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← CockpitCompetitor Analysis › WDH Waterdrop, Inc. Sponsored ADR Class AOpen in the cockpit ↗

Waterdrop, Inc. Sponsored ADR Class AWDHCompetitor analysis, valuation and peers

United States · USD·Financials›Insurance Brokers/Services
Momentum weak 34
Mkt cap
$364M
US dollars, full cap
Free float
94%
of shares outstanding
$/day
$233,754
20-day average traded
P/B
0.48×
price to book
ROE
10.6%
delivered
Implied ROE
4.6%
what the price asks
Next earnings
33 days
9 Dec 2026
Close · USD$1.01
1D+1.0%
1W+1.0%
1M-1.0%
3M+1.0%
6M-35.3%
YTD-46.8%
1Y-39.2%
ATR %2.4%
Beta0.72
52w lowhigh50.2% off high

What Waterdrop, Inc. Sponsored ADR does

Employees: 3,018

Waterdrop, Inc. Sponsored ADR at a glance

Size Waterdrop, Inc. Sponsored ADR (WDH) is a United States Financials company (Insurance Brokers/Services) with a market value of $364M, the 2939th largest of 3,117 United States companies the cockpit tracks. Shares closed at $1.01 on 6 Nov 2026.

Performance Over six months the shares fell 35.3%, against -4.9% for the median peer and -1.1% for the United States market (cap-weighted) — lowest of 6 in its peer set.

Growth Revenue grew 76.0% over the last twelve months (peer median +14.9%); the operating margin is 7.7% (peer median 7.4%).

Valuation It trades at 0.48× book value against a peer median of 2.41× (cheapest of 6).

Price implies The share price implies a return on equity of about 4.6%; Waterdrop, Inc. Sponsored ADR delivers 10.6%, so the price asks less than the business earns today.

Short interest Short interest is 0.1% of the free float (15 Oct 2026).

Next results Next results expected around 9 Dec 2026 (exchange calendar; dates can move).

Relative performance

608010011 May 202611 Aug 20266 Nov 2026Peer median 100WDH 64
Six months, rebased to 100: Waterdrop, Inc. Sponsored ADR against the median of its 5 peers (local-currency closes).

Waterdrop, Inc. Sponsored ADR financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$727M$553M$385M$371M$416M
Revenue growth—+44%+4%-11%—
Gross profit$416M$283M$202M$203M$265M
EBITDAn/a$53.5M$26.4M$961,460$74.4M
Net income$77.7M$79.1M$51.1M$23.6M$90.2M
Free cash flown/a$29.8M$30.4M$55.5M$112M
Capital expendituren/a$4.12M$30.3M$1.91M$1.76M
Total debt$73.3M$10.1M$33.4M$27.9M$2.02M

Quarterly statements and history in the cockpit →

Waterdrop, Inc. Sponsored ADR competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-20%0%-10%-5%0%2110507388CRD-AROOTREVOWDH6-month return →1-month return →
Up and to the right = strong over both horizons. Waterdrop, Inc. Sponsored ADR is the large dot.

Fundamentals: return on equity against price-to-book

10%20%30%40%20×40×2110507388CRD-AROOTREVOWDHReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Waterdrop, Inc. Sponsored ADR is the large dot.

Capital: ROE delivered against the ROE the price implies

10%20%30%40%20%40%2110507388CRD-AROOTREVOWDHROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Waterdrop, Inc. Sponsored ADR is the large dot.

Waterdrop, Inc. Sponsored ADR competitors and peer comparison

How Waterdrop, Inc. Sponsored ADR compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Waterdrop, Inc. Sponsored ADR against its 5 peers (data as of 6 Nov 2026)
MeasureWDHPeer medianRank in peer set
1-month return-1.0%-2.3%2nd highest of 6
6-month return-35.3%-4.9%lowest of 6
Return on equity10.6%14.9%2nd lowest of 6
Price / book0.48×2.41×cheapest of 6
Trailing P/E4.8×21.5×cheapest of 6
ROE the price implies4.6%21.0%least demanding of 6
ROE delivered10.6%14.9%2nd lowest of 6

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Waterdrop, Inc. Sponsored ADR WDHUnited States$364M-35%+76%11%0.48×4.6%10.6%
INCAR FINANCIAL SERVICE 211050.KSSouth Korea$338M-9%+32%40%2.01×8.0%39.7%
FP Partner 7388.TJapan$327M+1%-6%15%4.96×34.3%14.9%
Crawford & CRD-AUnited States$539M+15%-4%14%2.96×21.0%14.0%
Root ROOTUnited States$672M-23%+15%15%2.05×37.6%15.4%
REVO Insurance REVO.MIItaly$745M-5%+27%9%2.41×11.1%9.4%

Questions

Which companies are Waterdrop, Inc. Sponsored ADR's closest peers?
The cockpit's peer set: INCAR FINANCIAL SERVICE (211050.KS), FP Partner (7388.T), Crawford & (CRD-A), Root (ROOT), REVO Insurance (REVO.MI).
Is Waterdrop, Inc. Sponsored ADR expensive compared with its peers?
On price / book it trades at 0.48× against a peer median of 2.41×, cheapest of 6 in its peer set. The share price implies a return on equity of about 4.6%; Waterdrop, Inc. Sponsored ADR delivers 10.6%, so the price asks less than the business earns today.
How has Waterdrop, Inc. Sponsored ADR stock performed?
Over six months to 6 Nov 2026 the shares returned -35.3% against -4.9% for the median peer; over one year -39.2%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.