Loading…
Employees: 527
Size Alfa Financial Software (ALFA.L) is a United Kingdom Information Technology company (Packaged Software) with a market value of $651M, the 268th largest of 363 United Kingdom companies the cockpit tracks. Shares closed at £162.60 on 6 Nov 2026.
Performance Over six months the shares gained 3.8%, against -12.7% for the median peer and +3.6% for the United Kingdom market (cap-weighted) — 6th highest of 21 in its peer set.
Growth Revenue grew 7.7% over the last twelve months (peer median +4.5%); the operating margin is 30.0% (peer median 4.5%).
Valuation It trades at 17.0× forward earnings against a peer median of 14.0× (5th most expensive of 11).
Price implies For today's price to make sense, revenue must grow about -2% a year for seven years (Req g). Recent delivered growth is +10%, so the hurdle is -12 pp: the price already allows for a slowdown.
Capital Return on invested capital runs 66.9 points above its cost of capital (8.5% WACC).
Next results Next results expected around 18 Mar 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | £129M | £127M | £110M | £102M | £93.3M |
| Revenue growth | — | +15% | +8% | +9% | — |
| Gross profit | £77.2M | £77.4M | £68.2M | £61.2M | £56.9M |
| EBITDA | £42.6M | £42.2M | £37.5M | £31.6M | £30.8M |
| Net income | £27.7M | £30.1M | £25.6M | £23.5M | £24.5M |
| Free cash flow | £32.3M | £37.5M | £28.6M | £31.9M | £26.5M |
| Capital expenditure | £5.60M | £5.40M | £5.60M | £3.40M | £2.30M |
| Total debt | n/a | £9.30M | £9.30M | £8.20M | £9.30M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | ALFA.L | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +3.6% | -2.3% | 4th highest of 21 |
| 6-month return | +3.8% | -12.7% | 6th highest of 21 |
| Distance from 52-week high | -32.2% | -37.2% | 6th highest of 21 |
| Revenue growth (TTM) | +7.7% | +4.5% | 10th highest of 21 |
| Operating margin | 30.0% | 4.5% | 2nd highest of 21 |
| Forward P/E | 17.0× | 14.0× | 5th most expensive of 11 |
| Growth the price implies (Req g, 7 yrs) | -2.0% | 13.7% | 2nd least demanding of 11 |
| Growth delivered (Del g) | +9.9% | +13.9% | 5th lowest of 11 |
| Hurdle (Req g minus delivered) | -12.0 pp | -1.0 pp | 3rd least demanding of 11 |
| ROIC minus cost of capital | +66.9 pp | -5.4 pp | highest of 21 |
| EV / EBITDA | 11.0× | 9.1× | 3rd most expensive of 7 |
| Net debt / EBITDA | -0.3× | -2.2× | 4th most indebted of 9 |
| Company | Market | Market cap | 6M return | Revenue growth | Op. margin | Forward P/E | Req g | Delivered g |
|---|---|---|---|---|---|---|---|---|
| Alfa Financial Software ALFA.L | United Kingdom | $651M | +4% | +8% | 30% | 17.0× | -2.0% | +9.9% |
| Priority Technology PRTH | United States | $650M | +18% | +9% | 14% | 6.7× | 2.9% | +18.7% |
| Hello Group Inc. Sponsored ADR MOMO | United States | $654M | -26% | 0% | 11% | 5.8× | n/a | n/a |
| Hypoport HYQ.DE | Germany | $648M | -2% | -5% | 6% | 20.2× | 22.2% | +9.2% |
| DBAPPSecurity 688023.SS | China | $646M | -6% | +2% | -5% | 115.5× | 5.6% | +10.3% |
| Mingchen Health 002919.SZ | China | $640M | -33% | +19% | -5% | n/a | 27.2% | +17.5% |
| Beijing Thunisoft 300271.SZ | China | $663M | -13% | +11% | -9% | n/a | n/a | n/a |
| Beijing Deep Glint Technology 688207.SS | China | $663M | +15% | -14% | -195% | n/a | n/a | n/a |
| Newgen Software Technologies NEWGEN.NS | India | $665M | -12% | +6% | 24% | 16.8× | 21.7% | +18.5% |
| Pansoft 300996.SZ | China | $665M | -11% | -4% | 11% | 46.0× | n/a | n/a |
| AIC 3693.TWO | Taiwan | $667M | -22% | -21% | 8% | n/a | 22.9% | +20.2% |
| Sichuan Discovery Dream Science & Technology 301213.SZ | China | $633M | -26% | +34% | 2% | n/a | n/a | n/a |
| Inspur Software 600756.SS | China | $669M | -23% | -25% | -25% | n/a | n/a | n/a |
| Sprout Social SPT | United States | $669M | +63% | +11% | -5% | 7.0× | 0.2% | +28.0% |
| Shenzhen Sunshine Laser & Electronics Technology 300227.SZ | China | $673M | -33% | +90% | -15% | n/a | n/a | n/a |
| Hansong (Nanjing) Technology 301491.SZ | China | $673M | -28% | +26% | 10% | n/a | -1.4% | +9.7% |
| Shanghai Amarsoft Information & Technology 300380.SZ | China | $628M | -30% | -2% | 4% | n/a | n/a | n/a |
| Ningbo Ligong Environment and Energy Technology 002322.SZ | China | $677M | +9% | +9% | 26% | 11.1× | -5.4% | -0.8% |
| Fuchun Technology 300299.SZ | China | $623M | -2% | +3% | 2% | n/a | 54.9% | -4.8% |
| Sabre SABR | United States | $680M | -18% | -3% | 14% | 23.0× | n/a | n/a |
| DoubleDown Interactive Co., Ltd. Sponsored ADR DDI | United States | $682M | +17% | +14% | 38% | 5.6× | n/a | n/a |