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← CockpitCompetitor Analysis › BANF BancFirst CorporationOpen in the cockpit ↗

BancFirst CorporationBANFCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks

Oklahoma's largest state-chartered bank, offering commercial and retail banking statewide through community banks.

Momentum strong 66
Mkt cap
$3.87B
US dollars, full cap
Free float
63%
of shares outstanding
$/day
$16.5M
20-day average traded
P/B
1.94×
price to book
ROE
13.6%
delivered
Implied ROE
12.7%
what the price asks
Next earnings
76 days
21 Jan 2027
Close · USD$115.20
1D+0.1%
1W+4.4%
1M+7.8%
3M+2.6%
6M+2.0%
YTD+8.7%
1Y+4.1%
ATR %2.3%
Beta0.47
52w lowhigh5.7% off high

What BancFirst does

Oklahoma's largest state-chartered bank, offering commercial and retail banking statewide through community banks.

Earns most of its income from the spread between loan yields and the cost of deposits gathered across Oklahoma, with fees from trust and treasury services adding to it. Tulsa financier George Kaiser's family interests are the largest shareholder.

Products and services

  • Commercial banking
  • Retail banking
  • Energy-sector lending

Customers

  • Oklahoma businesses and consumers
  • Energy sector borrowers

Where it sits in the supply chain

  • Financial services
  • Regional banks
  • Oklahoma community banking

What could go right

  • Oklahoma energy and agriculture economic cycles

What could go wrong

  • Energy-price-linked credit risk
  • Interest-rate margin sensitivity

Moat: narrow (scale, distribution). Dominant statewide branch density built through decades of Oklahoma community-bank acquisitions.

Headquarters: Oklahoma City, Oklahoma, US · Founded: 1984 · Employees: 2,260

Named competitors

BancFirst at a glance

Size BancFirst (BANF) is a United States Financials company (Regional Banks) with a market value of $3.87B, the 1370th largest of 3,117 United States companies the cockpit tracks. Shares closed at $115.20 on 6 Nov 2026.

Performance Over six months the shares gained 2.0%, against +6.6% for the median peer and -1.1% for the United States market (cap-weighted) — 5th lowest of 21 in its peer set.

Growth Revenue fell 2.9% over the last twelve months (peer median +13.2%).

Valuation It trades at 1.94× book value against a peer median of 1.17× (4th most expensive of 21).

Price implies The share price implies a return on equity of about 12.7%; BancFirst delivers 13.6%, so the price asks less than the business earns today.

Short interest Short interest is 3.0% of the free float (15 Oct 2026).

Next results Next results expected around 21 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011011 May 202611 Aug 20266 Nov 2026Peer median 108BANF 104
Six months, rebased to 100: BancFirst against the median of its 20 peers (local-currency closes).

BancFirst financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$904M$940M$895M$793M$593M
Revenue growth—+5%+13%+34%—
Net income$256M$241M$216M$212M$193M
Free cash flown/a$238M$226M$205M$183M
Capital expendituren/a$48.3M$36.7M$22.5M$19.8M
Total debtn/a$134M$94.2M$95.3M$91.8M

Quarterly statements and history in the cockpit →

BancFirst competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-5%0%+5%+10%-20%-10%0%+10%7337FBPINDBKARURVYSYAEQB5832CVBFZUGERWSBCBHWXXIIBOCRNST8418CATYFIBK6011287189BENFFBCBANF6-month return →1-month return →
Up and to the right = strong over both horizons. BancFirst is the large dot.

Fundamentals: return on equity against price-to-book

0%5%10%15%20%10×1.50×20×7337FBPINDBKARURVYSYAEQB5832CVBFZUGERBHWXXIIBOCRNST8418CATY6011287189BENFFBCBANFReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. BancFirst is the large dot.

Capital: ROE delivered against the ROE the price implies

0%10%20%30%0%10%20%30%7337FBPINDBKARURVYSYAEQB5832WSBCBHWIBOC8418CATY601128BENBANFROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. BancFirst is the large dot.

BancFirst competitors and peer comparison

Head to head with its named competitors (BANF vs SFNC vs BOKF vs BSVN)
CompanyMarket cap6M returnRevenue growthROEPrice / bookImplied ROE
BancFirst BANF$3.87B+2%-3%14%1.94×12.7%
Simmons First National SFNC$3.37B+10%+122%8%1.01×9.7%
BOK Financial BOKF$7.87B-2%+3%11%1.33×10.6%
Bank7 BSVN$556M+33%-1%16%2.03×14.5%

How BancFirst compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

BancFirst against its 20 peers (data as of 6 Nov 2026)
MeasureBANFPeer medianRank in peer set
1-month return+7.8%+2.1%4th highest of 21
6-month return+2.0%+6.6%5th lowest of 21
Return on equity13.6%8.8%5th highest of 21
Price / book1.94×1.17×4th most expensive of 21
Trailing P/E15.3×11.8×4th most expensive of 19
ROE the price implies12.7%9.5%5th most demanding of 20
ROE delivered13.6%8.8%5th highest of 20

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
BancFirst BANFUnited States$3.87B+2%-3%14%1.94×12.7%13.6%
Hirogin 7337.TJapan$3.89B+9%+26%8%0.99×7.4%8.2%
First Bancorp FBPUnited States$3.92B+8%+3%19%2.09×15.7%19.4%
Independent Bank INDBUnited States$3.94B+8%+25%9%1.14×9.5%9.3%
Karur Vysya Bank KARURVYSYA.NSIndia$3.80B+18%+14%21%2.32×30.7%21.0%
EQB EQB.TOCanada$3.79B+3%-4%0%1.44×12.8%-0.1%
Chugin Financial Group,Inc 5832.TJapan$3.76B+10%+34%8%0.86×6.5%8.3%
CVB Financial CVBFUnited States$3.99B+12%+23%9%1.27×9.8%8.6%
Zuger Kantonalbank ZUGER.SWSwitzerland$4.04B+8%-10%8%2.03×n/a8.3%
WesBanco WSBCUnited States$3.70B+13%+17%9%0.96×8.2%8.8%
Bank Handlowy w Warszawie BHW.WAPoland$4.09B+7%-22%17%1.72×17.1%16.7%
Twenty One Capital XXIUnited States$3.57B-36%n/a-12%1.38×7.6%n/a
International Bancshares IBOCUnited States$4.20B-8%+2%13%1.25×9.8%12.9%
Renasant RNSTUnited States$3.55B-2%+20%9%0.93×9.5%8.7%
Yamaguchi Financial 8418.TJapan$3.54B+6%+19%6%0.84×5.8%5.7%
Cathay General Bancorp CATYUnited States$4.24B+12%+3%12%1.39×11.8%12.2%
First Interstate BancSystem FIBKUnited States$3.50B+4%-4%10%1.12×9.0%9.5%
Jiangsu Changshu Rural Commercial Bank 601128.SSChina$3.48B-4%-1%14%0.67×2.5%13.8%
Nishi-Nippon Financial 7189.TJapan$3.47B+3%+28%8%0.88×6.9%7.8%
Bendigo & Adelaide Bank BEN.AXAustralia$4.36B+5%-6%6%0.93×11.0%5.6%
First Financial Bancorp FFBCUnited States$3.43B+6%+13%11%1.19×10.9%10.7%

Questions

Who are BancFirst's main competitors?
Named competitors: Arvest Bank (private or unlisted), First National Bank of Oklahoma (private or unlisted), Simmons First National (SFNC), BOK Financial (BOKF), Bank7 (BSVN). The cockpit's measured peer set (industry) also includes Hirogin (7337.T), First Bancorp (FBP), Independent Bank (INDB), Karur Vysya Bank (KARURVYSYA.NS), EQB (EQB.TO), Chugin Financial Group,Inc (5832.T).
Is BancFirst expensive compared with its peers?
On price / book it trades at 1.94× against a peer median of 1.17×, 4th most expensive of 21 in its peer set. The share price implies a return on equity of about 12.7%; BancFirst delivers 13.6%, so the price asks less than the business earns today.
How has BancFirst stock performed?
Over six months to 6 Nov 2026 the shares returned +2.0% against +6.6% for the median peer; over one year +4.1%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.