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Tiptree Inc.TIPTCompetitor analysis, valuation and peers

United States · USD·Financials›Specialty Insurance
Momentum neutral 53
Mkt cap
$639M
US dollars, full cap
Free float
61%
of shares outstanding
$/day
$5.25M
20-day average traded
P/B
0.72×
price to book
ROE
-2.6%
delivered
Implied ROE
6.8%
what the price asks
Close · USD$17.53
1D-0.2%
1W+2.9%
1M+1.0%
3M-3.0%
6M+1.3%
YTD-4.0%
1Y-5.0%
ATR %2.3%
Beta0.25
52w lowhigh9.3% off high

What Tiptree does

Employees: 1,486

Tiptree at a glance

Size Tiptree (TIPT) is a United States Financials company (Specialty Insurance) with a market value of $639M, the 2551st largest of 3,117 United States companies the cockpit tracks. Shares closed at $17.53 on 6 Nov 2026.

Performance Over six months the shares gained 1.3%, against +1.6% for the median peer and -1.1% for the United States market (cap-weighted) — 3rd lowest of 6 in its peer set.

Growth Revenue fell 99.2% over the last twelve months (peer median +3.6%); the operating margin is -109.3% (peer median 21.0%).

Valuation It trades at 0.72× book value against a peer median of 1.39× (cheapest of 6).

Price implies The share price implies a return on equity of about 6.8%; Tiptree delivers -2.6%, so the price asks more than the business earns today.

Relative performance

9510010511011 May 202611 Aug 20266 Nov 2026TIPT 102Peer median 100
Six months, rebased to 100: Tiptree against the median of its 5 peers (local-currency closes).

Tiptree financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$15.6M$2.56M$3.23M$1.63B$1.38B
Revenue growth—-21%-100%+18%—
Net income-$85.9M-$38.9M-$32.3M$13.9M-$8.27M
Free cash flow-$98.0M$168M$241M$57.4M$452M
Capital expenditure-$4.36M$0$33,000$14.0M$10.7M
Total debt$7.12M$80.7M$11.1M$475M$330M

Quarterly statements and history in the cockpit →

Tiptree competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-30%-20%-10%0%+10%-20%-10%0%+10%ITICCREHLITSUSTCTIPT6-month return →1-month return →
Up and to the right = strong over both horizons. Tiptree is the large dot.

Fundamentals: return on equity against price-to-book

0%10%20%10×1.50×ITICCREHLITSUSTCTIPTReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Tiptree is the large dot.

Capital: ROE delivered against the ROE the price implies

0%10%20%0%10%20%ITICCREHLITSUSTCTIPTROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Tiptree is the large dot.

Tiptree competitors and peer comparison

How Tiptree compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Tiptree against its 5 peers (data as of 6 Nov 2026)
MeasureTIPTPeer medianRank in peer set
1-month return+1.0%-9.4%2nd highest of 6
6-month return+1.3%+1.6%3rd lowest of 6
Return on equity-2.6%16.9%lowest of 6
Price / book0.72×1.39×cheapest of 6
ROE the price implies6.8%9.0%least demanding of 6
ROE delivered-2.6%16.9%lowest of 6

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Tiptree TIPTUnited States$639M+1%-99%-3%0.72×6.8%-2.6%
Investors Title ITICUnited States$484M+8%+9%15%1.69×11.3%14.6%
Conduit CRE.LUnited Kingdom$895M+2%+4%20%0.79×7.6%19.9%
Helia HLI.AXAustralia$942M+2%-8%22%1.53×11.8%22.1%
Trisura TSU.TOCanada$1,000M-31%+1%17%1.39×8.0%16.9%
Stewart Information Services STCUnited States$1.43B-33%+21%8%0.86×9.0%7.7%

Questions

Which companies are Tiptree's closest peers?
The cockpit's peer set: Investors Title (ITIC), Conduit (CRE.L), Helia (HLI.AX), Trisura (TSU.TO), Stewart Information Services (STC).
Is Tiptree expensive compared with its peers?
On price / book it trades at 0.72× against a peer median of 1.39×, cheapest of 6 in its peer set. The share price implies a return on equity of about 6.8%; Tiptree delivers -2.6%, so the price asks more than the business earns today.
How has Tiptree stock performed?
Over six months to 6 Nov 2026 the shares returned +1.3% against +1.6% for the median peer; over one year -5.0%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.