Loading…
← CockpitCompetitor Analysis › ROOT Root, Inc. Class AOpen in the cockpit ↗

Root, Inc. Class AROOTCompetitor analysis, valuation and peers

United States · USD·Financials›Insurance Brokers/Services
Momentum weak 23
Mkt cap
$672M
US dollars, full cap
Free float
76%
of shares outstanding
$/day
$9.60M
20-day average traded
P/B
2.05×
price to book
ROE
15.4%
delivered
Implied ROE
37.6%
what the price asks
Next earnings
110 days
24 Feb 2027
Close · USD$43.37
1D-6.3%
1W-16.2%
1M-10.7%
3M-18.8%
6M-23.1%
YTD-40.0%
1Y-51.2%
ATR %6.5%
Beta2.07
52w lowhigh52.3% off high

What Root does

Employees: 1,256

Root at a glance

Size Root (ROOT) is a United States Financials company (Insurance Brokers/Services) with a market value of $672M, the 2517th largest of 3,117 United States companies the cockpit tracks. Shares closed at $43.37 on 6 Nov 2026.

Performance Over six months the shares fell 23.1%, against +0.9% for the median peer and -1.1% for the United States market (cap-weighted) — 2nd lowest of 8 in its peer set.

Growth Revenue grew 14.9% over the last twelve months (peer median +27.4%); the operating margin is 5.5% (peer median 10.0%).

Valuation It trades at 2.05× book value against a peer median of 2.69× (3rd cheapest of 7).

Price implies The share price implies a return on equity of about 37.6%; Root delivers 15.4%, so the price asks more than the business earns today.

Short interest Short interest is 15.2% of the free float (15 Oct 2026).

Next results Next results expected around 24 Feb 2027 (exchange calendar; dates can move).

Relative performance

8010012011 May 202611 Aug 20266 Nov 2026Peer median 100ROOT 77
Six months, rebased to 100: Root against the median of its 7 peers (local-currency closes).

Root financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$1.57B$1.52B$1.18B$455M$311M
Revenue growth—+29%+159%+46%—
Net income$61.2M$40.3M$30.9M-$147M-$298M
Free cash flow$194M$206M$195M-$33.8M-$211M
Capital expenditure$15.3M$14.1M$11.8M$9.40M$10.1M
Total debt$198M$201M$202M$299M$299M

Quarterly statements and history in the cockpit →

Root competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-40%-20%0%+20%+40%-10%0%+10%+20%REVOCRD-AWDH2110507388TWFGGSHDROOT6-month return →1-month return →
Up and to the right = strong over both horizons. Root is the large dot.

Fundamentals: return on equity against price-to-book

10%20%30%40%00×2.50×50×7.50×REVOCRD-AWDH2110507388TWFGROOTReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Root is the large dot.

Capital: ROE delivered against the ROE the price implies

10%20%30%40%20%40%REVOCRD-AWDH2110507388TWFGROOTROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Root is the large dot.

Root competitors and peer comparison

How Root compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Root against its 7 peers (data as of 6 Nov 2026)
MeasureROOTPeer medianRank in peer set
1-month return-10.7%-1.0%lowest of 8
6-month return-23.1%+0.9%2nd lowest of 8
Return on equity15.4%13.8%2nd highest of 7
Price / book2.05×2.69×3rd cheapest of 7
Trailing P/E12.9×26.8×3rd cheapest of 8
ROE the price implies37.6%16.1%most demanding of 7
ROE delivered15.4%13.8%2nd highest of 7

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Root ROOTUnited States$672M-23%+15%15%2.05×37.6%15.4%
REVO Insurance REVO.MIItaly$745M-5%+27%9%2.41×11.1%9.4%
Crawford & CRD-AUnited States$539M+15%-4%14%2.96×21.0%14.0%
Waterdrop, Inc. Sponsored ADR WDHUnited States$364M-35%+76%11%0.48×4.6%10.6%
INCAR FINANCIAL SERVICE 211050.KSSouth Korea$338M-9%+32%40%2.01×8.0%39.7%
FP Partner 7388.TJapan$327M+1%-6%15%4.96×34.3%14.9%
TWFG TWFGUnited States$1.52B+47%+33%14%7.79×29.2%13.6%
Goosehead Insurance GSHDUnited States$1.97B+36%+18%n/an/an/an/a

Questions

Which companies are Root's closest peers?
The cockpit's peer set: REVO Insurance (REVO.MI), Crawford & (CRD-A), Waterdrop, Inc. Sponsored ADR (WDH), INCAR FINANCIAL SERVICE (211050.KS), FP Partner (7388.T), TWFG (TWFG), Goosehead Insurance (GSHD).
Is Root expensive compared with its peers?
On price / book it trades at 2.05× against a peer median of 2.69×, 3rd cheapest of 7 in its peer set. The share price implies a return on equity of about 37.6%; Root delivers 15.4%, so the price asks more than the business earns today.
How has Root stock performed?
Over six months to 6 Nov 2026 the shares returned -23.1% against +0.9% for the median peer; over one year -51.2%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.