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Regional city commercial bank in Chongqing offering corporate, retail and SME banking services.
Regional city commercial bank in Chongqing offering corporate, retail and SME banking services.
Earns mostly from interest on loans to companies and households in the Chongqing area, net of what it pays on deposits, with corporate lending the larger side. Regional economic conditions and local credit quality drive results. The same bank has shares listed in both Shanghai and Hong Kong.
Moat: narrow (regulatory licence, distribution). Regional banking licence and branch network within Chongqing.
Headquarters: Chongqing, China · Founded: 1996 · Employees: 5,454
Size Bank of Chongqing (601963.SS) is a China Financials company (Major Banks) with a market value of $5.13B, the 491st largest of 4,839 China companies the cockpit tracks. Shares closed at CN¥11.26 on 6 Nov 2026.
Performance Over six months the shares gained 7.2%, against +6.4% for the median peer and -16.4% for the China market (cap-weighted) — 8th highest of 21 in its peer set.
Growth Revenue grew 5.0% over the last twelve months (peer median +8.5%); the operating margin is 42.5% (peer median 34.6%).
Valuation It trades at 0.65× book value against a peer median of 0.98× (3rd cheapest of 21).
Price implies The share price implies a return on equity of about 3.0%; Bank of Chongqing delivers 9.8%, so the price asks less than the business earns today.
Next results Next results expected around 1 Apr 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | CN¥35.2B | CN¥34.7B | CN¥31.7B | CN¥30.5B | CN¥30.3B |
| Revenue growth | — | +10% | +4% | 0% | — |
| Net income | CN¥6.19B | CN¥5.65B | CN¥5.12B | CN¥4.93B | CN¥4.87B |
| Free cash flow | CN¥106B | CN¥97.7B | CN¥15.9B | CN¥13.6B | CN¥2.13B |
| Capital expenditure | CN¥1.18B | CN¥1.32B | CN¥670M | CN¥415M | CN¥338M |
| Total debt | CN¥413B | CN¥401B | CN¥318B | CN¥287B | CN¥245B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Bank of Chongqing 601963.SS | $5.13B | +7% | +5% | 10% | 0.65× | 3.0% |
| Bank of Nanjing 601009.SS | $22.8B | +5% | +6% | 12% | 0.77× | 2.8% |
| Bank of Ningbo 002142.SZ | $34.0B | +3% | +3% | 13% | 0.92× | 7.0% |
| Chongqing Rural Commercial Bank 601077.SS | $11.7B | -1% | -1% | 9% | 0.57× | 2.3% |
| Bank of Chengdu 601838.SS | $12.8B | +5% | +2% | 15% | 0.92× | 3.1% |
| Bank of Hangzhou 600926.SS | $18.6B | -2% | -3% | 14% | 0.86× | 3.0% |
| Bank of Guiyang 601997.SS | $3.20B | -3% | -5% | 7% | 0.32× | 2.0% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 601963.SS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +0.5% | -2.4% | 9th highest of 21 |
| 6-month return | +7.2% | +6.4% | 8th highest of 21 |
| Return on equity | 9.8% | 8.8% | 9th highest of 21 |
| Price / book | 0.65× | 0.98× | 3rd cheapest of 21 |
| Trailing P/E | 8.6× | 12.2× | 2nd cheapest of 21 |
| ROE the price implies | 3.0% | 9.6% | least demanding of 19 |
| ROE delivered | 9.8% | 9.0% | 9th highest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Bank of Chongqing 601963.SS | China | $5.13B | +7% | +5% | 10% | 0.65× | 3.0% | 9.8% |
| St.Galler Kantonalbank SGKN.SW | Switzerland | $5.22B | +19% | -13% | 8% | 1.37× | n/a | 7.6% |
| Axos Financial AX | United States | $5.26B | +7% | +18% | 17% | 1.60× | 16.5% | 16.7% |
| Grupo Aval Acciones y Valores SA Sponsored ADR Pfd AVAL | United States | $5.29B | -5% | +15% | 11% | 0.95× | 7.8% | 10.8% |
| Associated Banc-Corp ASB | United States | $5.64B | +6% | +23% | 10% | 1.07× | 9.3% | 10.2% |
| 77 Bank 8341.T | Japan | $4.66B | +7% | +21% | 9% | 0.95× | 5.9% | 9.4% |
| Yes Bank YESBANK.NS | India | $5.72B | -24% | +5% | 8% | 1.01× | 15.3% | 8.2% |
| Fulton Financial FULT | United States | $4.54B | +11% | +3% | 12% | 1.29× | 10.5% | 11.6% |
| Banco Macro SA Sponsored ADR BMA | United States | $4.53B | -21% | +4% | 7% | 0.87× | 11.3% | 7.5% |
| Liechtensteinische Landesbank LLBN.SW | Switzerland | $4.40B | +24% | -2% | 8% | 1.48× | n/a | 7.7% |
| Texas Capital Bancshares TCBI | United States | $4.39B | +1% | +3% | 10% | 1.34× | 9.8% | 10.2% |
| Bank of East Asia 0023.HK | Hong Kong | $6.03B | +27% | -9% | 3% | 0.44× | 5.2% | 3.2% |
| First Financial Bankshares FFIN | United States | $4.36B | -6% | +8% | 16% | 2.38× | 17.0% | 15.9% |
| RBL Bank RBLBANK.NS | India | $6.21B | +10% | +9% | 4% | 1.35× | 23.1% | 4.0% |
| Indian Overseas Bank IOB.NS | India | $6.23B | -13% | +14% | 18% | 1.46× | 17.2% | 17.9% |
| Flagstar Bank, National Association FLG | United States | $4.21B | -26% | -18% | 1% | 0.59× | 7.4% | 1.2% |
| F.N.B FNB | United States | $6.28B | 0% | +2% | 9% | 0.92× | 8.9% | 9.0% |
| Bank of India BANKINDIA.NS | India | $6.68B | -1% | +9% | 14% | 0.67× | 12.5% | 14.1% |
| Kyushu Financial 7180.T | Japan | $3.79B | +7% | +15% | 5% | 0.73× | 6.6% | 4.9% |
| Sparebanken Norge SBNOR.OL | Norway | $3.78B | +8% | +62% | 7% | 0.71× | 6.1% | n/a |
| Daishi Hokuetsu Financial 7327.T | Japan | $3.73B | +9% | +18% | 9% | 0.94× | 6.3% | 8.6% |