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← CockpitCompetitor Analysis › KRNY Kearny Financial Corp.Open in the cockpit ↗

Kearny Financial Corp.KRNYCompetitor analysis, valuation and peers

United States · USD·Financials›Savings Banks
Momentum neutral 56
Mkt cap
$585M
US dollars, full cap
Free float
88%
of shares outstanding
$/day
$4.18M
20-day average traded
P/B
0.77×
price to book
ROE
4.9%
delivered
Implied ROE
6.8%
what the price asks
Next earnings
83 days
28 Jan 2027
Close · USD$9.01
1D-0.2%
1W-1.2%
1M-2.1%
3M-4.8%
6M+10.4%
YTD+21.6%
1Y+39.5%
ATR %2.7%
Beta0.48
52w lowhigh12.0% off high

What Kearny Financial does

Employees: 502

Kearny Financial at a glance

Size Kearny Financial (KRNY) is a United States Financials company (Savings Banks) with a market value of $585M, the 2592nd largest of 3,117 United States companies the cockpit tracks. Shares closed at $9.01 on 6 Nov 2026.

Performance Over six months the shares gained 10.4%, against +4.7% for the median peer and -1.1% for the United States market (cap-weighted) — 6th highest of 18 in its peer set.

Growth Revenue grew 1.2% over the last twelve months (peer median +5.9%); the operating margin is 26.8% (peer median 43.9%).

Valuation It trades at 0.77× book value against a peer median of 1.18× (3rd cheapest of 18).

Price implies The share price implies a return on equity of about 6.8%; Kearny Financial delivers 4.9%, so the price asks more than the business earns today.

Short interest Short interest is 4.8% of the free float (15 Oct 2026).

Next results Next results expected around 28 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011012013011 May 202611 Aug 20266 Nov 2026KRNY 114Peer median 108
Six months, rebased to 100: Kearny Financial against the median of its 18 peers (local-currency closes).

Kearny Financial financials

Reported figures in USD; fiscal year ends 2026-06-30. TTM = trailing twelve months.
TTMFY2026FY2025FY2024FY2023
Revenue$348M$347M$344M$327M$296M
Revenue growth—+1%+5%+10%—
Net income$36.8M$36.3M$26.1M-$86.7M$40.8M
Free cash flown/a$34.4M$20.5M$28.6M$47.1M
Capital expendituren/a$2.46M$3.38M$1.35M$1.35M
Total debt$1.14B$1.16B$1.27B$1.73B$1.52B

Quarterly statements and history in the cockpit →

Kearny Financial competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

0%+20%+40%0%+10%MORGSOAGGCBCTCBXHIFSPDLBHELGAVBCSMBCTSBKTRSTFSBWTFINOCFCSHAWNWBIKRNY6-month return →1-month return →
Up and to the right = strong over both horizons. Kearny Financial is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%10×1.50×20×MORGSOAGGCBCTCBXHIFSPDLBHELGAVBCTSBKTRSTFSBWCFFNTFINOCFCSHAWNWBIKRNYReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Kearny Financial is the large dot.

Capital: ROE delivered against the ROE the price implies

5%10%15%5%10%15%MORGSOAGGCBCTCBXHIFSPDLBHELGAVBCSMBCTRSTFSBWTFINOCFCNWBIKRNYROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Kearny Financial is the large dot.

Kearny Financial competitors and peer comparison

How Kearny Financial compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Kearny Financial against its 18 peers (data as of 6 Nov 2026)
MeasureKRNYPeer medianRank in peer set
1-month return-2.1%+2.0%3rd lowest of 19
6-month return+10.4%+4.7%6th highest of 18
Return on equity4.9%10.7%2nd lowest of 18
Price / book0.77×1.18×3rd cheapest of 18
Trailing P/E15.5×11.5×3rd most expensive of 18
ROE the price implies6.8%8.4%4th least demanding of 18
ROE delivered4.9%10.7%2nd lowest of 18

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Kearny Financial KRNYUnited States$585M+10%+1%5%0.77×6.8%4.9%
Sparebanken More MORG.OLNorway$604M-2%-15%12%0.65×4.9%11.6%
SpareBank 1 Ostfold Akershus SOAG.OLNorway$609M-4%+2%12%1.14×6.2%12.1%
Greene County Bancorp GCBCUnited States$615M+51%+8%17%2.15×12.5%16.7%
Third Coast Bancshares TCBXUnited States$646M+1%+18%13%0.96×7.9%12.7%
Hingham Institution for Savings HIFSUnited States$647M+5%+3%13%1.26×10.6%12.6%
Ponce Financial PDLBUnited States$525M+22%+15%8%1.49×9.7%8.2%
SpareBank 1 Helgeland HELG.OLNorway$507M+4%-4%7%0.92×5.6%6.7%
Avidia Bancorp AVBCUnited States$448M+11%+5%7%1.18×7.0%7.3%
Southern Missouri Bancorp SMBCUnited States$775M+2%+3%13%1.29×10.5%12.9%
Timberland Bancorp TSBKUnited States$373M+17%+4%12%1.35×7.7%11.6%
TrustCo Bank Corp NY TRSTUnited States$947M+17%+6%10%1.50×10.7%10.0%
FS Bancorp FSBWUnited States$343M+6%+6%9%1.01×8.4%9.1%
Capitol Federal Financial CFFNUnited States$1.06B+7%+6%8%1.04×8.4%8.4%
American Savings Bank N.A ASBHUnited States$1.30Bn/an/an/an/an/an/a
Triumph Financial TFINUnited States$1.46B-8%+13%5%1.57×17.5%5.3%
OceanFirst Financial OCFCUnited States$1.82B-4%+31%2%0.75×8.1%2.3%
Shawbrook SHAW.LUnited Kingdom$1.96B-12%+5%12%0.79×8.0%12.2%
Northwest Bancshares NWBIUnited States$2.23B+10%+13%11%1.18×9.3%10.7%

Questions

Which companies are Kearny Financial's closest peers?
The cockpit's peer set: Sparebanken More (MORG.OL), SpareBank 1 Ostfold Akershus (SOAG.OL), Greene County Bancorp (GCBC), Third Coast Bancshares (TCBX), Hingham Institution for Savings (HIFS), Ponce Financial (PDLB), SpareBank 1 Helgeland (HELG.OL), Avidia Bancorp (AVBC).
Is Kearny Financial expensive compared with its peers?
On price / book it trades at 0.77× against a peer median of 1.18×, 3rd cheapest of 18 in its peer set. The share price implies a return on equity of about 6.8%; Kearny Financial delivers 4.9%, so the price asks more than the business earns today.
How has Kearny Financial stock performed?
Over six months to 6 Nov 2026 the shares returned +10.4% against +4.7% for the median peer; over one year +39.5%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.