10.6% |
| Resona 8308.T | Japan | $30.8B | +9% | +17% | 9% | 1.57× | 8.7% | 9.3% |
| First Citizens BancShares FCNCA | United States | $25.2B | +16% | 0% | 11% | 1.29× | 9.3% | 11.0% |
CaixaBank has 40 bonds outstanding with $39.9B face value. The agencies rate it BBB+.