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← CockpitCompetitor Analysis › HIFS Hingham Institution for SavingsOpen in the cockpit ↗

Hingham Institution for SavingsHIFSCompetitor analysis, valuation and peers

United States · USD·Financials›Savings Banks
Momentum strong 60
Mkt cap
$647M
US dollars, full cap
Free float
100%
of shares outstanding
$/day
$10.1M
20-day average traded
P/B
1.26×
price to book
ROE
12.6%
delivered
Implied ROE
10.6%
what the price asks
Close · USD$296.94
1D-1.8%
1W-1.4%
1M+2.2%
3M-0.6%
6M+4.7%
YTD+4.6%
1Y+1.9%
ATR %3.5%
Beta0.92
52w lowhigh12.2% off high

What Hingham Institution for Savings does

Employees: 93

Hingham Institution for Savings at a glance

Size Hingham Institution for Savings (HIFS) is a United States Financials company (Savings Banks) with a market value of $647M, the 2539th largest of 3,117 United States companies the cockpit tracks. Shares closed at $296.94 on 6 Nov 2026.

Performance Over six months the shares gained 4.7%, against +6.5% for the median peer and -1.1% for the United States market (cap-weighted) — 9th lowest of 18 in its peer set.

Growth Revenue grew 3.5% over the last twelve months (peer median +5.9%); the operating margin is 70.7% (peer median 39.9%).

Valuation It trades at 1.26× book value against a peer median of 1.14× (7th most expensive of 18).

Price implies The share price implies a return on equity of about 10.6%; Hingham Institution for Savings delivers 12.6%, so the price asks less than the business earns today.

Short interest Short interest is 14.9% of the free float (15 Oct 2026).

Relative performance

10011011 May 202611 Aug 20266 Nov 2026HIFS 109Peer median 108
Six months, rebased to 100: Hingham Institution for Savings against the median of its 18 peers (local-currency closes).

Hingham Institution for Savings financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$237M$237M$217M$191M$118M
Revenue growth—+9%+14%+61%—
Net income$61.7M$54.6M$28.2M$26.4M$37.5M
Free cash flown/a$35.5M$11.8M$18.5M$53.3M
Capital expendituren/a$266,000$139,000$1.30M$2.53M
Total debt$1.42B$1.47B$1.50B$1.69B$1.28B

Quarterly statements and history in the cockpit →

Hingham Institution for Savings competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

0%+20%+40%0%+10%TCBXGCBCSOAGMORGKRNYSMBCPDLBHELGAVBCTRSTCFFNTSBKFSBWTFINOCFCSHAWNWBIHIFS6-month return →1-month return →
Up and to the right = strong over both horizons. Hingham Institution for Savings is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%10×1.50×20×TCBXGCBCSOAGMORGKRNYSMBCPDLBHELGAVBCTRSTCFFNTSBKFSBWTFINOCFCSHAWNWBIHIFSReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Hingham Institution for Savings is the large dot.

Capital: ROE delivered against the ROE the price implies

5%10%15%5%10%15%TCBXGCBCSOAGMORGKRNYSMBCPDLBHELGAVBCTRSTCFFNFSBWTFINOCFCNWBIHIFSROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Hingham Institution for Savings is the large dot.

Hingham Institution for Savings competitors and peer comparison

How Hingham Institution for Savings compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Hingham Institution for Savings against its 18 peers (data as of 6 Nov 2026)
MeasureHIFSPeer medianRank in peer set
1-month return+2.2%+1.8%9th highest of 19
6-month return+4.7%+6.5%9th lowest of 18
Return on equity12.6%10.0%4th highest of 18
Price / book1.26×1.14×7th most expensive of 18
Trailing P/E10.6×12.1×6th cheapest of 18
ROE the price implies10.6%8.1%4th most demanding of 18
ROE delivered12.6%10.0%4th highest of 18

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Hingham Institution for Savings HIFSUnited States$647M+5%+3%13%1.26×10.6%12.6%
Third Coast Bancshares TCBXUnited States$646M+1%+18%13%0.96×7.9%12.7%
Greene County Bancorp GCBCUnited States$615M+51%+8%17%2.15×12.5%16.7%
SpareBank 1 Ostfold Akershus SOAG.OLNorway$609M-4%+2%12%1.14×6.2%12.1%
Sparebanken More MORG.OLNorway$604M-2%-15%12%0.65×4.9%11.6%
Kearny Financial KRNYUnited States$585M+10%+1%5%0.77×6.8%4.9%
Southern Missouri Bancorp SMBCUnited States$775M+2%+3%13%1.29×10.5%12.9%
Ponce Financial PDLBUnited States$525M+22%+15%8%1.49×9.7%8.2%
SpareBank 1 Helgeland HELG.OLNorway$507M+4%-4%7%0.92×5.6%6.7%
Avidia Bancorp AVBCUnited States$448M+11%+5%7%1.18×7.0%7.3%
TrustCo Bank Corp NY TRSTUnited States$947M+17%+6%10%1.50×10.7%10.0%
Capitol Federal Financial CFFNUnited States$1.06B+7%+6%8%1.04×8.4%8.4%
Timberland Bancorp TSBKUnited States$373M+17%+4%12%1.35×7.7%11.6%
FS Bancorp FSBWUnited States$343M+6%+6%9%1.01×8.4%9.1%
American Savings Bank N.A ASBHUnited States$1.30Bn/an/an/an/an/an/a
Triumph Financial TFINUnited States$1.46B-8%+13%5%1.57×17.5%5.3%
OceanFirst Financial OCFCUnited States$1.82B-4%+31%2%0.75×8.1%2.3%
Shawbrook SHAW.LUnited Kingdom$1.96B-12%+5%12%0.79×8.0%12.2%
Northwest Bancshares NWBIUnited States$2.23B+10%+13%11%1.18×9.3%10.7%

Questions

Which companies are Hingham Institution for Savings's closest peers?
The cockpit's peer set: Third Coast Bancshares (TCBX), Greene County Bancorp (GCBC), SpareBank 1 Ostfold Akershus (SOAG.OL), Sparebanken More (MORG.OL), Kearny Financial (KRNY), Southern Missouri Bancorp (SMBC), Ponce Financial (PDLB), SpareBank 1 Helgeland (HELG.OL).
Is Hingham Institution for Savings expensive compared with its peers?
On price / book it trades at 1.26× against a peer median of 1.14×, 7th most expensive of 18 in its peer set. The share price implies a return on equity of about 10.6%; Hingham Institution for Savings delivers 12.6%, so the price asks less than the business earns today.
How has Hingham Institution for Savings stock performed?
Over six months to 6 Nov 2026 the shares returned +4.7% against +6.5% for the median peer; over one year +1.9%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.