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Provides title insurance and real estate closing/settlement services for property transactions across the US.
Provides title insurance and real estate closing/settlement services for property transactions across the US.
Earns a one-off premium on each title policy issued when a property is sold or refinanced, usually paid at closing, and sells policies through its own offices and through independent agents. Because transactions drive revenue, earnings swing with home sales and mortgage activity.
Moat: narrow (regulatory licence, scale, distribution). State title-insurance licensing and an established agent network create barriers versus new entrants.
Headquarters: Houston, Texas, US · Founded: 1893 · Employees: 7,800
Size Stewart Information Services (STC) is a United States Financials company (Specialty Insurance) with a market value of $1.43B, the 2025th largest of 3,117 United States companies the cockpit tracks. Shares closed at $47.00 on 6 Nov 2026.
Performance Over six months the shares fell 32.6%, against +0.4% for the median peer and -1.1% for the United States market (cap-weighted) — lowest of 10 in its peer set.
Growth Revenue grew 20.6% over the last twelve months (peer median +3.0%); the operating margin is 6.1% (peer median 51.1%).
Valuation It trades at 0.86× book value against a peer median of 1.01× (4th cheapest of 10).
Price implies The share price implies a return on equity of about 9.0%; Stewart Information Services delivers 7.7%, so the price asks more than the business earns today.
Credit Stewart Information Services has 1 bond outstanding ($450M), rated BBB- by the agencies and trading like BB- at a weighted spread of 242 bp.
Short interest Short interest is 3.9% of the free float (15 Oct 2026).
Next results Next results expected around 10 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $3.37B | $2.92B | $2.49B | $2.26B | $3.07B |
| Revenue growth | — | +17% | +10% | -26% | — |
| Net income | $121M | $116M | $73.3M | $30.4M | $162M |
| Free cash flow | n/a | $132M | $95.1M | $45.3M | $144M |
| Capital expenditure | n/a | $73.4M | $40.5M | $37.8M | $47.9M |
| Total debt | $788M | $769M | $565M | $581M | $595M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Stewart Information Services STC | $1.43B | -33% | +21% | 8% | 0.86× | 9.0% |
| Fidelity National Financial, Inc. - FNF FNF | $11.8B | -13% | +13% | 10% | 1.58× | 13.4% |
| First American Financial FAF | $6.84B | -6% | +14% | 14% | 1.27× | 13.2% |
| Old Republic International ORI | $9.50B | +1% | +11% | 18% | 1.62× | 10.4% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | STC | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -9.4% | +1.0% | 3rd lowest of 10 |
| 6-month return | -32.6% | +0.4% | lowest of 10 |
| Return on equity | 7.7% | 12.0% | 3rd lowest of 10 |
| Price / book | 0.86× | 1.01× | 4th cheapest of 10 |
| Trailing P/E | 11.8× | 9.2× | 2nd most expensive of 9 |
| ROE the price implies | 9.0% | 8.3% | 3rd most demanding of 10 |
| ROE delivered | 7.7% | 12.0% | 3rd lowest of 10 |
| Bond spread | 242 bp | 100 bp | widest of 5 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Stewart Information Services STC | United States | $1.43B | -33% | +21% | 8% | 0.86× | 9.0% | 7.7% |
| Trisura TSU.TO | Canada | $1,000M | -31% | +1% | 17% | 1.39× | 8.0% | 16.9% |
| Helia HLI.AX | Australia | $942M | +2% | -8% | 22% | 1.53× | 11.8% | 22.1% |
| Conduit CRE.L | United Kingdom | $895M | +2% | +4% | 20% | 0.79× | 7.6% | 19.9% |
| Coface COFA.PA | France | $2.65B | -4% | +1% | 9% | 1.11× | 8.8% | 9.4% |
| Tiptree TIPT | United States | $639M | +1% | -99% | -3% | 0.72× | 6.8% | -2.6% |
| Assured Guaranty AGO | United States | $3.23B | -2% | +3% | 6% | 0.58× | 6.0% | 6.3% |
| Investors Title ITIC | United States | $484M | +8% | +9% | 15% | 1.69× | 11.3% | 14.6% |
| Radian RDN | United States | $4.76B | -5% | +28% | 12% | 1.00× | 8.3% | 12.0% |
| Essent ESNT | United States | $5.70B | 0% | +4% | 12% | 1.01× | 8.5% | 12.0% |
Stewart Information Services has 1 bond outstanding with $450M face value. The agencies rate it BBB-; its bonds trade like BB-. Weighted yield 7.10%, a spread of 242 bp over government bonds.