Loading…
← CockpitCompetitor Analysis › TSBK Timberland Bancorp, Inc.Open in the cockpit ↗

Timberland Bancorp, Inc.TSBKCompetitor analysis, valuation and peers

United States · USD·Financials›Savings Banks
Momentum strong 76
Mkt cap
$373M
US dollars, full cap
Free float
93%
of shares outstanding
$/day
$1.54M
20-day average traded
P/B
1.35×
price to book
ROE
11.6%
delivered
Implied ROE
7.7%
what the price asks
Close · USD$47.96
1D+0.4%
1W+2.4%
1M+5.7%
3M+6.6%
6M+16.9%
YTD+34.0%
1Y+44.4%
ATR %2.5%
Beta0.18
52w lowhigh2.9% off high

What Timberland Bancorp does

No business profile yet.

Timberland Bancorp at a glance

Size Timberland Bancorp (TSBK) is a United States Financials company (Savings Banks) with a market value of $373M, the 2913th largest of 3,117 United States companies the cockpit tracks. Shares closed at $47.96 on 6 Nov 2026.

Performance Over six months the shares gained 16.9%, against +5.6% for the median peer and -1.1% for the United States market (cap-weighted) — 3rd highest of 15 in its peer set.

Growth Revenue grew 3.9% over the last twelve months (peer median +5.4%); the operating margin is 44.5% (peer median 44.3%).

Valuation It trades at 1.35× book value against a peer median of 1.16× (5th most expensive of 15).

Price implies The share price implies a return on equity of about 7.7%; Timberland Bancorp delivers 11.6%, so the price asks less than the business earns today.

Short interest Short interest is 1.6% of the free float (15 Oct 2026).

Relative performance

10011012011 May 202611 Aug 20266 Nov 2026TSBK 121Peer median 109
Six months, rebased to 100: Timberland Bancorp against the median of its 15 peers (local-currency closes).

Timberland Bancorp financials

Reported figures in USD; fiscal year ends 2026-09-30. TTM = trailing twelve months.
TTMFY2026FY2025FY2024FY2023
Revenue$119M$119M$115M$106M$91.1M
Revenue growth—+4%+8%+16%—
Net income$31.2M$31.2M$29.2M$24.3M$27.1M
Free cash flown/an/a$29.0M$21.0M$29.3M
Capital expendituren/an/a$1.74M$1.31M$1.11M
Total debt$9.25M$9.25M$23.1M$21.6M$36.9M

Quarterly statements and history in the cockpit →

Timberland Bancorp competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

0%+20%+40%-5%0%+5%FSBWAVBCHELGPDLBKRNYMORGSOAGGCBCTCBXHIFSSMBCTRSTCFFNTFINTSBK6-month return →1-month return →
Up and to the right = strong over both horizons. Timberland Bancorp is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%10×1.50×20×FSBWAVBCHELGPDLBKRNYMORGSOAGGCBCTCBXHIFSTRSTCFFNTFINTSBKReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Timberland Bancorp is the large dot.

Capital: ROE delivered against the ROE the price implies

5%10%15%5%10%15%FSBWAVBCHELGPDLBKRNYMORGSOAGGCBCTCBXHIFSSMBCTRSTTFINTSBKROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Timberland Bancorp is the large dot.

Timberland Bancorp competitors and peer comparison

How Timberland Bancorp compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Timberland Bancorp against its 15 peers (data as of 6 Nov 2026)
MeasureTSBKPeer medianRank in peer set
1-month return+5.7%+1.7%3rd highest of 16
6-month return+16.9%+5.6%3rd highest of 15
Return on equity11.6%9.5%7th highest of 15
Price / book1.35×1.16×5th most expensive of 15
Trailing P/E12.1×11.9×8th cheapest of 15
ROE the price implies7.7%8.4%6th least demanding of 15
ROE delivered11.6%9.6%6th highest of 15

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Timberland Bancorp TSBKUnited States$373M+17%+4%12%1.35×7.7%11.6%
FS Bancorp FSBWUnited States$343M+6%+6%9%1.01×8.4%9.1%
Avidia Bancorp AVBCUnited States$448M+11%+5%7%1.18×7.0%7.3%
SpareBank 1 Helgeland HELG.OLNorway$507M+4%-4%7%0.92×5.6%6.7%
Ponce Financial PDLBUnited States$525M+22%+15%8%1.49×9.7%8.2%
Kearny Financial KRNYUnited States$585M+10%+1%5%0.77×6.8%4.9%
Sparebanken More MORG.OLNorway$604M-2%-15%12%0.65×4.9%11.6%
SpareBank 1 Ostfold Akershus SOAG.OLNorway$609M-4%+2%12%1.14×6.2%12.1%
Greene County Bancorp GCBCUnited States$615M+51%+8%17%2.15×12.5%16.7%
Third Coast Bancshares TCBXUnited States$646M+1%+18%13%0.96×7.9%12.7%
Hingham Institution for Savings HIFSUnited States$647M+5%+3%13%1.26×10.6%12.6%
Southern Missouri Bancorp SMBCUnited States$775M+2%+3%13%1.29×10.5%12.9%
TrustCo Bank Corp NY TRSTUnited States$947M+17%+6%10%1.50×10.7%10.0%
Capitol Federal Financial CFFNUnited States$1.06B+7%+6%8%1.04×8.4%8.4%
American Savings Bank N.A ASBHUnited States$1.30Bn/an/an/an/an/an/a
Triumph Financial TFINUnited States$1.46B-8%+13%5%1.57×17.5%5.3%

Questions

Which companies are Timberland Bancorp's closest peers?
The cockpit's peer set: FS Bancorp (FSBW), Avidia Bancorp (AVBC), SpareBank 1 Helgeland (HELG.OL), Ponce Financial (PDLB), Kearny Financial (KRNY), Sparebanken More (MORG.OL), SpareBank 1 Ostfold Akershus (SOAG.OL), Greene County Bancorp (GCBC).
Is Timberland Bancorp expensive compared with its peers?
On price / book it trades at 1.35× against a peer median of 1.16×, 5th most expensive of 15 in its peer set. The share price implies a return on equity of about 7.7%; Timberland Bancorp delivers 11.6%, so the price asks less than the business earns today.
How has Timberland Bancorp stock performed?
Over six months to 6 Nov 2026 the shares returned +16.9% against +5.6% for the median peer; over one year +44.4%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.