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← CockpitCompetitor Analysis › GSHD Goosehead Insurance, Inc. Class AOpen in the cockpit ↗

Goosehead Insurance, Inc. Class AGSHDCompetitor analysis, valuation and peers

United States · USD·Financials›Insurance Brokers/Services

Franchises independent insurance agencies that sell personal auto and home insurance across many carriers to US consumers.

Momentum leader 81
Mkt cap
$1.97B
US dollars, full cap
Free float
93%
of shares outstanding
$/day
$19.1M
20-day average traded
P/B
n/a
price to book
ROE
n/a
delivered
Implied ROE
n/a
what the price asks
Next earnings
3 days
9 Nov 2026
Close · USD$55.55
1D-2.3%
1W+16.7%
1M+22.4%
3M-13.9%
6M+36.0%
YTD-24.6%
1Y-16.8%
ATR %5.5%
Beta-0.39
52w lowhigh30.4% off high

What Goosehead Insurance does

Franchises independent insurance agencies that sell personal auto and home insurance across many carriers to US consumers.

Earns a commission on each policy placed with an insurer, shares part of it with franchise owners and takes a royalty on policies they write, while renewals continue to pay a smaller share each year. It takes no claims risk, so results depend on policies written and kept.

Products and services

  • Franchise insurance agencies
  • Corporate-owned agencies
  • Referral/lead-generation platform

Customers

  • Individual homeowners/auto insurance shoppers

Where it sits in the supply chain

  • Insurance distribution
  • Franchised independent insurance agency…
  • Homeowners and auto insurance shoppers

What could go right

  • Franchise network expansion
  • Home/auto insurance rate hardening driving shopping

What could go wrong

  • Franchisee agent turnover/retention risk
  • Carrier appetite/commission changes

Moat: narrow (distribution, brand, data). Multi-carrier comparison model and franchise network scale versus single-carrier captive agents.

Headquarters: Westlake, Texas, United States · Founded: 2003 · Employees: 1,600

Named competitors

  • Brightway Insurance private or unlisted
  • SelectQuote private or unlisted
  • Confie private or unlisted

Goosehead Insurance at a glance

Size Goosehead Insurance (GSHD) is a United States Financials company (Insurance Brokers/Services) with a market value of $1.97B, the 1798th largest of 3,117 United States companies the cockpit tracks. Shares closed at $55.55 on 6 Nov 2026.

Performance Over six months the shares gained 36.0%, against +26.3% for the median peer and -1.1% for the United States market (cap-weighted) — 5th highest of 10 in its peer set.

Growth Revenue grew 17.7% over the last twelve months (peer median +16.8%); the operating margin is 23.3% (peer median 15.9%).

Short interest Short interest is 10.1% of the free float (15 Oct 2026).

Next results Next results expected around 9 Nov 2026 (exchange calendar; dates can move).

Relative performance

10015011 May 202611 Aug 20266 Nov 2026GSHD 138Peer median 126
Six months, rebased to 100: Goosehead Insurance against the median of its 9 peers (local-currency closes).

Goosehead Insurance financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$402M$365M$315M$261M$209M
Revenue growth—+16%+20%+25%—
EBITDA$106M$90.4M$71.9M$45.8M$17.0M
Net income$35.3M$27.8M$30.4M$14.1M$565,000
Free cash flow$66.5M$73.0M$70.6M$46.3M$25.6M
Capital expenditure$30.0M$23.7M$12.2M$19.1M$12.6M
Total debt$373M$352M$153M$143M$165M

Quarterly statements and history in the cockpit →

Goosehead Insurance competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-20%0%+20%+40%+60%-10%0%+10%+20%TWFGAUBNPCRVLSDFBWINREVOROOTCRD-AGSHD6-month return →1-month return →
Up and to the right = strong over both horizons. Goosehead Insurance is the large dot.

Goosehead Insurance competitors and peer comparison

How Goosehead Insurance compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Goosehead Insurance against its 9 peers (data as of 6 Nov 2026)
MeasureGSHDPeer medianRank in peer set
1-month return+22.4%+0.4%highest of 10
6-month return+36.0%+26.3%5th highest of 10
Trailing P/E40.5×30.9×3rd most expensive of 9

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Goosehead Insurance GSHDUnited States$1.97B+36%+18%n/an/an/an/a
TWFG TWFGUnited States$1.52B+47%+33%14%7.79×29.2%13.6%
AUB AUB.AXAustralia$2.75B+26%+6%5%2.11×17.1%5.4%
Neptune Insurance NPUnited States$3.86B-7%+34%n/an/an/an/a
CorVel CRVLUnited States$4.20B+42%+8%31%10.74×80.5%30.6%
Steadfast SDF.AXAustralia$4.46B+46%+17%11%2.73×14.3%11.3%
Baldwin Insurance BWINUnited States$4.48B+58%+19%-11%3.48×26.6%-10.7%
REVO Insurance REVO.MIItaly$745M-5%+27%9%2.41×11.1%9.4%
Root ROOTUnited States$672M-23%+15%15%2.05×37.6%15.4%
Crawford & CRD-AUnited States$539M+15%-4%14%2.96×21.0%14.0%

Questions

Who are Goosehead Insurance's main competitors?
Named competitors: Brightway Insurance (private or unlisted), SelectQuote (private or unlisted), Confie (private or unlisted). The cockpit's measured peer set (industry) also includes TWFG (TWFG), AUB (AUB.AX), Neptune Insurance (NP), CorVel (CRVL), Steadfast (SDF.AX), Baldwin Insurance (BWIN).
How has Goosehead Insurance stock performed?
Over six months to 6 Nov 2026 the shares returned +36.0% against +26.3% for the median peer; over one year -16.8%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.