Loading…
Aditya Birla Group's financial-services holding company spanning NBFC lending, life/health insurance and asset management.
Aditya Birla Group's financial-services holding company spanning NBFC lending, life/health insurance and asset management.
Earns three kinds of income at once: interest on loans, premiums on insurance and fees on mutual-fund assets managed. The life insurance and asset-management arms are joint ventures with Canada's Sun Life. As a holding company, it depends on the Aditya Birla group brand to sell across all of them.
In one line: An Aditya Birla-family holding company for financial services.
Moat: narrow (brand, distribution). Aditya Birla Group brand and cross-sell across group companies, though each unit faces established competitors.
Headquarters: Mumbai, India · Founded: 2007 · Employees: 68,447
Size Aditya Birla Capital (ABCAPITAL.NS) is an India Financials company (Multi-Line Insurance) with a market value of $11.5B, the 104th largest of 1,058 India companies the cockpit tracks. Shares closed at ₹398.80 on 6 Nov 2026.
Performance Over six months the shares gained 8.1%, against +7.7% for the median peer and 0.0% for the India market (cap-weighted) — 11th highest of 21 in its peer set.
Growth Revenue grew 23.8% over the last twelve months (peer median +5.9%); the operating margin is 14.6% (peer median 15.8%).
Valuation It trades at 2.56× book value against a peer median of 1.43× (4th most expensive of 21).
Price implies The share price implies a return on equity of about 41.9%; Aditya Birla Capital delivers 12.1%, so the price asks more than the business earns today.
Next results Next results expected around 4 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ₹517B | ₹461B | ₹411B | ₹336B | ₹276B |
| Revenue growth | — | +12% | +22% | +22% | — |
| Gross profit | ₹257B | ₹256B | ₹218B | ₹177B | ₹125B |
| EBITDA | ₹80.2B | ₹187B | ₹160B | ₹135B | ₹113B |
| Net income | ₹45.4B | ₹37.6B | ₹33.3B | ₹33.3B | ₹48.0B |
| Free cash flow | n/a | ₹77.2B | ₹28.1B | ₹66.4B | ₹40.7B |
| Capital expenditure | n/a | ₹3.94B | ₹4.58B | ₹4.02B | ₹2.46B |
| Total debt | ₹1.97T | ₹1.81T | ₹1.40T | ₹1.10T | ₹847B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Aditya Birla Capital ABCAPITAL.NS | $11.5B | +8% | +24% | 12% | 2.56× | 41.9% |
| Bajaj Finserv BAJAJFINSV.NS | $31.6B | +2% | +17% | 13% | 3.55× | 54.3% |
| Tata Capital TATACAP.NS | $16.0B | +10% | +18% | 14% | 3.08× | 41.2% |
| SBI Life Insurance SBILIFE.NS | $18.9B | -5% | +18% | 14% | 8.72× | 105.4% |
| HDFC Life Insurance HDFCLIFE.NS | $13.0B | -10% | +19% | 11% | 6.31× | 72.0% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | ABCAPITAL.NS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +7.2% | +1.9% | 7th highest of 21 |
| 6-month return | +8.1% | +7.7% | 11th highest of 21 |
| Return on equity | 12.1% | 15.4% | 7th lowest of 21 |
| Price / book | 2.56× | 1.43× | 4th most expensive of 21 |
| Trailing P/E | 23.6× | 10.7× | 2nd most expensive of 20 |
| ROE the price implies | 41.9% | 8.5% | most demanding of 21 |
| ROE delivered | 12.1% | 14.8% | 7th lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Aditya Birla Capital ABCAPITAL.NS | India | $11.5B | +8% | +24% | 12% | 2.56× | 41.9% | 12.1% |
| Globe Life GL | United States | $12.1B | +4% | +6% | 21% | 2.08× | 11.7% | n/a |
| Unum UNM | United States | $12.2B | -5% | -5% | 3% | 1.52× | 8.1% | 2.6% |
| Aegon AGN.AS | Netherlands | $12.7B | +4% | +16% | 10% | 1.25× | 8.2% | 10.5% |
| CNA Financial CNA | United States | $12.8B | +9% | +2% | 10% | 1.25× | 7.2% | 9.6% |
| Mapfre MAP.MC | Spain | $14.1B | -2% | +5% | 12% | 1.26× | 8.4% | 12.4% |
| Gjensidige Forsikring GJF.OL | Norway | $14.7B | +9% | +7% | 30% | 5.73× | 19.1% | 29.9% |
| Suncorp SUN.AX | Australia | $14.9B | +21% | -3% | 10% | 2.08× | 11.7% | 9.8% |
| Brookfield Wealth Solutions BNT.TO | Canada | $14.9B | -8% | -18% | 1% | 0.70× | 9.4% | 0.7% |
| Kinsale Capital KNSL | United States | $8.64B | +26% | +8% | 28% | 4.70× | 30.6% | 27.8% |
| Powszechny Zaklad Ubezpieczen Spolka Akcyjna PZU.WA | Poland | $16.1B | +15% | +1% | 20% | 1.83× | 19.5% | 19.5% |
| China Taiping Insurance 0966.HK | Hong Kong | $8.28B | -24% | +19% | 36% | 0.63× | 8.1% | 36.2% |
| Hiscox HSX.L | United Kingdom | $8.08B | +18% | +4% | 17% | 2.06× | 15.1% | 16.6% |
| ASR Nederland ASRNL.AS | Netherlands | $17.3B | +14% | +6% | 13% | 1.74× | 8.3% | 13.1% |
| Lincoln National LNC | United States | $7.67B | +12% | +12% | 23% | 0.74× | 8.6% | 22.6% |
| Axis Capital AXS | United States | $7.60B | +7% | +10% | 16% | 1.33× | 8.1% | 16.0% |
| Great Eastern G07.SI | Singapore | $7.47B | +21% | +27% | 15% | 1.73× | 11.4% | 14.8% |
| Db Insurance 005830.KS | South Korea | $6.90B | +2% | -14% | 17% | 0.85× | 5.1% | 17.0% |
| China Reinsurance (Group) 1508.HK | Hong Kong | $6.64B | -5% | +11% | 10% | 0.40× | 5.5% | 9.7% |
| Enact ACT | United States | $6.38B | +5% | +2% | 13% | 1.19× | 7.9% | 12.9% |
| RLI RLI | United States | $6.27B | +39% | +6% | 22% | 3.70× | 15.4% | 22.1% |